We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I want CSA to take me to court.

124»

Comments

  • I know nothing about CSA but surely this man should n ot be left with not enough money to live on
    ? Surely ALL his children (absent and present) are important? IT seems he can't afford to support the ones who live with him because there is too much money going out on those who don't!
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I know nothing about CSA but surely this man should n ot be left with not enough money to live on
    ? Surely ALL his children (absent and present) are important? IT seems he can't afford to support the ones who live with him because there is too much money going out on those who don't!

    Who knows, this case is very complex and it seems OP is in a situation of paying arrears as not paying what he owed for some time. Add to this what he doesn't understand, what the CSA might have got wrong, but he is not bothered to understand the process and challenge it appropriately or sought help to do so, and an attitude of 'fine then I'll just give up my job', that won't help, and it is impossible to get a true picture of the issue.

    the CSA would normally never take more than a certain percentage of income, even with large arrears, but maybe OP failed to mention other income. Then add to this who should be responsible for supporting their biological children, ie. should he be prioritising his step-children before his own blood children and the whole discussion is just a big mess!
  • Right, CSA are saying they are taken money for my daughter. I have been paying directly to her for a number of years, her mother and I have an arrangment and is happy with it, She stopped the claim in 2007.

    So CSA are taken this money for her, when she has not asked for it. Understand so far?

    My ex of my daughter has not received the money in the last few months they have taken it from me. - Understand?

    She contacted them, they advised they have no current claim from her, and she can open one if she wishes. - Understand?

    I have been paying all of my maintaince direct to their mothers, up until they started the DEO. - Understand?

    Since taken the money from my wages. I can no longer make payments direct to the mothers - Understand?

    Non of the mothers have been receiving payment from the CSA - Understand!

    Since they have taken the money I am struggling to cover bills. I now have an enforcement letter from the council, as I have been unable to pay my council tax in full.

    I have the only income in the household. I now take home £750-£800 a month.

    Rent £600
    CT: £150

    that is everything gone, Leaving me with no money to get to work £30 a week.

    No money to pay my children, no money to by food or clothing, pay the electric or gas, let alone luxuries like the tv licence and fuel and internet etc.

    To make things even worse HMRC have advised they have overpaid tax credit, and so need to repay £3k which means they have now dropped to £80, this was the only income my partner was receiving.
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Right, CSA are saying they are taken money for my daughter. I have been paying directly to her for a number of years, her mother and I have an arrangment and is happy with it, She stopped the claim in 2007.

    That bit can probably be explained. Until recently (2012 or 2012) any parent receiving income support (which at the time could be until the youngest child was 12 or older) would only receive £20 (I think a week not monthly) or that amount. The rest used to go straight to the benefit agency to make up for the fact they supported the single mother to be a SAHM.

    If this is the case in your circumstances, Income Support would have informed the CSA of the situation and they would have come after you for money automatically. At the time, she couldn't claim IS AND get maintenance directly from you. You were supposed to pay maintenance via csa who would have given her £20. If you've never paid, she might never have got the £20, but the arrears would have accrued.
    My ex of my daughter has not received the money in the last few months they have taken it from me. - Understand?. She contacted them, they advised they have no current claim from her, and she can open one if she wishes. - Understand?
    It sounds like the money they have taken from you have nothing to do with her. Why is she expecting any of that money when there are no csa claim open?
    I have been paying all of my maintaince direct to their mothers, up until they started the DEO. - Understand?
    See response to first quote
    No money to pay my children, no money to by food or clothing, pay the electric or gas, let alone luxuries like the tv licence and fuel and internet etc.
    well there was tax credits for this, but if you didn't report changes on time or put away the difference you were receiving that was bound to need repaying, then that's not the fault of the csa.

    It does sound like you made a big error paying your first ex directly when everything was expected to have gone to them. There must have been some communication about this at the time though.

    The DEO shouldn't be half of your income, so you need to understand why they are taking so much.
  • NYM
    NYM Posts: 4,066 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    Have you asked Gingerbread.. for advice?
  • They are taken this much, because they took over a year to assess me! so taken last years and this together.

    The paperwork is clearly in her name, I should have spoken to them more, buy I just get abusive and threating to them.
  • ab1982
    ab1982 Posts: 431 Forumite
    Pretty sure its not a human rights issue though.
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    They are taken this much, because they took over a year to assess me! so taken last years and this together.
    Then you need to speak with them again, but doing so in a way that you actually listen to them rather than accusing them of being unlawful.

    As it stands, your case is probably a mess, and as you seem to have little understanding of the system (which is indeed very complex), you would be better off seeking advice from professionals, maybe starting with CAB.
  • MataNui
    MataNui Posts: 1,075 Forumite
    A DEO can be for more than half your income. I had one for more than my net income. The employer will have guidance about DEOs and they have to leave you with a certain amount. So they may not be paying the CSA all they are requesting.

    What this means in practice is that the arrears just keep going up.

    There are only 3 ways i can think of to deal with the CSA with no comebacks.

    Go back into education.
    Become self employed (but via a ltd company).
    Both of these get over the purposely depriving yourself of income argument the CSA like to use, and both may do you some benefit.

    The third is for your darkest days of dealing with these vultures and best not mentioned.

    I considered 3. Then did 1 and 2.
  • MataNui wrote: »
    A DEO can be for more than half your income. I had one for more than my net income. The employer will have guidance about DEOs and they have to leave you with a certain amount. So they may not be paying the CSA all they are requesting.

    What this means in practice is that the arrears just keep going up.

    There are only 3 ways i can think of to deal with the CSA with no comebacks.

    Go back into education.
    Become self employed (but via a ltd company).
    Both of these get over the purposely depriving yourself of income argument the CSA like to use, and both may do you some benefit.

    The third is for your darkest days of dealing with these vultures and best not mentioned.

    I considered 3. Then did 1 and 2.


    If I could afford number 3 I would have already! if I had the 5k Required, I would buy a business, and I could afford the repayments. even if they just took this years I could afford, and extend the time to pay back, as I only have a year left to pay, as my daughter is not going into FE, she has an apprenticeship, or a full time job waiting. (She already works the maximum a 15yr old can)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.9K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 244.9K Work, Benefits & Business
  • 600.5K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.