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The 'Gone Racing' Jolly June NSD Challenge at Royal Ascot

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  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Elliesmum wrote: »
    Hear, hear :beer:

    Can I add a concoction of smart price strawberry jam, mustard and tuna sandwiches, to Swedish Chef's and Mrs Doyle's smorgasbord?

    I'm also partial to a pimms, however that would meaning spending money so does anyone have a bit of moonshine we can add to the left over strawberry jam? :rotfl:

    Yep - blooming loonies all of ya ;)

    EM xx

    We're having a few glasses of dandelion and turnip champagne later on today,to celebrate that it's Friday. :D
    Hm,strawberry jam,mustard and tuna....interesting combination.Cheffie's ears have pricked up,but Mrs. Doyle doesn't look pleased.She's got a thing about egg sarnies.
    First time on this forum, so please can I join in?

    First target of 12
    2nd target of 15
    Final target of 20

    3 in a row.

    Hello and welcome The Only Girl! :wave:

    I hope that you enjoy the challenge. :money:
    Join the gang, The Only Girl, always nice to have new blood ( no, Igor, I don't mean that literally, put that meat cleaver down).

    Our Glorious Leader marmite will do the formalities and add you to the front page, in the meantime grab an egg sandwich and some of Mrs Doyle's cake before it all goes.

    Don't mind Igor..he's our very eager sous chef,chief bottle washer,part time nurse and owner of a wicked pair of sexy knees (that make women swoon and men turn green with envy). ;)
  • The_Only_Girl
    The_Only_Girl Posts: 873 Forumite
    Eighth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    Thanks marmite. Looking forward to June already.
    "There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/2015
  • The_Only_Girl
    The_Only_Girl Posts: 873 Forumite
    Eighth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    Just thought I'd share what a friend has posted on Facebook:

    "A budget is telling the money where to go rather than wondering where it went." by John C. Maxwell
    "There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/2015
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Just thought I'd share what a friend has posted on Facebook:

    "A budget is telling the money where to go rather than wondering where it went." by John C. Maxwell

    That's why budgeting rocks. ;)

    I love budgeting and will never give it up now.
  • Seaotter
    Seaotter Posts: 214 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Well I'm not going to make my May target, but it was my first go and I think I was being too harsh on myself. So I've tweaked my rules and I will once again aim for 10
    Declutter our home in 2024
    Lose weight in 2024
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    It's a start, Seaotter, and it's all about cutting down the frivolous, mindless spending. When I joined this challenge a few years ago I did well to get 10 NSDs a month. Now I get between 15 and 18. I try to plan food shopping for days when I have direct debits coming out of my account, and I draw out cash for things like hairdresser, Ringtons Tea man and reflexology all in one transaction. That means the day I pay out for these things can be classed as a NSD because the spend was counted on the day the cash was drawn out. It is all about planning your week/month expenditure, meal planning, taking food to work with you, not buying something when you have as something that will do the job at home, things like that.

    Yesterday I gave in to the temptation of a coffee shop coffee and a couple of biscuits - cost £2.70!!!!!! It was nowhere near as good as the proper coffee I make at home with my espresso machine (Christmas present last year), using freshly ground beans (£1.89 for 200gms from Aldi) and home made biscuits. A cup of the home made stuff plus a couple of home made biscuits probably costs less than 20pence, the biscuits costing more than the coffee because I use real butter to make them.
    Making your own food at home means you know what is in it and you get used to better quality stuff, so when you buy something commercially made it can be an expensive disappointment.
    Who says you have to live a pauper' s life to be MSE?


    So, roll on June, and let's get NSD hunting!
    One life - your life - live it!
  • zenshi
    zenshi Posts: 1,133 Forumite
    Part of the Furniture 500 Posts
    Put me down for my usual 15 please
    LBM.....sometime in 2013 £27,056. 10 creditors
    June 20.....£7,587.....3 creditors left 72% paid

    £26,200 on interest only part of mortgage (July 16)...will chip away £17,103
    £49,200 repayment mortgage ( July 16) £37,764
  • DeafLeopard
    DeafLeopard Posts: 309 Forumite
    I'd like to join & go for 10 Nsds this time
    and 3 in a row as well please.

    Thank you.
    NSD 3/25 | SA: £38.00 | EF: 38.13
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Seaotter wrote: »
    Well I'm not going to make my May target, but it was my first go and I think I was being too harsh on myself. So I've tweaked my rules and I will once again aim for 10

    Seaotter you're selling yourself short and holding out on me: you've declared 7
    nsds,but your sig says you've got 8! :eek:

    Naughty Seaotter!

    Now,the great thing about this challenge (sorry,one of the great things,Hubert in a pink frock being the greatest) is that you decide the rules.So,if you feel it's not working,you're being too rigid,you can change them.So,good for you for tweaking them. :cool:

    So,you might not reach your target this month;it's ok.You've still done really well. :D
    It's a start, Seaotter, and it's all about cutting down the frivolous, mindless spending. When I joined this challenge a few years ago I did well to get 10 NSDs a month. Now I get between 15 and 18. I try to plan food shopping for days when I have direct debits coming out of my account, and I draw out cash for things like hairdresser, Ringtons Tea man and reflexology all in one transaction. That means the day I pay out for these things can be classed as a NSD because the spend was counted on the day the cash was drawn out. It is all about planning your week/month expenditure, meal planning, taking food to work with you, not buying something when you have as something that will do the job at home, things like that.

    Yesterday I gave in to the temptation of a coffee shop coffee and a couple of biscuits - cost £2.70!!!!!! It was nowhere near as good as the proper coffee I make at home with my espresso machine (Christmas present last year), using freshly ground beans (£1.89 for 200gms from Aldi) and home made biscuits. A cup of the home made stuff plus a couple of home made biscuits probably costs less than 20pence, the biscuits costing more than the coffee because I use real butter to make them.
    Making your own food at home means you know what is in it and you get used to better quality stuff, so when you buy something commercially made it can be an expensive disappointment.
    Who says you have to live a pauper' s life to be MSE?


    So, roll on June, and let's get NSD hunting!

    Very well put Nargle.
    I lurve reflexology.Haven't had any for ages though. :(
    Reflexology that is.Honestly,you filthy minded lot...
    I'd like to join & go for 10 Nsds this time
    and 3 in a row as well please.

    Thank you.

    Hey DeafLeopard,good to see you. :wave:
    I hope that life's treating you well.
  • Seaotter
    Seaotter Posts: 214 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Seaotter you're selling yourself short and holding out on me: you've declared 7
    nsds,but your sig says you've got 8! :eek:

    Naughty Seaotter!

    Now,the great thing about this challenge (sorry,one of the great things,Hubert in a pink frock being the greatest) is that you decide the rules.So,if you feel it's not working,you're being too rigid,you can change them.So,good for you for tweaking them. :cool:

    So,you might not reach your target this month;it's ok.You've still done really well. :D


    I've been caught out erm... Cheating!

    I thought yesterday was an NSD so changed my sig, was about to post then remembered the tank full of petrol, since my husband took my car and left me his WITH NO PETROL FOR ME TO GET TO WORK AND BACK!!! :(

    But I think I'll manage to be non - spendy tomorrow, so I didn't change it back.

    Changes for next month for me - prescriptions and medication don't count, and neither do fuel! I'd have had an extra 3 this month, but I was trying to keep the rules for the whole month.
    Declutter our home in 2024
    Lose weight in 2024
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