100% Mortgage needed asap!! Please help!

darcy2009

Landofwood
Haha Yes I just pasted that in from my email, they are a company based in Essex that work from home so not totally surprised.

Landofwood

darcy2009 wrote: »

Landofwood
Haha Yes I just pasted that in from my email, they are a company based in Romford Essex that work from home so not totally surprised.

You should avoid that broker. If they make mistakes in their communications, they may well be as sloppy with your application.

darcy2009

jaxkesa
Thank you, I dont know why but that has really cheered me up.

So from the emailed I shared with everyone, I replied to that obviously asking him what he thought would be best to do and I also added I now have someone offering to be a guarantor.
I just got a reply saying,
[FONT=&quot]Personally I think you would be better to try your wife on her own first. The guarantor can only be a family member and, depending on age, income & outgoings, may not be viable. Probably best if we talk tomorrow.
So unfortunately I dont have a guarantor in my family this is a lady I know through work.
So I wont know anymore until we speak tomorrow.
[/FONT]

Landofwood

darcy2009 wrote: »

jaxkesa
Thank you, I dont know why but that has really cheered me up.

So from the emailed I shared with everyone, I replied to that obviously asking him what he thought would be best to do and I also added I now have someone offering to be a guarantor.
I just got a reply saying,
[FONT=&quot]Personally I think you would be better to try your wife on her own first. The guarantor can only be a family member and, depending on age, income & outgoings, may not be viable. Probably best if we talk tomorrow.
So unfortunately I dont have a guarantor in my family this is a lady I know through work.
So I wont know anymore until we speak tomorrow.
[/FONT]

Has he suggested Cheltenham and Gloucester as the lender?

darcy2009

Let me just fill you in on something I wasn't going to put on here, the man we want to buy this house off is not allowed to this house or in this town for committing terrible crimes a long time before we moved in.

jaxkesa

Wow..unexpected plot twist.

Landofwood

I'm starting to really like you, Darcy2009

darcy2009

Landofwood
No he didnt say who the lenders might be, I can PM a link to the brokers website and you can let me know what you think if thats ok?

darcy2009

I know but I cant take being a bad guy anymore so I told you about a guy who is bad, it is a twist yes.

David301

darcy2009 wrote: »

Let me just fill you in on something I wasn't going to put on here, the man we want to buy this house off is not allowed to this house or in this town for committing terrible crimes a long time before we moved in, we was not told about this by the estate agents or the landlord himself when he showed me around the house and shouldn't of been in this town, he didnt commit the average bad crime it was a awful thing to do, and do you know what when he isn't serving time the government pays he rent for him to be in protection properly for the rest of his life, so that's maybe why the house didnt sell in the first place I dont know.