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Friday 15th May - What small DFW things will you do today?
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- earn SBs - daily target
- take sold eBay item to post office
- list at least 2 more items on eBay
- plan and cook homemade dinner
- the biggie: fill in a send tax rebate form for me and hubby
- fill in hubby's April expenses form
- re wash washing and hang outsideLBM Sept 2012 ~£44 Sept 15: £~5233
£10/day May-Sept: £609.04 Oct: £19.255/£300
Sell £1000 challenge £330.64/£5000 -
Morning all,
Looking forward to this evening as the kids are sleeping over my parents as hubby and I are going to the theatre tonight to see one of dh's fave comedians. We bought ourselves tickets to see 4 comedians over this year as our Christmas present to each otherWill take water & nibbles with us to keep mse!
Have a good day all.
Daily
Switched mobile off over night done
Heating off (get fleece blankets out if needed) done
Kids to school breakfast club done
Fill water bottle at gym done
Check FPL done
Use nectar search
Check Banking/update spreadsheets done
Unsubscribe from junk emails done
Food & Health - got to start looking after myself (need to lose about 6st)
Make myself a berry/spinach whey protein smoothie (to take in the car for after the gym) - nope life got in the way, must try harder next week
At least 1/2hr exercise at the gym 1/2hr run on the treadmill
Gym - shower (using up mini shampoos samples etc) & dry hair no, no, didn't take gym bag, not organised today at all! NOW SHOWERED AT HOME
Apply make up/perfume done ready for date night out with hubby
Drink warm water rather than tea/coffee save the cost & less calories too coffee first then I'll do this!
All meals from stores - plan & prep - All meals are leftovers
Old school, make do & mend & use up
Try to use something out of the use up food box
Use up pamper box started with 18 nail polishes 4 handcreams 1 footcream & 3 perfumes - so far uu - 1np 2hc done used up 1 facecream
Use up household box started with 5 shower sprays - so far uu - 3/5 done
Entertainment
Read a few pages of a book
Check Sun perks done
Home and decluttering
Wash a load at 30 degrees 2nd load in now, hopefully one more later on
Fit retractable washing line that mum picked up for me yesterday yay!! its up and first load is on it!
Check out flylady email and complete todays task
Clean & tidy fridge done I find if I tidy daily we don't waste stuff
Clean & tidy freezer (update freezer list) done as above
Add items to charity bag Had 20 mins in the kids playroom and found a couple of ben10 toys that I thought had gone to the schools toy sale appeal for Nepal last week - so as far as the kids are aware they've already gone so I will put these in my charity bag
Earning chances
Do some Swagbucks running sbtv apps
Check email survey oppurtunities One available, will look at it at lunchtime
Check checkoutsmart done
Check shopitize done and claimed payout
Check TCB/Snap Save - done
Check Quidco/clicksnap done
Do Geolotto done
checked off a very small :j Mr T cc that closed off yesterday (only 10 items on there and 3 of them are monthly payments for various butlins trips we're going on this year)
Sounds like the washer finished so better go!!
Following :money: to keep us debt free :j0 -
Today I was going to stop at the shop to buy lunch but didn't.
I'm going to take back some items to Matalan so that should be £25 back in my bank account.
I have one item to post at the post office but the person who bought the item paid postage so that isn't a spend.
I'm going to put any change i have into my sealed pot which currently has £31 in it as i counted all my change from another pot yesterday and put it in the sealed one.Lloyds CC: [STRIKE]£8651[/STRIKE] £8307 - Barclaycard CC: [STRIKE]£813[/STRIKE] £1208
MBNA CC: [STRIKE]£2712[/STRIKE] £2005 - Mint CC: [STRIKE]£782[/STRIKE] £976
TOTAL Start debt at 10th June 2015 : £12,972 :eek:
Current debt (8th October 2015): £12,496 = 3.67%0 -
As well as the above, I've done the ironing (switched off for last two items)
I've had a reply from a complaint I sent to Sainsbobs last night (they had promised me a £2 e voucher last week after a damaged item in my delivery which I didn't receive) and they have now sent me a £5 voucher. I wasn't planning on doing another online shop with them though as I am signed up to Mr T delivery saver but earlier in the week they'd sent through some other offers which with this £5 means I will do another order
hope everyone else is having a good day.Following :money: to keep us debt free :j0 -
Afternoon All,
Today I have/will
Stopped myself from buying choccie in shop - 'want' not a 'need'! - saved money and ton of calories - DONE
Washing out on line - DONE
Fold/put away washing from airer - isn't life exciting!! - DONE
Clear dog's area, & empty recycling - living the dream....! - DONE
Do decent amount of OU study - DOING
Check bank a/c & AMEX a/c - DONE
Make tomorrow's lunch today - DONE: tom & lentil soup: mmmm
Make apple & sultana flapjacks - DONE
Walk to/from school with dog - HALF DONE
Get picnic bag & wetsuits/swimmers ready for School Duck Race
- take drinks & snacks, but treat us to BBQ there
Print off DS1's outstanding homework - to get his bum in gear!
FIGURE OUT HOW I AM GOING TO GET THROUGH TONS of OUTSTANDING OU STUDIES WITH ONLY 3 WEEKS LEFT and half term in the way (in charge of my lovely children)
Right, back to studies! Have great day everyone.
