Things you'd tell your 16 year old self...

skivenov

Trust your instincts and do what you want to do, not what other people want you to do.

Go self employed as soon as you can.

Don't sell the bike just to make a girl happy. It's just a sign she wants to change you rather than love you for what you are.

Snakey

Get into the most prestigious Uni you can.

Move to London as soon as you can.

Buy property as soon as you can.

Bravepants

1. Make sure you stand stand on your own two feet.
2. Concentrate on finding someone who loves you and are willing to spend the rest of your life with in happiness and put that person before anything else.
3. Don't weigh yourself down with material possessions!

P

MadMat

Dad isn't always wrong just because he's dad
And he's definitely right about saving 10% each month
Don't marry the b**ch

lisa110rry

This isn't quite following the thread, it's the advice I actually gave to my 16 year old son (but it's also the advice I would give to my 16 year old self)...

1. The way you're feeling now about that first break up isn't love, it's ego. Your ego has been bruised by rejection. Don't worry, it'll wear off very soon and one day Miss Right will come along. (She has.)

2. You are responsible for your actions, no one else. You must live with your choices, so make informmed ones.

3. You will have plenty of opportunity to travel when you have got your degree. (Between my son and me, we have worked in Dubai, Jamaica, Sakhalin Island, USA, South Africa, Australia, Iraq, Tasmania and almost Laos (project cancelled). I did my degree in the US, son did his at Loughborough. We work in the same industry (construction), though not for the same company.

lisa110rry

ps I did bet on Lucius in the Grand National and I was 21 at the time, not so far off 16.

guitarman001

As an aside, wondered if I could get advice from you guys!
Partner is a lot older than me, she has a flat paid off. We both have savings (~100k combined if not more). She is likely to lose her job soon and prospects don't look good. We live in a relatively low cost area (could buy a house here but never down South, for example).
We're wondering whether to stay here, buy a house and maintain financial independence (better off here, that's for sure). Or... while we still can, I can move around for my job and we could work in another country for a bit - it would boost my salary and I definitely need a breath of fresh air work-wise... but then we'd be paying rent, she wouldn't be working - we'd be worse off, basically.
What would you recommend?

kangoora

guitarman001 wrote: »

As an aside, wondered if I could get advice from you guys!
Partner is a lot older than me, she has a flat paid off. We both have savings (~100k combined if not more). She is likely to lose her job soon and prospects don't look good. We live in a relatively low cost area (could buy a house here but never down South, for example).
We're wondering whether to stay here, buy a house and maintain financial independence (better off here, that's for sure). Or... while we still can, I can move around for my job and we could work in another country for a bit - it would boost my salary and I definitely need a breath of fresh air work-wise... but then we'd be paying rent, she wouldn't be working - we'd be worse off, basically.
What would you recommend?

Firstly I'd recommend starting a new thread for this

I'm not sure on the legal situation and how far your partner has gone towards being informed about a job loss but redundancy insurance may be worth looking into?

Probably not enough information in the rest of it. Current wages, distance to retirement, redundancy packages, pension provisions - sounds like you have a nice nest-egg but would most of that go on a house?.

It doesn't sound like moving abroad is a good choice from what you've written so I'd tend to err on the side of caution and stay put but only you can really decide whether to take the plunge and go abroad.

guitarman001

I'm 30, she's 50 - flat worth 90k, she's on contract so no redundancy available, wouldn't like to comment on current wages but exceeds min wage - I'd push for 55k if going elsewhere (!) - most of savings would go on house if we got a house but we'd perceive only a 6-8 year mortgage after which we'd only be saving for retirement.

double_mummy

dear 16 year old double mummy

1. dont get pregnant
2. dont give up on your dreams so easily
3. 6th form could actually be worth it if you went to class
4. you will get over the bad boy phase
5. you may hate it when he is, but your dad is right about 99% of the time
6. your mum isnt going to change
7. make friends with your sister she is the best friend you will ever have
8. have more dairy
9. take more pictures of yourself and your friends and family
10. look after your hair
11. the only person you need to worry about is you let everything else go
12. you arent as smart as you think you are
13. dont change who you are to fit in
14. in 10 years time only one of the people you swear you will be friends for life with will still be around
15. just because its harder doesnt mean it isnt worth it
16. dont be so melodramatic it is not the end of the world
17. you do not need a boob job
18. say yes to more opportunities

not that you are going to listen either way