Urgent advice needed

ikkie

~Beanie~ wrote: »

You will have major problems opening an account if you have a CIFAS marker against you, why have Lloyds done this?

they said there was fraud attempt on my account which i even dont know. Now i dont know how to get rid of this ?

ikkie

grumbler wrote: »

Who said that it was "fraud"?
Not that I am saying that it wasn't.

Lloyds bank said it was fraud, as they did investigate as well. They cleared me saying that it was some hacker etc who did!!! but i am facing it now.

maninthestreet

ikkie wrote: »

Lloyds bank said it was fraud, as they did investigate as well. They cleared me saying that it was some hacker etc who did!!! but i am facing it now.

So you were the victim of fraud? What actually happened?

jimjames

maninthestreet wrote: »

So you were the victim of fraud? What actually happened?

I was a victim of fraud and had a CIFAS marker to request additional ID verification for any applications.
I've never had a problem opening an account so I'd imagine it is more than meets the eye.

grumbler

jimjames wrote: »

I was a victim of fraud and had a CIFAS marker to request additional ID verification for any applications.
I've never had a problem opening an account so I'd imagine it is more than meets the eye.

I guess it was Cat. 0 marker, not Cat. 2 mentioned above.

grumbler

ikkie wrote: »

they said there was fraud attempt on my account which i even dont know. Now i dont know how to get rid of this ?

First you have to find out what exactly marker it is.

themadhouse

OP - it would be extremely helpful to know the full details in one post that is clear on what has happened here. Both the events leading up to the Lloyds letter and exactly what was provided after. I had a similar post the other day.

If you do this I promise others will then have a better idea on your position and offer the best advice on accurate information. At the minute your getting responses which have not been based on the full detail and so may not be the best advice. It will save a lot of time and make it much easier to find a solution.

......

In my case they suspected fraud, issued 60 day notice on the account. I was declined from most places but got accepted with Barclays for a Cash Card account after making an appointment with them. If Lloyds placed a Cat 6 marker from what I gather this may be more difficult and they should have closed your account immediately? Again guessing here, full information would be very useful. Don't be shy you want a solution don't you?

DCFC79

ikkie wrote: »

they said there was fraud attempt on my account which i even dont know. Now i dont know how to get rid of this ?

I don't know if you can ask for it to be removed.

Ed-1

From the original post it appears the account was closed with no notice which is consistent with a proven fraud event and hence a CIFAS marker. What is the key here is 1) what the Lloyds letter said and 2) how Lloyds have registered it with CIFAS (i.e. what category CIFAS marker). Is it possible to scan the letter up (blanking out unique details)?

If you are indeed the innocent victim of the fraud, you should not have a CIFAS marker indicating you were the perpetrator, you should have a CIFAS marker indicating you were a victim, however Lloyds have history here (see this parliament debate about them):

http://www.theyworkforyou.com/whall/?id=2011-11-15a.241.0