Speeding Ticket

w00519772

I am with Lloyds. I rang them and they said I only have to tell them if my driving license is endorsed with three points. Then there is a £25 admin fee and the premium may (and probably will) increase.

Joe_Horner

w00519772 wrote: »

Do you have to inform the insurance company?

Only if they specifically ask, and most don't.

Bear in mind that there is (at least currently) NO way for them to know about it unless you volunteer the information so there's NO way for them to know that you didn't tell them, even if they do ask.

That's not a suggestion, merely an observation of how things are

jimjames

Joe_Horner wrote: »

Only if they specifically ask, and most don't.

Bear in mind that there is (at least currently) NO way for them to know about it unless you volunteer the information so there's NO way for them to know that you didn't tell them, even if they do ask.

That's not a suggestion, merely an observation of how things are

They don't ring up mid policy and ask if you've had any points but you are still obliged to declare it to them when it happens.

Better to do that than have your policy cancelled.

Johno100

jimjames wrote: »

They don't ring up mid policy and ask if you've had any points but you are still obliged to declare it to them when it happens.

Better to do that than have your policy cancelled.

Depends what the policy says, many aren't interested until renewal.

But we are not talking about points and a fine here, we are on about attendance at a Speed Awareness Course.

musafir05

I hope you haven't paid because the ticket can be written off just like a parking fine.

TadleyBaggie

musafir05 wrote: »

I hope you haven't paid because the ticket can be written off just like a parking fine.

Nonsense. Speeding "tickets" are nothing like parking tickets. Just because you were once lucky means nothing.

Car_54

musafir05 wrote: »

I hope you haven't paid because the ticket can be written off just like a parking fine.

Please explain. We could all do with a laugh.

RS2000.

Car_54 wrote: »

Please explain. We could all do with a laugh.

That's really easy, it can be written off and replaced by a summons/postal charge. But somehow I don't think he means that.

glentoran99

w00519772 wrote: »

I received a NIP for speeding on Thursday. I was caught by a speed camera traveling 35 MPH in a 30 MPH zone. I have no points on my license and have never attended a speed awareness course. I have three questions:

1) The NIP was sent to my parents address. I moved out in 2014. I did notify DVLA and my new address is printed on my license, however I cannot remember filling in the V5C. Is this going to open a can of worms?
2) How much does the speed awareness course cost? Do you pay for the course instead of the fine?
3) Do you have to update the address linked to your passport when you move house?

Question 1- Dunno
Question 2 - Ranges depending on your local police, Mine was £89 in NI, gloucestershire from memory was £70, others somewhere around, and yes no fine and no points its like it never happened
Question 3, yes would be a good idea

musafir05

For anybody up for a laugh, here's my story below:

Was hit with a speed ticket after clocking 40 in a 30mph zone on a static camera. I requested a calibration certification, and was presented with a two year old certification. Argued by saying that I doubted the accuracy of it and denied speeding. Days later they dropped the charge. By law all cameras must be calibrated yearly using manufacture guidelines.

Second case was caught doing 80+ on the A road by a handheld camera. Asked for a calibration certification, asked who was holding charges against me, demanded a written log of the speed device being tested before use, argued the accuracy of the police officer's aim & the laser device. In terms of laser beam spread, laser hitting other objects beside my vehicle or going through glass and causing inaccurate reading. Finally requested a pre-hearing to see all the requested evidence. Heard nothing back since August 2013.

Currently fighting another speeding ticket using a similar method. They are ignoring all the evidence I'm requesting, charming. Anyways beside all this the Wifey is in the legal sector, therefore got plenty of knowledge. Always deny it and demand evidence other than the grain photo they provide.