T xJan GC £267.47/280, Fuel:£40.60/£40; Cafes: £28.35!!/£20, NSD: ?/20
Walk /10miles/week,
LBM £14,000 :eek: 01/02/18. Loan: £14960.40/4 years
Emergency: / £1000, Vouchers: One4All £20, HairSalon £50, Caffe Nero £15.62, Pizza Express £90, Other Restaurant £60. DS1 owes camera/car ins.£800.0 -
Hi all
Had a good shop at Li@l on the way home, freezers and cupboards nicely stocked up. Mind you I have £60 left in the food budget now so will have to be careful. Shepherds pie cooking away in the halogen oven for tea.
Going to attempt some more kondo-ing in my bedroom tomorrow, shoes and handbags. Will see if there is anything worth ebaying.
Got some more tax work to do which needs to be finished this weekend, just need to think of the extra pennies!
DS2 needs some cricket trousers, will have a look on the internet to see where I can get some cheaply.0 -
Hi all,
Good luck with the ombudsman & contract, Bob & Ally.
Rattison - great on the nearly-gone debt. It's such a fab feeling to make that final payment.
Bit of a weird day today but have kept the frugal faith:
*Cleaned entire house using minimal products which included the dregs of one of the 'Use it up' items I found festering in the back of the cleaning cupboard earlier this week.
*Washer loaded with household linen for cheap overnight wash.
*Watered veggies.
*Car park in town has put its charges up but I had an appointment & didn't leave sufficient time to park at Waitrose & walk. Must remember next time. Paid minimum I could get away with.
*Bought 2 bags of onions, a huge cauli & big cabbage from local farm stall on market for about £3.
*Managed to replace knackered part of cafetiere instead of buying a new one. Supported local business too, cheaper than buying online & no postage to pay either.
*New Co-op opened on my route home. Called in for a few items. Anyone spending min £15 could have a 'free breakfast bag'. Wasn't sure what this entailed but heard the magic f-word. What a great freebie!! It contained 1 pack sausages, 1 pack bacon, 1 unsliced loaf from local bakery, 1 tin of baked beans & a full sized carton of orange juice.
*Updated freezer list.
*Tweaked meal plans for next week.
*Baked onion & rosemary foccaccia & lemon muffins and hardboiled some eggs for our picnic tomorrow. Muffins looked a bit boring so I made some lime icing & slarmed them with that. Much better!
*Mr f's cooking night. He's making veggie spag bol, so free leisure time for me. Reading & watching a recorded TV prog, I think.
I really don't know where May has gone, let alone this week! Ok, I'm off down the garden to put my plants to bed.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)0 -
Lovely to see you back Ratty
And doing so well as well! You and Ally are so inspiring. And of course those of you already on the other side of the fence (waves to our DF neighbours Dawn, Ziggy, Foxgloves & FVD)
Princess - I always loathe paying the £40 our hyginest charges for a clean. I actually got lucky the last time I went. Im on a MAT exemption at the moment. So I booked my check up, & hygienst. Attended both appointments. No one asked me to pay at any point. About a month later I got a letter saying I had £40 outstanding on my account. Anyway I called them, and in the end they relented. I said, no one asked me to pay at any point pre, during or post the appointment, so they said it was their bad. Fair dos.
Twiggy -I actually just said YUCK outloud to your car bill. So sorry
ESBM - Hope you get a nice fat rebate
Hannah - Have a lovely time tonight, you really deserve it. Well done on your voucher win as well! There was a very interesting show on Watchdog about how rubbish Asda are at delivering the right items. They substituted nappies for chorizo for one customer!
Honeypooh - Well done on all your good small things today!
NFM - Good luck with your studies. Er pro plus with a side order of coffee??
Yorkshire - Good luck with the tax stuff, as you say, think of the benefits.
Foxgloves - Wow what a lovely free treat that breakfast bag sounds. I used to bake focaccia, its so nice isnt it, very easy too I found. Mine used to be black olive with rosemary. Maybe I will have to resurrect that habit now you've prompted me.
Well. Me today it did turn out to be a personal NSD 10/20 today was decent in the business, but this week as a whole has been one of the worst since we reopened. No reason I can think of. So hoping next week we'll be back to full strength, and I've planned a few things to lure in people as well.
I had the most brilliant conversation with the ombusman rep. I found his knowledge of the situation excellent, his attitude to me sympathetic & he gave insight to how things might be for the adjustor as well, which I hadnt thought of. So, all in all 10/10. Apparently the way it works now is they close the complaint, allow the business concerned to make good the situation, whilst also making them aware that the Omb havent gone away for good, but are sitting back & letting them do the right thing. I feel more hopeful now for a good outcome on this stage. Once this is done, the ombuds then reopen the complaint, and will deal with the final stage, which concerns the customer service I have recieved throughout. I had no idea just how long & intricate this all would be, so just going along with it now & hoping for a good outcome.
Right well we all know where Im off too dont we (sounds like bloody enormous bubble bath..)
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
I said OUCH myself! Just got home - walked a mile, got the bus but decided to get off early and walk the other mile and half rather than go to the bus station to get the second bus. So £2.20 saved and after I'd passed the stop I would have got off at, the bus I would have got pulled up meaning I also got home quicker!Debt as at 5 June 2023 - £15,600.89
Current debt - £5,935.00
Total paid off - £9,665.89 (61% paid off)0 -
Today I have/will:
1. Checked online banking
2. Picked up lovely box of freebies from l'occitane as found on freebies board
3. Free bottle of coke from Gregg's as found on freebies board
4. NSD
5. Surveys
6. Meals from stores
7. Updated snowball
8. Re made bed and cleaned room.Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0
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