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I need to be debt free !!

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  • danilee2312
    danilee2312 Posts: 145 Forumite
    Thankyou :D ! I don't qualify for any 0% on anything so tackling one at a time and it's making me want to do it as quick as possible 1 by 1. Xx
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Off for sisters birthday lunch today. Luckily her fianc! and my husbands boss owns the restaurant so he is doing it free , I don't have any money anyway ! Next debt pay is Wednesdaywill update more then :)
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Student finance letter sent. Lots of washing washed and dried ( yet to put away ) Children are tidying their playroom before bed and are having a special treat of all 3 sleeping in one room with a DVD :D going to have a look at some survey sites tonight , anyone recommend any?
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Well done on getting rid of nat west :) xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Thank you x
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Feeling very sorry for myself tonight reading people's diaries always seeing them add a social budget into their finances when I don't need one because I don't have a social life , my one friend now decides not to bother with me or children , I know I have my children and I'm very lucky and they are brilliant but it's not the same as an adult conversation , the truth is that when you have children Young all your friends will disappear one by one !
    On the plus side I never have anyone to have a takeaway with so wil save a few £ and lose a few lb :D I can focuse on my coursework and I save money from no socialising.
    my Saturday night consisted of swag bucks and casualty , with a cup of tea of course
    I'm waffling , will be a brighter post in the am , x
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    feeling much better this morning. Weather is horrible here lots of rain :( may see what we can bake today and watch a couple of DVDs . will leave the washing for a sunny day so I don't need to use tumble dryer :)
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • im the same - social life is non existent!
    Make £10 per day in May £89.29/£310
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Save money must be the biggest bonus for that !
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    woke up to miserable weather here again :( rent day tomorrow which I have bar £20 which my sister owes me tomorrow. Going into town on Wednesday as I really really need some new shoes , mine have multiple holes in , can't pick up a pair from primark as I have really wide feet , will try newlook , hopefully I will get my new tax credit award today so I can re arrange my budget sheet ..
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
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