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Should I return a voucher I was sent by accident?

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  • So you're worried a bank might be a pit peeved if you take advantage of their mistake? I don't think the banks were at all worried about taking advantage of millions of their customers, fraudulently ripping them off for years with mis-selling and excessive fees.

    Go spend it, and don't feel remotely guilty!
  • 19lottie82
    19lottie82 Posts: 6,030 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker

    In my town they would take it very seriously, they have nothing else to do

    I'm sorry but that is utter codswhallop.
  • mick_fielding
    mick_fielding Posts: 6 Forumite
    edited 24 June 2015 at 11:54PM
    There is such a law that you can be prosecuted of theft by finding. ie find an electric drill on the footpath and the true owner sees you pick it up and take it away the police can charge you of theft by finding.
    And on the other foot if a bank pays you £100 accidentally into your account it can legally take it back
  • POLAR_BILL
    POLAR_BILL Posts: 142 Forumite
    Rumouruk wrote: »
    I am totally disgusted by the attitude of some on this web site! Just because someone makes a mistake and you deem that "!they will make enough money out of you anyway" It is OK to steal???

    I didn't know this site was read in prisons!

    So, if you check your shopping list when you get home and find an onion or a few carrots that the cashier has missed, or an item came through at an incorrect price in your favour, you would travel 2 miles back to the supermarket to tell them?
  • POLAR_BILL
    POLAR_BILL Posts: 142 Forumite
    So you're worried a bank might be a pit peeved if you take advantage of their mistake? I don't think the banks were at all worried about taking advantage of millions of their customers, fraudulently ripping them off for years with mis-selling and excessive fees.

    Go spend it, and don't feel remotely guilty!

    Well said!
  • Archergirl
    Archergirl Posts: 1,846 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I wonder what the outcome was.....would love to know the bank said keep it.
  • Keep the vouchers and use them both,see it as partial payback.
  • Do the right thing: if it were the other way round and the bank had forgotten to send you the card, what would you do? Probably call them and tell them. So I would call them and tell them.

    I had a situation where a company totally mucked up their cashback and paid me a lot more than they should have. I told them, we talked, I asked them to send me the information I needed to repay and they did not so thank you very much!

    Do the right thing. Hope that helps!
  • POLAR_BILL wrote: »
    So, if you check your shopping list when you get home and find an onion or a few carrots that the cashier has missed, or an item came through at an incorrect price in your favour, you would travel 2 miles back to the supermarket to tell them?

    I would call and tell them.
  • thistledome
    thistledome Posts: 1,566 Forumite
    POLAR_BILL wrote: »
    So, if you check your shopping list when you get home and find an onion or a few carrots that the cashier has missed, or an item came through at an incorrect price in your favour, you would travel 2 miles back to the supermarket to tell them?

    That's not a comparable situation at all, in my opinion.

    I live an hour's round trip by car from my local supermarkets and they very often make mistakes like this, sometimes in my favour and sometimes (far more often) in their favour. When it's just pennies (i.e, an onion or few carrots) I don't bother doing anything.

    The pennies here and there even themselves out and also take into account the numerous times I get rotten fruit/veg/chicken hidden inside good stuff, which would cost me more to return than bin.

    However, when it's a considerable sum I do phone them and tell them and usually they refund next time I'm in town. It's not often a considerable sum, so this scenario happens rarely. I can honestly say they have never yet made a mistake in my favour that's anything but pennies. If they did, I would tell them.

    Not the same situation at all as you're suggesting with the vouchers, which is pounds and pounds.

    A better comparison: I've been given change of a £20 before when I proferred a £10 and, yes, I did tell them.

    Some people on this thread seem to think that because banks are unscrupulous we should all follow suit.
    Love the animals: God has given them the rudiments of thought and joy untroubled. Do not trouble their joy, don't harrass them, don't deprive them of their happiness.
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