MSE News: Earn 5% interest and a free £100 on top

fuzzgun19

Ok. Is there any chance of MSE providing a link that works?

Yorkshire_Pud

MSE_Paloma wrote: »

Hi there,

TSB has confirmed that a maximum of two accounts can be opened, so existing customers can apply if they have one account. However, customers would still need to fulfill the switching criteria.

Many thanks, MSE Paloma

Does this mean that those previously limited to one sole account can apply for a second sole account under this offer and therefore those with two sole accounts under earlier offer can apply for a third sole account!?:) under this mse offer.

Fattening up for the takeover?:o

Ed-1

Yorkshire_Pud wrote: »

Does this mean that those previously limited to one sole account can apply for a second sole account under this offer and therefore those with two sole accounts under earlier offer can apply for a third sole account!?:) under this mse offer.

Fattening up for the takeover?:o

No. If you have 2 sole accounts, try applying for a 3rd - it won't let you.

Yorkshire_Pud

rapider wrote: »

what do I have to do to get this offer?

what is the maximum amount they give 5%?

RTFTh!!:)

Longer version read the thread. £2,000:)

badger09

rapider wrote: »

WILL anyone reply to me?

that article is incomprehensible

Which part do you find incomprehensible?

Have you clicked this link and read the T&C of the TSB offer?
http://www.tsb.co.uk/cashback-money-saving-expert/?WT.mc_id=1613487|110700122|291861369|0

colsten

rapider wrote: »

My questions:
what they mean 'switch to us'?
what is planned overdraft?
what they mean to transfer all active credits and debits from my old account?
what they mean to register a minimum of 2 active Direct Debits?


PLUS
I am interested in the most free cash offer, I am not interested in interest, because whatever salary I get, I normally eat it by the end of the month, so I won't benefit from any interest, which is the best offer for me?

Most of your questions are answered in the article, in the switching T&Cs and in the account T&Cs. Please do read all of these in full, then come back if you still have questions.

I would also recommend you read up about saving, and specifically about the need for a readily accessible emergency fund.

colsten

rapider wrote: »

anyone more helpful to answer my precise questions please?

What can be more helpful than understanding the terms that you have to confirm you have read and understood when you apply for an account and an offer?

What can be more helpful than the detailed MSE article which very clearly answers your question for "the most free cash offer"?

It is very clear that you have not read either of the above as otherwise you would not ask the questions you ask.

As to "which is the best offer for me" : only you can tell.

jimjames

rapider wrote: »

anyone more helpful to answer my precise questions please?

Did you need a direct link to the article?

http://www.moneysavingexpert.com/news/banking/2015/06/earn-5-interest-and-a-free-100-on-top?_ga=1.53200431.640570347.1394658826

If you have no balance in the account it's pretty irrelevant but you'll still be paid interest on the money for the time until you spend it all.

As above though, you should look at reviewing your spending so you have something left each month.

YorkshireBoy

rapider wrote: »

anyone more helpful to answer my precise questions please?

TSB perhaps?

I am interested in the most free cash offer

In the article (that you find hard to comprehend) is a list of all the accounts paying switching incentives at the moment. You don't need to be rocket scientist to see that they're all paying £100 apart from the one at the top which is paying £150.

English is perhaps not your first language? If it is, where were you between the ages of 4 and 16 when the rest of us were at school?

Biggles

So....

I have a Classic Plus already, for the 5%. I can't apply for a second sole account?

But if I click on 'Switch your account now', and I have a 'donor' account, I can 'switch' it to my existing Classic Plus and gain the £100?