Things you'd tell your 16 year old self...

Jacare

Don't trust your father with your money. He says he's saving it so you can buy somewhere nice, but in 11 years you'll find out it was paying off his debts and enabling him to be the most popular man in the pub...

Bazofts_Revenge

1st Buy as many of those £20k Back to backs as you can and rent them out... Mortgage to the hilt 500% gain in 22 years. Instead i listend to my Father who only later on did I realise was no good with money. 22 years worths of rent up from 150 to 600 quid.

2nd Don't learn to drive, Cars eat money and you get unfit...

3rd When your Girlfriend says she can't get pregnant don't under estimate your own super swimmers!!!!

xdarata

Let your money in the bank. Never take so your deposits reached 30 years. You will be flooded with money later.

fromtheshires

1) Never switch your application to another department when they say it will be a 12 month wait or you can switch to another dept. Wait it out and get the job with that department in 2 months like your mate who decided to wait did as you will never get the chance to get back to it.

2) Know how to play the game with the company you are in now so you dont get side shifted into a job you hate with a passion but the salary has bought your soul so you cant escape.

3) Buy the biggest house and stretch yourself initially before the house prices sky rocket.

4) To bring some cheer to my otherwise depressing post, he is the one so well done for spilling your drink on him when you did or your paths will never have crossed.