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The Elite:The Good, The Bad and the Glitchy

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  • nikkilala_2
    nikkilala_2 Posts: 9,872 Forumite
    silvercar wrote: »
    Agree that part of growing up is moving away from home, particularly if you are a mum like me who does step in and sort problems - often before the offspring are aware.

    The way I read the budget is that lower income families offspring had some of the loan replaced by grant on a £1 for £1 basis, now it will all be loan. So the amount available as a student will be the same. DS2 tells me that those from the poorest families also get help direct from the universities. He says that the ones that really struggle are the ones where the parents have enough income to effect the loan, but are find things tight, so these students don't get help from the uni and don't get extra help from parents.

    I agree that part of the whole Uni growing experience is moving away, but each to there own, some want to some dont.
    Its true that the students at Uni that struggle the most are the students that parents are earning just over the amount for earnt and are struggling.
    But I will say that most Unis will help out financially when students get there regardless of parents incomes. I know of students with my DS who have had halls fees wiped out totally by the Uni when they had financial difficulties :)
    With my DS we just thought of the fees and loans as an extra tax that he will have to pay back when he leaves and earns enough.
    Beware!!!! Glitching is addictive:rotfl:
  • Mumto2monkeys
    Mumto2monkeys Posts: 4,995 Forumite
    Dippydoo wrote: »
    Doesanyone know how many pp's i can use against 1 transaction ?

    I don't think I've ever read anywhere that there is a limit. However I think they would stop taking them if they owed you cash back after your shop;)
  • LEJC
    LEJC Posts: 9,618 Forumite
    edited 9 July 2015 at 3:03PM
    I didn't go to uni either I applied but they didn't want me :( ...:rotfl:

    I'm pleased I didn't as I'm now a stay at home mum I think with the dept I would have had I wouldn't have been able to stay at home with the monkeys.

    My younger sis went to uni 6 years in total. Mum and Dad supported her as well as they could as she lived away from home and she worked part time. She had a very good management roll but gave it all up when she had her children... The high pressure job wouldn't work around a family life... I often wonder if she had her time again if she too would have not gone on to uni????

    I never went to uni...never saw the need and wanted a job...neither did OH...in fact I have a few A levels extra than him because he left school at 16 and went on a YTS training course(some may remember them...back in the day)...so in essence whilst he now has what even I consider to be a good job,its me who has the qualifications on paper....

    I agree that going to university is'nt the be all and end all but I do believe in choice and to a point youngsters today are being forced out of the possibility of onward further education because of the cost and debt that is required.

    I have never regretted not going,I had a lovely job before the kids came along and we have managed thankfully without the need for me to return to work whilst they were growing up...sometimes it hasnt been easy and then long term relative care kicked in so it became impossible to hold a job down.....
    I now have 2 fantastic children,one of whom wants uni and one who doesn't...and we will continue as a family to support both in their onward choices...because I believe they should have the choice.

    ETA...just read nikki's post and yep thats the way we are looking at the loans and thats the way that our schools career advice has said to think about it( look at it as an extra tax)....I also understand that when financial situations are looked into in later life for example getting a mortgage etc the loan is not considered a liability...having said that I still cant quite get my head round a £60k debt at the end of a 4 year course...thats more than we spent on our first home...but there again its all relative
    frugal October...£41.82 of £40 food shopping spend for the 2 of us!

    2017 toiletries challenge 179 out 145 in ...£18.64 spend
  • Dippydoo
    Dippydoo Posts: 2,036 Forumite
    I don't think I've ever read anywhere that there is a limit. However I think they would stop taking them if they owed you cash back after your shop;)
    thankyou :)
  • nikkilala_2
    nikkilala_2 Posts: 9,872 Forumite
    Everyone complaint about the budget, just remember we have one massive thing in our favour, we don't live in Greece.

    And as for uni, my kids both decided against going because they would have ended up wiht massive debts and, in their words, it is't worth it anymore cos anyone can get in now and degrees have no real value in the jobs market.

    I think that really depends on what job they want to do to be fair, but I can see what they are saying.
    Beware!!!! Glitching is addictive:rotfl:
  • Munqui
    Munqui Posts: 3,439 Forumite
    New Orchard Campaign : finest* Cheese (£3 voucher, min spend £3)

    Bit stingy but £3 free cheese not to be sniffed at
    #CHEEKY :cool:
  • Mumto2monkeys
    Mumto2monkeys Posts: 4,995 Forumite
    LEJC wrote: »
    I never went to uni...never saw the need and wanted a job...neither did OH...in fact I have a few A levels extra than him because he left school at 16 and went on a YTS training course(some may remember them...back in the day)...so in essence whilst he now has what even I consider to be a good job,its me who has the qualifications on paper....

    I agree that going to university is'nt the be all and end all but I do believe in choice and to a point youngsters today are being forced out of the possibility of onward further education because of the cost and debt that is required.

    I have never regretted not going,I had a lovely job before the kids came along and we have managed thankfully without the need for me to return to work whilst they were growing up...sometimes it hasnt been easy and then long term relative care kicked in so it became impossible to hold a job down.....
    I now have 2 fantastic children,one of whom wants uni and one who doesn't...and we will continue as a family to support both in their onward choices...because I believe they should have the choice.

    I left college at 19 with a diploma and a'levels. Mr Monkey left school at 16 not interested at all in anything educational and is more successful in the field he's chosen than anyone could have imagined.

    Some children just don't react well to learning in a classroom. That's why they need choices as to what and where to turn to:)
  • Mumto2monkeys
    Mumto2monkeys Posts: 4,995 Forumite
    Munqui wrote: »
    New Orchard Campaign : finest* Cheese (£3 voucher, min spend £3)

    Bit stingy but £3 free cheese not to be sniffed at

    I really must submit the ones I've done. I'm very good at using the voucher but carp at remembering to submit reviews...:o
  • rhosynbach
    rhosynbach Posts: 7,664 Forumite
    ok another elite list:rotfl::rotfl:
    another who never went to uni , my parents did not allow me to,
    or go to college even though all my siblings did, I went to work in the family pet shop when I left school, at 15 even though i had applied to carry on my education, am I bitter, do I feel I missed out
    damn right I am I could have had an important job some where making a difference with lots of money, posh house,
    instead of stuck here in the middle of no where with a hoard of needy kids and grandkids, mucking out, growing vegetables, and making jam, :( dont you all feel sorry for me :rotfl::rotfl:
  • Busylizzie
    Busylizzie Posts: 2,988 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I think that whatever you think of the concept of tuition fees / grant that it is the level of fees that seems way too high. £9000 a year:eek:

    Never any idea of DD1 going as she's not academic but very likely for DD2. She's 13 at the moment so goodness knows what the fees will be by the time she goes :eek:
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