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I can't sail the seas forever!
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Hey all,
Brrr Autumn is here in full swing now! Get my fireplace back next Friday, can't wait to sit in front of it with a good book.
So my friend made a valid point yesterday. I was going to replace my horrible white UPVC door once the rest of the house was sorted. But as he rightly points out, I might as well do it now whilst he is working on the lounge and it can all be finished off then. I have the money saved for it, I've been putting aside £100 a month since I bought the house in the 'door' fund. I am going to go for a composite, but oh my, there are so many different brands and choices! Have any of you bought a new door recently?MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
2021MFW #97 OP Goal £296.36/£3000
2020MFW #97 OP Goal £3104.09.09/£3000
2019MFW #109 OP Goal £1024.99/£10000 -
Hey all,
Well I am getting ridiculously excited now, it's fireplace day tomorrow! I can't wait to be sat in front of it and catching up reading through the MFW diaries. My Mum gave me some logs and kindling etc. to start me off when I was visiting her this weekend.
I have also had a door company recommended by a friend, so I am going to have a chat with them this weekend. It's also sofa D-day, I am ordering it on Saturday come rain or shine! I just need to get my fingers crossed that it can be delivered by xmas!
Not been to bad on the money front, I did buy dinner for me and friends yesterday but it was only £35. Bit of a bargain really!MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
2021MFW #97 OP Goal £296.36/£3000
2020MFW #97 OP Goal £3104.09.09/£3000
2019MFW #109 OP Goal £1024.99/£10000 -
Hey all,
Right, terrified by the drop in my General savings lately, I have re-jigged my budget and given myself a talking to! They will continue to drop for a few months yet with the house work, but hoping I can decrease the drop by generally being more careful and making better choices.
I have had to add back in the cost of personal training into my budget, this seems like a luxury, but with my back it really is the best and safest way forward for me. My physio and PT work together so that I don't do any damage, and I actually had 2 good back days last month!! his is unheard of lately and I am dead chuffed.
The fireplace is in and looks gorgeous, but there are a couple of teething problems, hoping to get those sorted and then I can really enjoy it.
Tried to order my sofa this weekend only to realise it won't fir through my tiny doors! I am gutted as I had my heart set on this one. But it's probably a blessing in disguise, nearly £2k on a sofa is a bit ridiculous and I'm not sure how I talked myself into it. So back to the hunt for that area.
Hope all is going well!MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
2021MFW #97 OP Goal £296.36/£3000
2020MFW #97 OP Goal £3104.09.09/£3000
2019MFW #109 OP Goal £1024.99/£10000 -
oh and I forgot to say, I am setting myself a new goal for November, food spending to be £100 or less.MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
2021MFW #97 OP Goal £296.36/£3000
2020MFW #97 OP Goal £3104.09.09/£3000
2019MFW #109 OP Goal £1024.99/£10000 -
nice new goal
I bet the fire place looks good :] hope your enjoying it :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Hey Lucky,
There has been a fireplace setback, when I use the one in the front I get smoke out the dining room one. Either an air supply issue or flue breach. Either way I am absolutely gutted. I've rung a guy today about coming to check it out, I did have the chimney tested (twice!) before I had the fireplace restored. However, I am now realising that I should have probably just swallowed the extra cost and had it re-lined in the first place and restored with modern regs such as an air vent. Very angry and disappointed with myself right now, but hey ho, it's done and now I need to see what the costs to rectify are.
In good money saving news however, I am going to be taking a lodger on next year. My friend is going to move in with me, I will be charging her mates rates because the house is still being worked on. I think after bills I'll probably get around £170 a month 'profit' and so that can be tucked away into my rainy day fund. My friend and I have lived together a lot at sea, so know we'll be fine together in a house which is good. It will be quite nice to have company again I think.
I'm pretty much caught up with you diary, amazing work!MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
2021MFW #97 OP Goal £296.36/£3000
2020MFW #97 OP Goal £3104.09.09/£3000
2019MFW #109 OP Goal £1024.99/£10000 -
Is it the weekend yet?
I managed to sleep through my alarm this morning, be late to physio and generally have zero enthusiasm for the office today. Hopefully an early night with a good book will sort me out for tomorrow.
On MFW news, I made an OP of £29.85 today. This was made up of £16 from the loose change jar and a £13.85 refund from BG. I also managed to get a few items listed on ebay, although I still have a whole bagful waiting to go on.MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
2021MFW #97 OP Goal £296.36/£3000
2020MFW #97 OP Goal £3104.09.09/£3000
2019MFW #109 OP Goal £1024.99/£10000 -
Is it the weekend yet?
I managed to sleep through my alarm this morning, be late to physio and generally have zero enthusiasm for the office today. Hopefully an early night with a good book will sort me out for tomorrow.
Haha I feel you! I was so sluggish this morning that I ended up leaving the flat 10 min late and had to go back twice, once for my work pass and the second time because I'd forgotten my phone. I then proceeded to walk towards the tube with my bag of recycling firmly in hand as I'd forgotten that I was carrying it/to take it to the recycling bins...
Thank god it's a 4 day week for me!
Well done on the OPs this morning - every little counts!Mortgage Oct '20: £615k
Mortgage Feb '24: 590k
Debt Feb'24: £35,501.540 -
Aww don't be disappointed you will get it sorted sooner or later i know how frustrating it can be tho
your rainy day fund looks great to building up very nicely indeed :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Haha I feel you! I was so sluggish this morning that I ended up leaving the flat 10 min late and had to go back twice, once for my work pass and the second time because I'd forgotten my phone. I then proceeded to walk towards the tube with my bag of recycling firmly in hand as I'd forgotten that I was carrying it/to take it to the recycling bins...
!
Haha Petal, I'm glad it isn't just me that does these things! I think my current record for having to go back to the house stands at 4 times....my neighbours must think I'm losing it!MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
2021MFW #97 OP Goal £296.36/£3000
2020MFW #97 OP Goal £3104.09.09/£3000
2019MFW #109 OP Goal £1024.99/£10000
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