Sat/Sun 23rd/24th May 2015 - What small DFW things will you do this weekend?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link) NEW!
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )

allydowd

Good morning DFW-Devotees,

Beautifully sunny here today. Going to make the most of it.


New Era Day 15:

:grinheart Check online banking.

:grinheart Free ParkRun this morning. OH is coming, yay! (Link)

:grinheart Got a free £5 clothing voucher when I bought something for £9 at SportsDirect. The offer's still running. (Link) I know they have a bad ethical record. Don't yell at me! I'll try to be ethical in future. Been running in the same, frequently washed(!), three-quarter length shorts for six months but they're too thick and not actually sportswear so figured I should invest in some [STRIKE]lycra [/STRIKE] polyester as warmer weather is coming and last week I got so hot running in them I felt a little unwell.

:grinheart Clean up fridge before something dies in there from plague.

:grinheart Contemplate buying £10 concert tickets when my favourite folk singer comes to town from our entertainment budget.

:grinheart Look at Burt's Bees sale. The last beeswax lipbalm in a tin I bought lasted forever. May buy a small pack of goodies at a reduced price as it is so long lasting however. Will audit toiletries first to see if I need it. (Link)

:grinheart OH went to pump at tyres at garage and was given 20p by a stranger so to do. Nice man!

:grinheart Fakeaway last night. I recommend this book. Ordered it from the library a few times. (Link) Other bookshops are available.

:grinheart Listen to music I already own.

:grinheart Enjoy friendship around the globe for 'free' on Facebook.

:grinheart Discuss rest of month's spending with OH later.


Good luck with your Devotions, Devotees.

determined_new_ms

Morning ally thanks for starting us off! Such amazing news that you are now DF, very happy for you!

Small things for today:

* have tidied up downstairs and 90% of upstairs
* will polish and dust throughout and mop downstairs floors
* clean windows in 1 room
* take a few photos to list on facebay/ebay
* submit meter readings - must do!
* post letter - must do!
* buy buildings ins - must do!
* Go through fridge/freezer/pantry and work out meal plan
* all meals from stores
* pop into town to pay a cheque in & look for a jacket with cashback vouchers
* check cc and see if statement has been issued
* visiting friend's this evening for dinner. Will take a bottle & strawberries & cream for desert

That's all! Have a great day x

Bobarella

Morning Guys
Ally - yes you need to be comfortable doing sports. I live in a pair of quite expensive USA pro leggings that I got reduced from Sports Direct. They are amazing for cycling. I can hardly feel they are on. Hope you have a good run. On that note my son was asking me to take him round for park run when we go next. But I remember from last time I had to stop running club at 20 weeks pg because they said it wasn't very good for you. But pros run the whole way through & have healthy births so...

Determined -might have missed this But how did your valuation go?

Today we will be

- Packing lunches to take out on our journey.
- Cycling our journies
- Eating what food we have in the fridge.
- Tidying up the room OH'S parents will be using next week
- Doing some more gardening. Need to repot our Christmas tree which is obviously a happy tree as it's covered in pine cones at the moment.

Anyway will add more as I go.

Have a great day all.

bob

allydowd

Bobarella wrote: »

On that note my son was asking me to take him round for park run when we go next.

ParkRun will let him run with any adult you choose so you could delegate to someone else if that suited....

Bobarella

Thanks Ally, good to know. I'm sure my husband wouldn't mind doing it again, but I would quite like to have joined in. Suppose I need to get some advice on why they say you shouldn't run when pg. It's very low impact as well at only 2k. Anyway! Husband has been very industrious this morning & tidied the lounge which really needed it, plus mown the lawn. We've all just had chicken sandwiches from stores & now considering what else we have to do today.

1HANNAH

Afternoon all,


Thanks for the start Ally, thanks for the fakeaway link, going to have a look
Dnm - I'm craving strawberries now! Enjoy.
Bob, when I was exercising when pregnant, the advice I got was that it was good to keep up with your usual level of exercise but not start something new. I wish we had a park run nearby but I checked and we don't


Today, the weather has been lovely. So this morning we..
bought a paper to get the boys the free lego.
Parked on the road and walked the last bit so no car park costs
Got free sausage roll with hubby's gregs app
Paid a £1 for a horrid henry book (should have been £4.99 not worth that money) from WH smiths using an offer on ds2's Happy meal.
Took dvd & a few books back to the library, ds2 used his card again to get out 2 more books
Popped into c0-op and picked up some reduced items (corn on the cob, ham, spinach, indian nibbles & tomatoes) these will be used to do a picnic tea for us all tonight in front of the tele watching either a film from our stash or Ninja warriors.
Made swiss shortbread & flapjack to use some of the ys stork I picked up last week.
Moved broken garden swing down the side of the house and replaced it with some other garden furniture we had elsewhere in the garden.


I think that's all the mse stuff we have done!

determined_new_ms

Gosh where is everyone??? x

1HANNAH

I think several people had said they were going away for half term. Plus the suns out

Baileys_Babe

And some of us are very lazy