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I need to be debt free !!

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  • danilee2312
    danilee2312 Posts: 145 Forumite
    Had a good day yesterday , spent a bit of money in town on things needed , toiletries and DS hair cut ( which he hated )
    Also had breakfast with some friends and family so that was a treat. Booked tickets last night to go to a theme park on Sunday which I know isn't very mse but I did get 20% off online and because my 2 1/2 year old is so small he got in for free :D
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Had such a brilliant day today at woodlands leisure park!! It rained pretty much the whole day but we had fun :D I have such a brilliant family.
    My sisters fianc! is also my husbands boss and he told us he's got extra hours AND a pay rise !! :D. Going to sit and watch a horror now with husband and brother in law :) what a positive post today , hope I can pass on some positivity to everyone else :)
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    £60 paid off of next which leaves the total at £14874.40 , going in the right direction :D
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Just walking to pick up dd1 and dd2 from nursery. Had an annoying phone call that the food I ordered hadn't actually been put through as cancelled even though I cancwlled it ! So I will be waiting until that is refunded before I can buy anymore which could be a week. We have food at home but not an awful lot for 5 people ! Hopefully it can stretch until next week where I have more money budgeted on Wednesday so the £65 I spent can be used to pay off debt. Brother in law back to Scotland today so will get back to debt busting and not shuffling money around to be able to show him some of the things here. On and off rain today but I will NOT use my timble dryer in July :D
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Ok so just got a letter owing £180 on my electric and £180 water bill from my previous address ( I moved February ) :mad: so I will have to take £360 out of somewhere.
    Also just got school photos through and if I order within 7 days I don't need to pay p+p ;)
    So will pay £31 tomorrow morning. Luckily they are in the same class at the moment , next year will be triple the cost with them in Seperate classes and DS in nursery :eek:
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    £4445.69 next - £180
    £4,335.24 very - £100
    £2554.59 littlewoods
    £766.06 woolworths
    £2950 lloyds overdraft - £100
    £700 natwest overdraft - £352.18
    total = £15751.58 - new total - £14874.40
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Hey Danilee :)

    Your doing totally awesome hun :)

    Aren't uniforms expesnive lol, I was going to buy DS this payday but OH's new wages weren't on his pay :( he's rang payroll though and it will def be on for end of July and its backdated to 6th may yay

    Does yiur littlest one who is starting nursery need unfirm too?

    *subscribed* xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Hello !

    Yes they are expensive , almost crippled me paying for their uniforms , luckily my son won't need a uniform until he starts reception which a bonus ! July pay will be a good pay then , how exciting :D
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • PinkPoppies
    PinkPoppies Posts: 562 Forumite
    Well done for getting sub £15k!

    We can do school uniforms pretty cheap here as the school doesn't insist on everything having a school logo on it so we can pick up supermarket stuff. School shoes are what cripple me!
    Total Starting Debt August 2014- £38,061
    Current Debt- £3600

    Mortgage Offset Savings- £600
    90.5% paid off so far...
  • danilee2312
    danilee2312 Posts: 145 Forumite
    I'm not 100% sure if we have to have logo cardigans , I don't think we do but Iv got them just incase ! Mum works in clarks and she gets 33% off and she will pay so Iv finished paying all I need , got all uniform in Asda , paying for 2 is always worse although I'm kind of use to it now lol

    Next target £14000 by August 31st. £874.40 left.
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft

    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
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