Renewed Motivation

kickuptheasstime

Today, I have:

• Checked Noddle - rating 1 out of 5 due to the amount of unsecured debt I have as a proportion of limits all accounts are up-to-date with good records, I clearly just need to get the totals down
• Checked online banking - as per my comment below
• Checked eBay selling - no further movement as yet
• NSD #2 in June (may actually be more, but I only started counting yesterday!)
• Checked FPL - never won anything yet, but there's always hope!
• Rummaged through Old Style boards for cheap food inspiration
• Tidy the heap of stuff next to the sofa, which I'm currently living on due to the broken bit

Trying to think what else I can sell to make some pennies...

These slow middle-of-the-month days are tough, aren't they?

ONWARDS!

1HANNAH

kickuptheasstime wrote: »

Today, I have:

• Checked Noddle - rating 1 out of 5 due to the amount of unsecured debt I have as a proportion of limits all accounts are up-to-date with good records, I clearly just need to get the totals down
• Checked online banking - as per my comment below
• Checked eBay selling - no further movement as yet
• NSD #2 in June (may actually be more, but I only started counting yesterday!)
• Checked FPL - never won anything yet, but there's always hope!
• Rummaged through Old Style boards for cheap food inspiration
• Tidy the heap of stuff next to the sofa, which I'm currently living on due to the broken bit

Trying to think what else I can sell to make some pennies...

These slow middle-of-the-month days are tough, aren't they?

ONWARDS!

I don't like middle month days either but it sounds like you are doing well though.

kickuptheasstime

So far today:

• 3 items have sold on eBay for £7.53, just waiting for payment so I can pay direct to CC
• Checked online banking, transferred £30 from Joint Acc so I don't go over my OD limit
• Planning another NSD - will update later

Got more marking to keep me busy, and planning to list 3 more eBay items later on so I don't end up paying fees to open the listing later in the day.

ONWARDS!

kickuptheasstime

Breaking news... just had an email to say that the insurance company is paying out on my most recent claim for my horse therefore reducing my bill from approx. £800 to just paying the excess of £150 :j

kickuptheasstime

Hmm just been finding out about Forever Living for animals, which is of interested as I have a horse & a dog. The lady I contacted on FB sent me an interesting YouTube clip all about the products & business opportunity. I don't think I'm convinced it's a good idea though - I'd have to spend £200 (which I clearly don't have right now) for a start-up retailer pack & as a scientist, I can't quite believe the products are the cure-all which they put across (even though they don't exactly say that, it's definitely the impression I got). I've used a couple of the FL products & they're lovely & have done a good job, I'm just not sure I want to go back into my sales-persona again...

I think my gut feeling is to not do it... Yep, think I'm going to follow my gut on this one

Alchemilla

Is it pyramid selling? Yeuch!

Hello Kick. Fellow horsey chalk here.

kickuptheasstime

Hi Alchemilla! Nice to hear form a fellow equestrian! I'm sure you understand the addiction/obsession...

A strange couple of days here - I spent £10 yesterday on lunch with DH, just to get me out of the house, and then another £8 today when we took out 80 yr old neighbour out for sunday lunch, just to get her out of the house! Unfortunate spends, but I think worth it :-)

Just waiting on 3 selling items which finish in the next few minutes - they won't yield much, but it all counts.



I think I need a new list for tomorrow:

• List 3 new things on ebay
• check online banking
• NSD
• Get up-to-date with all marking
• Find info for 2 PPI claims for old CC accounts I held - not sure if these will generate anything, but it has to be worth a try

I've got an idea for a 'block budget', which I might try to put together. Basically, I can divide my monthly commitments into a few major areas:

1. Mortgage contribution (DH & I pay half each) - £450
2. Debt repayments - £800 :eek:
3. Horse expenses - £450
4. Petrol - £250
5. Xmas - £50
6. Misc bills - £100

= £2100

So my idea is to organise my salary as soon as it goes in to each of these virtual pots (I already have 3 current accounts that I can use). I never seem to be in the position to have money put aside for stuff like car servicing, etc., so if I can put a sensible amount into each pot, then it's there for me to use for the right purpose when necessary. Apologies, this is probably really obvious to you all, but I have to get things straight in my little head! The totals above pretty much equal my take-home pay of £2084.

This is my design... it may take some honing...

All extra debt payments will for the time being have to come from eBay/FB sales until I'm back on my feet & can get out teaching again (on top of my FT job)

ONWARDS!

kickuptheasstime

Uurrgh, just had to spend £7.49 on packaging for my eBay selling mission wiping out the £5.28 profit from the last 3 items.

Tonight's sales should be just over £10 when the buyers pay, so that's good

kickuptheasstime

kickuptheasstime wrote: »

• List 3 new things on ebay
• [STRIKE]check online banking[/STRIKE]
• [STRIKE]NSD[/STRIKE]
• [STRIKE]Get up-to-date with all marking[/STRIKE]
• Find info for 2 PPI claims for old CC accounts I held - not sure if these will generate anything, but it has to be worth a try

Busy marking day today - I've marked everything that I already had which is great, but now I have another batch. But enough work for today I think!

My ebay sales did better than I thought, generating £16 in profit, so I've withdrawn this from paypal & paid straight into my ISA (where I can't touch it)

Might go & have a paperwork sort out now & see if I can find those CC account details for the PPI claims.

ONWARDS!

kickuptheasstime

After all the marking yesterday, I was a bit rubbish & failed to get anything else done

Time for today's list then:

• Find PPI paperwork for the 2 CC claims
• Package & post items sold on eBay
• List 3 new items on eBay
• EDF meter readings
• Marking (2nd year stuff)
• Check online banking

Just 7 days to go until my next hospital appointment... hoping for some (any) progress

ONWARDS!!