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Things you'd tell your 16 year old self...

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  • Kendall80
    Kendall80 Posts: 965 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    I'd be hesitant to give my younger self any advice. So many seemingly small decisions lead us to where we are in the present. I've 2 fantastic little boys that money just couldn't buy! .... and their beautiful mummy of course.


    I'm quite certain i've a wealth of helpful financial advice to pass on to my progeny. Will they listen? ... hopefully.


    However if I could sufficiently limit the effects upon the timeline - painting bubble-wrap red and calling it a tension sheet is certainly an option!
  • enjoyyourshoes
    enjoyyourshoes Posts: 1,093 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    1.Don't listen to that future self
    2.Do as you feel right
    3.Enjoy each day
    Debt is a symptom, solve the problem.
  • B_G_B
    B_G_B Posts: 502 Forumite
    Kendall80 wrote: »
    However if I could sufficiently limit the effects upon the timeline - painting bubble-wrap red and calling it a tension sheet is certainly an option!

    That would certainly take the pressure off of some of life's more difficult decisions. Red sauce or brown sauce on your chip butty?
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    1, stay in education to either university level or learn a trade/apprentice.
    2, however much you earn, spend less than that amount
    3, invest in yourself
  • westy22
    westy22 Posts: 1,105 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    gadgetmind wrote: »
    Rightly or wrongly, many employers won't even consider anyone without a degree.

    And, rightly or wrongly, many other employers won't even consider anyone with a degree
    Old dog but always delighted to learn new tricks!
  • Zippeh
    Zippeh Posts: 108 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    1. Take more time in making your decisions. Hoping that someone else will make them for you doesn't work!
    2. Take the Gap year at University in the 3rd year to go out to work. Don't be too lazy to find a job for it.
    3. Don't spend your whole life chatting to random people on the Internet in either chat rooms of forums!
  • theEnd
    theEnd Posts: 851 Forumite
    I wouldn't tell a 16yo me to save anything. Spend everything you've got when you're young. Aim to save mid-late 20s if your salary is high enough.
  • Kendall80
    Kendall80 Posts: 965 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    westy22 wrote: »
    And, rightly or wrongly, many other employers won't even consider anyone with a degree


    Also, rightly or wrongly, some will take either.
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Don't play with your Dinky Toys. Don't even take them out of their boxes. They'll pay for your first house... (although maybe Dinky Toys for a 16 year old might be a bit soft!)

    Though if you do play with your dinky toy too much it might fall off.
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