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Urgent advice needed
ikkie
Posts: 33 Forumite
Hi There,
I have been reported to CIFAS recently by Lloyds Bank, they also have closed my bank account thats the only one i have. Now when i tried to open a new bank account almost every bank is rejecting my application.
My credit score is 840+ but still dont understand whats going on.
IS any one have the same situation ?
I have been reported to CIFAS recently by Lloyds Bank, they also have closed my bank account thats the only one i have. Now when i tried to open a new bank account almost every bank is rejecting my application.
My credit score is 840+ but still dont understand whats going on.
IS any one have the same situation ?
0
Comments
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You will have major problems opening an account if you have a CIFAS marker against you, why have Lloyds done this?
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Hi There,
I have been reported to CIFAS recently by Lloyds Bank, they also have closed my bank account thats the only one i have. Now when i tried to open a new bank account almost every bank is rejecting my application.
My credit score is 840+ but still dont understand whats going on.
IS any one have the same situation ?
No bank will give you an account seeing a fraud marker on your credit file, Unless you can prove otherwise to why they put it on, it looks like you will need a prepaid card. you wont even get a basic account. Maybe Santander will give you an account
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Reported for what?I have been reported to CIFAS recently by Lloyds Bank,
Almost?Now when i tried to open a new bank account almost every bank is rejecting my application.
In terms or rejections - plenty.IS any one have the same situation ?
In terms of CIFAS marker - how can anyone know?0 -
Why did they report you?0
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Hi There,
I have been reported to CIFAS recently by Lloyds Bank, they also have closed my bank account thats the only one i have. Now when i tried to open a new bank account almost every bank is rejecting my application.
My credit score is 840+ but still dont understand whats going on.
IS any one have the same situation ?
Your score means nothing( not that it does anyway ) when you have a fraud marker involved.0 -
Why did you get a fraud marker against you?0
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Who said that it was "fraud"?
Not that I am saying that it wasn't.
Well considering CIFAS is a fraud prevention service. It's clearly the bank has something against the OP, Banks don't just put CIFAS markers on accounts.
https://www.cifas.org.uk/
Even say's on their website.
http://help.creditexpert.co.uk/help/sv635/Credit_report/whats_cifas0 -
AFAIK, there are different markers, not just one, although most do describe some sort of fraudulent activity.
E.g.
Cat. 2 "Victim of Impersonation"
Cat. 5 "Conversion" (disposal or sale) of goods (to which the hirer/buyer does not have title) under a hire-purchase, conditional sale, contract hire, leasing or rental agreement0 -
Cat 6 is also first party fraud, could it be this?0
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