Friday 15th May - What small DFW things will you do today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• Coupon Shop Forum list of money-off coupons (Link)
  
• eBid ( Link )
  
• Freecycle ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )

allydowd

Morning DFW-Ninjas,

Quickie again this morning:


New Era Day 7:

:grinheart Go to work.

:grinheart Stay off internet at home. Getting close to limited allowance. Use internet cafe at work and mobile internet.

:grinheart Take some pasta for packed lunch. Stay away from the canteen sweet stall.


Good luck on your quests, Ninjas.

ziggy2407

Good Morning All

Ally - Thanks for starting us off today and fingers crossed that your contract is extended

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's little list:

Packed lunch for DH - Done
Try again to get Docs appointment for DH - Done, hallelujah
Drop more stuff at school - Done
Ironing -
Craft -
Collect Glasses - Done
Return Library Books & Collect more -
Pay change into DS's bank - Done
Look at O2 freebies -
Continue de-cluttering -
Continue purge on Emails -
Continue purge on FB & Twitter -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Pamper feet this evening -
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
Read - WIP
Have a great day, love to you all

C x

La_escocesa

Well hello there my lovelies :wave:

Hope everyone is well :beer:

Here's me:

Cheapo porridge brekkie
Visit veg market at lunch - cancelled veg box this time :T
Continue with my KonMari quest :cool:
Biz planning stuff
Early night!!!!

xxxxx

Bobarella

Good morning all

FVD - Glad you paid us a late night visit, sounds a bit political between your bosses and you. I didn't know Gatwick had a zoo. You learn something new every day.

Thanks for the thread Ally. Have my fingers crossed for your contract extension.

Rushing off out in a moment. Today will be attempting NSD 10.

Have a call this morning with the ombudsman to discuss progress on my case. I am pretty impressed with the new guy and the things he's done so far so quite looking forward to that convo.

see you later all.

bob

Ratison

Hello all,

I have been quietly plugging away with YNAB and debt repayment. Pleased to say that I have only £224 on my Barclaycard, which will disappear at pay day, and I have a chunk of an emergency fund too. I can taste debt free life and it tastes better than any food!

Today I'm out for a friend's birthday meal, but shouldn't be too expensive as I'm not drinking. This weekend should be no spend after that.

Hope everyone has a good Friday!

DawnW

Morning all
Hope the phone call with the Ombudsman goes well Bob, and fingers crossed for Ali's contract extension

List for today:
Eggs from hens for breakfast (done)
Check banks
Bread maker on
Finish putting odd auction items away
Take some fresh items to sales unit, as I didn't brave the pouring rain yesterday. Might need to take the car, as the items I have ready are quite bulky and heavy
Fortnightly Ocado delivery at lunchtime
Make a list of things I will need to pick up at Lidls at some point (because they are cheaper / just as good as Ocado) - surprising how many things aren't... They certainly can't beat Ocado's 49p broccolli!
Think about where the large pots for the tomato plants, beans, courgettes etc will be sited, and work out how much more compost we will need to buy.
Possibly buy compost while out - see how I get on
HM meals - soup made from yesterday's leftover roasted butternut squash and Thai curry sauce for lunch, and sausages, mash and onion gravy for supper

Right, more coffee needed first I think!
Hope you all have a good day

DawnW

Wow, congrats on your impending debt freedom Ratison :j :T

princess_pea

Morning all,


Today is going to be a spending day I'm afraid as I have the dentist and hygienist this afternoon But it is budgeted for and I do get to go shopping to buy some bits and pieces for work with work money afterwards - just need to avoid spending anything myself!


- Cinema tonight and only need to pay for ticket as have already bought cheap popcorn and sweets :T


- All meals from stores


- FPL and surveys still to check


- I want to budget for a sewing course at my local college starting in September so will work out how I can do this. I have a lovely sewing machine sat at home that I don't use and I love programmes like the Great British Sewing Bee! I'm hoping to release my inner Stella McCartney and one day make my own clothes!


Have a lovely day everyone

twiggy86

Morning all!

Today I have/will:-
* Check banks
* Check OVO statement
* Check CC statement
* Continue using up free foundation
* Use dogs water to water plants rather than thrown away
* Take lunch to work
* Mum gave me a lift to work rather than me getting the bus
* Earn more on OnePoll
* Earn more SBs
* Check FLP
* Email complaint to RAC about pretty shoddy service
* Go for a walk at lunch if it's not raining
* Get bus (x2) home (OH offered to pay for a taxi but I declined - plus the mile walk to the bus stop will do me good)
* Dinner from stores
* Book mums birthday present
* Find out how much my car repair has cost me - £318 :eek:

Hope you all have a good day!