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I can't sail the seas forever!

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  • Runders
    Runders Forumite Posts: 292
    Sixth Anniversary 100 Posts
    Forumite
    Hey all,

    Brrr Autumn is here in full swing now! Get my fireplace back next Friday, can't wait to sit in front of it with a good book.

    So my friend made a valid point yesterday. I was going to replace my horrible white UPVC door once the rest of the house was sorted. But as he rightly points out, I might as well do it now whilst he is working on the lounge and it can all be finished off then. I have the money saved for it, I've been putting aside £100 a month since I bought the house in the 'door' fund. I am going to go for a composite, but oh my, there are so many different brands and choices! Have any of you bought a new door recently?
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • Runders
    Runders Forumite Posts: 292
    Sixth Anniversary 100 Posts
    Forumite
    Hey all,

    Well I am getting ridiculously excited now, it's fireplace day tomorrow! I can't wait to be sat in front of it and catching up reading through the MFW diaries. My Mum gave me some logs and kindling etc. to start me off when I was visiting her this weekend.

    I have also had a door company recommended by a friend, so I am going to have a chat with them this weekend. It's also sofa D-day, I am ordering it on Saturday come rain or shine! I just need to get my fingers crossed that it can be delivered by xmas!

    Not been to bad on the money front, I did buy dinner for me and friends yesterday but it was only £35. Bit of a bargain really!
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • Runders
    Runders Forumite Posts: 292
    Sixth Anniversary 100 Posts
    Forumite
    Hey all,

    Right, terrified by the drop in my General savings lately, I have re-jigged my budget and given myself a talking to! They will continue to drop for a few months yet with the house work, but hoping I can decrease the drop by generally being more careful and making better choices.

    I have had to add back in the cost of personal training into my budget, this seems like a luxury, but with my back it really is the best and safest way forward for me. My physio and PT work together so that I don't do any damage, and I actually had 2 good back days last month!! his is unheard of lately and I am dead chuffed.

    The fireplace is in and looks gorgeous, but there are a couple of teething problems, hoping to get those sorted and then I can really enjoy it.

    Tried to order my sofa this weekend only to realise it won't fir through my tiny doors! I am gutted as I had my heart set on this one. But it's probably a blessing in disguise, nearly £2k on a sofa is a bit ridiculous and I'm not sure how I talked myself into it. So back to the hunt for that area.

    Hope all is going well!
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • Runders
    Runders Forumite Posts: 292
    Sixth Anniversary 100 Posts
    Forumite
    oh and I forgot to say, I am setting myself a new goal for November, food spending to be £100 or less.
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • Luckyinlife
    Luckyinlife Forumite Posts: 1,613 Forumite
    nice new goal

    I bet the fire place looks good :] hope your enjoying it :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Runders
    Runders Forumite Posts: 292
    Sixth Anniversary 100 Posts
    Forumite
    Hey Lucky,

    There has been a fireplace setback, when I use the one in the front I get smoke out the dining room one. Either an air supply issue or flue breach. Either way I am absolutely gutted. I've rung a guy today about coming to check it out, I did have the chimney tested (twice!) before I had the fireplace restored. However, I am now realising that I should have probably just swallowed the extra cost and had it re-lined in the first place and restored with modern regs such as an air vent. Very angry and disappointed with myself right now, but hey ho, it's done and now I need to see what the costs to rectify are.

    In good money saving news however, I am going to be taking a lodger on next year. My friend is going to move in with me, I will be charging her mates rates because the house is still being worked on. I think after bills I'll probably get around £170 a month 'profit' and so that can be tucked away into my rainy day fund. My friend and I have lived together a lot at sea, so know we'll be fine together in a house which is good. It will be quite nice to have company again I think.

    I'm pretty much caught up with you diary, amazing work!
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • Runders
    Runders Forumite Posts: 292
    Sixth Anniversary 100 Posts
    Forumite
    Is it the weekend yet?

    I managed to sleep through my alarm this morning, be late to physio and generally have zero enthusiasm for the office today. Hopefully an early night with a good book will sort me out for tomorrow.

    On MFW news, I made an OP of £29.85 today. This was made up of £16 from the loose change jar and a £13.85 refund from BG. I also managed to get a few items listed on ebay, although I still have a whole bagful waiting to go on.
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • Petal88
    Petal88 Forumite Posts: 263
    Eighth Anniversary 100 Posts Combo Breaker
    Forumite
    Runders wrote: »
    Is it the weekend yet?

    I managed to sleep through my alarm this morning, be late to physio and generally have zero enthusiasm for the office today. Hopefully an early night with a good book will sort me out for tomorrow.

    Haha I feel you! I was so sluggish this morning that I ended up leaving the flat 10 min late and had to go back twice, once for my work pass and the second time because I'd forgotten my phone. I then proceeded to walk towards the tube with my bag of recycling firmly in hand as I'd forgotten that I was carrying it/to take it to the recycling bins...

    Thank god it's a 4 day week for me!

    Well done on the OPs this morning - every little counts!
    Mortgage Apr '15: £316,384
    Mortgage Oct '17: £305,399
    Daily interest at start: £38.23
    Daily interest Sep '17: £12.09
  • Luckyinlife
    Luckyinlife Forumite Posts: 1,613 Forumite
    Aww don't be disappointed you will get it sorted sooner or later i know how frustrating it can be tho

    your rainy day fund looks great to building up very nicely indeed :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Runders
    Runders Forumite Posts: 292
    Sixth Anniversary 100 Posts
    Forumite
    Petal88 wrote: »
    Haha I feel you! I was so sluggish this morning that I ended up leaving the flat 10 min late and had to go back twice, once for my work pass and the second time because I'd forgotten my phone. I then proceeded to walk towards the tube with my bag of recycling firmly in hand as I'd forgotten that I was carrying it/to take it to the recycling bins...
    !


    Haha Petal, I'm glad it isn't just me that does these things! I think my current record for having to go back to the house stands at 4 times....my neighbours must think I'm losing it!
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
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