DMP & Mutual Support Thread - Part 11

Ellieseleven

Sazzie23 wrote: »

You going to complain anyway? Nothing to lose?

Yes, I may as well complain. Like you say nothing to lose:o

Ellie x

gawebb99

could anyone advise- we've recently set up a DMP~ with stepchange. 1st months payment came out few weeks back. we've just realised we need to add another creditor- is this going to totally screw things up? not sure how we 'missed' this one. its another £2000!

really worried now

MrsSammyB

gawebb99 wrote: »

could anyone advise- we've recently set up a DMP~ with stepchange. 1st months payment came out few weeks back. we've just realised we need to add another creditor- is this going to totally screw things up? not sure how we 'missed' this one. its another £2000!

really worried now

Hiya, I added two creditors after my first payment went to SC and they were fine about it, just give them a ring and they can do the juggling for you x

gawebb99

MrsSammyB wrote: »

Hiya, I added two creditors after my first payment went to SC and they were fine about it, just give them a ring and they can do the juggling for you x

thank you very much ! x

Lolly24

Can anyone help me as I am trying to post a new thread via my mobile and it isnt happening and i really need some advise as I cant sleep

sourcrates

Lolly24 wrote: »

Can anyone help me as I am trying to post a new thread via my mobile and it isnt happening and i really need some advise as I cant sleep

It's the big blue "NEW THREAD" button at the top left of the forum !!

Lolly I already answered your post this morning and provided you a link to the legal beagles website to help you deal with your court claim !!

Again, here is the link :

http://www.legalbeagles.info/forums/forumdisplay.php?105-Received-a-Court-Claim

Bouncybubbles

Can I just say I have been sleeping like a log now my DMP is in process! and I am finally looking forward to the future! Best thing I have ever done

Pipkin89

I posted in another thread, but someone recommended I ask for help here...

I am in the process of setting up a DMP with Step Change. My creditor is Natwest, with whom I have two loans and an O/D.

I have never missed a loan payment with them, but have recently amassed a huge O/D debt, which means I will no longer be able to make the loan payments successfully. I have acted quickly and should still be able to make this month's loan payments, but won't be able to contribute to the O/D balance. Someone has suggested I make token payments towards the loans in order to help clear the O/D... Can someone please explain what a token payment is and how I go about doing it?

Do I need to speak to Natwest or simply cancel the direct debit? I am very confused!

Bouncybubbles

im only just starting out too but from what i can gather... yes cancel your DD payments, a token payment is a small figure such as £1 just to show you are still paying something rather than just not paying anything. There is a template on here a couple of pages ago which you can use to send its the one i used

Bouncybubbles

Page 112 to be exact posted by Puzzcat