Short term benefit advance

SKINTGIRL

TELLIT01 wrote: »

The outstanding loan is likely to affect the amount you can get on an STBA. Put the application in and let the Decision Makers do the calculation on what you can have. You are likely to be asked what you were doing prior to claiming UC. If you were on another benefit, the amount and date of the last payment will come into the equation too.

Prior to claiming UC. I was self employed.However, the business never generarted a profit and therfore couldnt pay myself.

Kelly.

paragon909

It is quite ridiculous actually the way universal credit works, 1 month and 7 days to pay someone when they first claim, What do the government expect people to do for money in this time.

According to DWP website you cant get an advance payment on universal credit, Not listed under the benefits.

https://www.gov.uk/short-term-benefit-advance


Can you not ask your local council for help till you get paid, Normally they will give you gas and electric if you have prepaid meter, And they also give you money code that you take to paypoint and they give you cash.

SKINTGIRL

paragon909 wrote: »

It is quite ridiculous actually the way universal credit works, 1 month and 7 days to pay someone when they first claim, What do the government expect people to do for money in this time.

According to DWP website you cant get an advance payment on universal credit, Not listed under the benefits.

https://www.gov.uk/short-term-benefit-advance




Can you not ask your local council for help till you get paid, Normally they will give you gas and electric if you have prepaid meter, And they also give you money code that you take to paypoint and they give you cash.

I know- 5 WEEKS!!!!!!!!!!!!!!!!!! absolutely absurd.
I cannot get any help from my council as I dont fall into the " eligibility " criteria- as I dont have 6 kids, or been an murderer released from prison etc....!!! Also, The food bank option is not really viable for 4 weeks of food!!!! 3 days/1 week -Yes- 4 solid weeks- NO.

Kelly.

Kelly.

TELLIT01

The reason UC is being paid 4 weekly is allegedly to put it on the same basis as most jobs i.e. paid 4 weekly or monthly in arrears. What it doesn't seem to be able to answer is the basic question posed by Skintgirl - how are you expected to get through the first month if you haven't had any income in the month before your claim for UC?
I suspect the food banks will be getting a lot more people going them in the same situation and they are simply not geared up to provide people with food for a month.

[Deleted User]

Yeah it stinks, as someone who experienced an employer not wanting to pay for 6 weeks only this year and that was going from a weekly paid to monthly job, my only options were to 1. walk (definitely; fortunately I was bullied! ha didn't realise how lucky I was) away or 2. find a loan/credit so I can imagine what skintgirl is faced with and that's not funny - and looking at it in another way, lets hope this UC will not give new employers even more reason to keep new starters waiting for their first pay possibly :cool:

I know I will get into trouble mentioning the apparent big bad pdl's so are the credit union's going to up the ante !!! now these are less easier to get

Hope you find a job soon skintgirl - it really is the only option and I just can't suggest anything else - utilities if not metered you can get a couple of months break from if you can look up a girl called jack

Robbie64

paragon909 wrote: »

It is quite ridiculous actually the way universal credit works, 1 month and 7 days to pay someone when they first claim, What do the government expect people to do for money in this time.

According to DWP website you cant get an advance payment on universal credit, Not listed under the benefits.

https://www.gov.uk/short-term-benefit-advance


Can you not ask your local council for help till you get paid, Normally they will give you gas and electric if you have prepaid meter, And they also give you money code that you take to paypoint and they give you cash.

Universal Credit has its own version of a STBA called a Universal Credit Advance, more commonly referred to as an advance payment of Universal Credit.

https://www.citizensadvice.org.uk/benefits/universal-credit/claiming-universal-credit/get-an-advance-payment-of-universal-credit/

The advance has to be claimed within the first 21 days of starting a UC claim.

SKINTGIRL

Robbie64 wrote: »

Universal Credit has its own version of a STBA called a Universal Credit Advance, more commonly referred to as an advance payment of Universal Credit.

https://www.citizensadvice.org.uk/benefits/universal-credit/claiming-universal-credit/get-an-advance-payment-of-universal-credit/

The advance has to be claimed within the first 21 days of starting a UC claim.

Thanks for that. Do you know as I have an outstanding budgeting loan from a JSA claim ( owe around £250 for a max of £348 ) if this will affect me getting a Universal Credit Advance? I hope not.

Cheers

Kelly.

TELLIT01

On other benefits your total repayments can't take more than a certain % of your payment. I suspect that will be the same for UC.

SKINTGIRL

TELLIT01 wrote: »

On other benefits your total repayments can't take more than a certain % of your payment. I suspect that will be the same for UC.

Sorry to clarify.I meant due to the fact that I have a outstanding budgeting loan will this affect weather or not I can be awarded a Universal Credit Advance until my first payment is due on 26th June?

Thanks

A super skint Kelly.

shegirl

SKINTGIRL wrote: »

Sorry to clarify.I meant due to the fact that I have a outstanding budgeting loan will this affect weather or not I can be awarded a Universal Credit Advance until my first payment is due on 26th June?

Thanks

A super skint Kelly.

You've already been told it probably will effect the amount at least and been shown info to show it probably will (the amount anyway). Ask at your job centre appointment tomorrow