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I need to be debt free !!

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Comments

  • danilee2312
    danilee2312 Posts: 145 Forumite
    Even though the next debt is over £4000 it's actually split into 3 accounts. Plan is to pay natwest first and pay minimum payments , then the smallest next account about £880. Then I will focuse on very. Even though next and natwest don't have any interest and very does , I don't know how long the interest free is on those accounts and I don't want to chip away at very and then end up with 3 accounts with interest. Hope that makes sense.
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Should be a no spend day today , mainly because I don't have any money and Asda still haven't refunded :( meeting dd1 and dd2 teachers this afternoon , they will be split up for the first time since youngest was born !
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Had to break into next weeks food shop budget to be delivered tomorrow as we have literally nothing left :( spent £76 with delivery but had a £16 code so total is £60 out of £80 budget. Been naughty and got a takeaway tonight with the extra £20 , once a month at the most now.
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Redeemed £5 Amazon from swag bucks at last. Saving towards Christmas :)
    Also got asda refund and have tesco coming later , lots of washing to do as have race for life tomorrow !
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Paid small amount of £2.14 to natwest
    £14,872.26
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Natwest down to £236
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Natwest now Down to £146
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Natwest now £116 , total now stands at £14750.87.
    £750 left till next target
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    You're on fire with the natwest keep it up xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Thanks abba1772 bit of a juggle in finances hence All the posts , can't wait for it to be gone :D

    £11.88 on way from music magpie , they really do pay pennies ! Packed off in an old box ready to go on Monday.
    Lots of things added on my local facebook sites to go , I have no money now until more food Wednesday and I have £20 just incase.
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
This discussion has been closed.
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