Buying a car as a learner?

NTLL

I'm currently learning to drive, I hope it will take me about 3-6 months.

I've found what seems to be a very good value secondhand car and just wondered what the situation with buying one as a learner is?

It would be on the drive until I pass. Would I need learner insurance, or to make a SORN?

Thanks.

Astronaughtwannabe

You could just SORN it or better still (if can afford it) get it taxed and insured and practice in it, subject to the obvious legal requirements.

NTLL

Does short term learner insurance count?

Astronaughtwannabe

I would think that insuring it in your own name with your supervising driver being named on the policy would be best. Once you've passed, your insurance is ready and waiting for your first unsupervised trip ;-)

I'm no expert in policies so wait for others to comment.

NTLL

Thanks for your help.

im-lost

Astronaughtwannabe wrote: »

I would think that insuring it in your own name with your supervising driver being named on the policy would be best. Once you've passed, your insurance is ready and waiting for your first unsupervised trip ;-)

I'm no expert in policies so wait for others to comment.

after they have informed the insurer of the test pass, and the insurer take an additional 2k premium off them

Skint_yet_Again

I am no expert but a few things I would consider

Make sure the car does not have any modifications as many insurers will not insure new/learner drivers with modifications.

Make sure you get the V5C/2 new keeper section of the V5C logbook - you will need this to tax the car

How will you get the car home and onto your drive with no insurance and no tax ?
The car has to be taxed by the new keeper immediately to be able to drive it home and it must be insured.

Will you be the registered keeper ?

Who will insure the car whilst it is on the driveway ? In case of fire/theft

NTLL

They'll deliver apparently which would solve the getting it home problem.

I would be the registered keeper. I think that's what I'm trying to ask, does short term learner insurance cover it for the fire/theft etc?

LandyAndy

im-lost wrote: »

after they have informed the insurer of the test pass, and the insurer take an additional 2k premium off them

Rubbish. :p:p

Astronaughtwannabe

NTLL wrote: »

They'll deliver apparently which would solve the getting it home problem.

I would be the registered keeper. I think that's what I'm trying to ask, does short term learner insurance cover it for the fire/theft etc?

I think you need to expand a bit by what you are referring to as 'short term learner insurance'.

Skint_yet_Again

NTLL wrote: »

They'll deliver apparently which would solve the getting it home problem.

I would be the registered keeper. I think that's what I'm trying to ask, does short term learner insurance cover it for the fire/theft etc?

My son had short term learner insurance. He bought a car to practice in when his instructor had a stroke 4 weeks before his test. He went with https://www.collingwoodlearners.co.uk/ but I'm sure there are others available. The insurance ended as soon as he passed his test so he had replacement insurance to start once hed passed

The cover you would have would depend on what type/level of cover you take out. You would need to check any policy documents before you buy to make sure it meets your requirements

I think there is also something called SORN insurance or Laid Up Insurance also which may be worth looking into if you are not going to drive the car before you pass your test.