DMP & Mutual Support Thread - Part 11

Ellieseleven

GibbsRule_No3 wrote: »

Well done, you were around when I was doing mine. Great feeling when it is all over, enjoy yourself but stay focused

I remember you well Gibbs and I remember you becoming debt-free;)


I intend to stay focused. This experience has taught me many things which will remain with me always;)


I hope things are well with you and you are enjoying life.


Ellie x

motivated

:beer: absolutely brilliant :beer:

As you can see I am just starting out but with posts like yours it proves it's possible.

Congratulations and enjoy your new freedom.
M

Sazzie23

Ellieseleven wrote: »

Hello everyone,


Yesterday, I paid my final payment to SC after 6 years and 8 months and it felt fantastic:j For all of us this is our ultimate goal and I just wanted to say if you are starting out on your DMP or partway through, keep going! I feel as though a huge weight has now been lifted and I can look forward to a debt-free life.


It hasn't been an easy ride and there have been obstacles along the way but in the end it has been worth the effort. I have learnt so much and my attitude to finance has totally changed for the better. I will carry those lessons with me for the rest of my life.


I want to say thank you to everyone on this thread past and present. This was my go to place in my darkest times, the advice and comfort I received here can't be measured. You all kept me sane, offered me advice, made me laugh and I have made virtual friends whom I think very fondly of:T


Here's to each and every one of you, the bubbly is flowing at Ellie Mansions today:beer: (it's Bucks Fizz really...see, very MSE:money:)


Take care


Ellie xx

I may not know your face but your screen name has a place in my heart. Well done Ellie :T:T so happy for you. :j:j

Ellieseleven

Sazzie23 wrote: »

I may not know your face but your screen name has a place in my heart. Well done Ellie :T:T so happy for you. :j:j

Thank you Sazzie:)

Ellie x

zenshi

Fantastic Ellie, well done

Letter recieved today refusing my F and F offer of just under 50%. Defaulted 3 years ago but still with OC...never mind, will just let it run now. They didn't counter offer either
Would have been nice to get another gone but hey, ho

Keezing

zenshi wrote: »

Fantastic Ellie, well done

Letter recieved today refusing my F and F offer of just under 50%. Defaulted 3 years ago but still with OC...never mind, will just let it run now. They didn't counter offer either
Would have been nice to get another gone but hey, ho

Who is the original creditor that has held onto this for 3 years?

zenshi

Keezing wrote: »

Who is the original creditor that has held onto this for 3 years?

This one is Halifax. But I also have tesco, post office and Santander that still own the debts and have defaults of same age.
Actually, only 2/6 debts have been sold on

Puzzcat

Ellieseleven wrote: »

Hello everyone,


Yesterday, I paid my final payment to SC after 6 years and 8 months and it felt fantastic:j For all of us this is our ultimate goal and I just wanted to say if you are starting out on your DMP or partway through, keep going! I feel as though a huge weight has now been lifted and I can look forward to a debt-free life.


It hasn't been an easy ride and there have been obstacles along the way but in the end it has been worth the effort. I have learnt so much and my attitude to finance has totally changed for the better. I will carry those lessons with me for the rest of my life.


I want to say thank you to everyone on this thread past and present. This was my go to place in my darkest times, the advice and comfort I received here can't be measured. You all kept me sane, offered me advice, made me laugh and I have made virtual friends whom I think very fondly of:T


Here's to each and every one of you, the bubbly is flowing at Ellie Mansions today:beer: (it's Bucks Fizz really...see, very MSE:money:)


Take care


Ellie xx

:T:T:T Well done lovely Ellie, I would love to see the smile on your face.... Love Puzz. x

so_very_confused

Well done Ellie. You have always been an inspiration to me.
Enjoy your new status........thoroughly!:)

S1Ebbz

Well....the text has come throufh. SC have set up my DMP first payment goes out in April

It is a long road ahead and I am nervous. The calls are flying from creditors ... I've been ignoring for now as I know SC have now contacted them.

Literally how I found myself here I do not know but its horrible .. £100k in debt....years and years ahead of a DMP.

Time to get smart with money. Paying £1300 per month. Hopefully over time I'll even increase....but I just hope my creditors see this is my only chace to pay them all back