We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I need to be debt free !!

Options
1…457910…19

Comments

  • danilee2312
    danilee2312 Posts: 145 Forumite
    in a couple of weeks my overdraft will be at 0 then the account will be closed. I cannot wait for that time to come ! Also will be under the 15000 mark which is also brilliant. Woohoo
    17 days till payday
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    16 days till payday.
    Went to a friends for kids to play today. Going to try and start up running again from tomorrow , bit hard because I only have between about 1-3.30 free with no kids !
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    No more debt busting yet. Quite a busy week , husband brother is coming to stay , have a night out planned for best friends birthday on Saturday and a meal out for Father's Day so quite a apendy week :(
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Haven't been on for a week , oops ! Still nothing paid but I have some money in my bank which I am trying to decide how to use , 3 birthdays in July :(
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    £60 paid off next - total is now £15,153.40 , payday in 2 days :j
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • mumstheword***
    mumstheword*** Posts: 272 Forumite
    Your doing so well!! You must be chuffed!!!
    Make £10 per day in May £89.29/£310
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Thank you mumstheword getting there slowly !
    Payday tomorrow and got payslip last night , £300 will be paid tomorrow so will update again tomorrow but will be under £15000!! can't wait :D
    Husband and his brothers off fishing today so just me and the kids at home. Got mums and both my sisters birthdays coming up but luckily have already got presents for mum and older sister. Younger sister turning 15 so will just give her cash as that's such an awkward age.
    Really need to stop being so hard on myself about debt and ease up a bit , an extra couple of months of paying is not going to kill me and it will leave a little spare to enjoy time with my children doing fun things , Peppa world is next in August , my DD is peppa mad and this has lasted 3 years now *sigh*
    So glad I have this diary it is so good for rambling all the stuff no one in person wants to actually hear :D
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    Don't think I have ever actually worked this out ..

    Income = £2525 per month

    Outgoings -
    Rent £680
    Council tax £45
    Gas £20
    Elec £50
    Water £71
    Tv £11
    Phones / tablets / sky / Internet £170
    £15 insurance
    £240 food

    That is all per month so I am left with roughly about £1200 , obviously part of this is clothes etc for kids and any household goods / cleaning goods etc.
    Not sure If I have forgotten any because that seems a lot left :eek:
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • danilee2312
    danilee2312 Posts: 145 Forumite
    £100 off very , £100 off lloyds and £100 to Xmas savings.

    Total now stands at £14,934.40
    I'm under £15000 wohoooooo

    Next target under £14000 by end of August.
    [STRIKE]£4445.69[/STRIKE] next £3960.69
    [STRIKE]£4,335.24[/STRIKE] very £3925.24
    £2554.59 littlewoods
    £766.06 woolworths £2950 lloyds overdraft
    [STRIKE]£700[/STRIKE] natwest overdraft £0 :j:j:j
    total = £15751.58 £13,998.48
  • llan
    llan Posts: 138 Forumite
    Good morning.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture