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Steps to FIRE

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  • Muser1
    Muser1 Posts: 795 Forumite
    Happy birthday ds3!

    I did laugh at the dog comment, I always say my ds is like a dog he needs a good run!

    Glad to find you.

    Muser.
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • Ey up MBJ,

    How's your day panning out?
    I'm stuck at my desk today, until 4pm at least, then I have a visit to do. Only a couple of miles up the road. Need to pop into town but waiting on a delivery of magazines from parcel force. They usually text but nowt yet!

    Hurry up!!!!!!!!

    Thistle x
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Lovely, hope he enjoys the presents and the cake xx
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • Congratulations on not feeling obliged to buy some plastic tat just because society expects it. If he has everything he needs, then there really is no point. The puppet show sounds like a lot of fun!
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Lovely day for DS3's birthday. We had a family day trip to a large park we don't often visit and had a picnic. £8 spent on entry and £10 on ice creams so not the cheapest day ever but totally fine. Stick puppets were a great success too!

    Very nearly became very spendy though when I saw a print in a gallery that was so beautiful it made me burst into tears! Actual tears! It was very odd. Anyway, print (unframed!) was £300 and I came closer than I dare admit to to buying it. I've sorted myself out now, fear not. I did buy the print in greeting card format for £3.25 and have found another of the artist's works online and put it as desktop wallpaper on the computer. Phew!

    Busy busy busy with students this week but next week will be much quieter. We're also having a late summer break with DH's parents at the seaside next weekend so looking forward to that
    "What we're talking about here is money and the freedom it gives you... freedom from worry and freedom from most forms of BS" MMM
    Mortgage 1: [STRIKE]£95,000[/STRIKE] £83,848.23 at 3.1%
    Mortgage 2 (BTL): £83, 489.15 at 4.8% (I.O.)
    Family loan: [STRIKE]£15,000[/STRIKE] £6,000
    Long term savings/investments: FundCirc £100 7.1%, Saver account at 5% £500
  • newgirly
    newgirly Posts: 9,325 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Well done for resisting temptaion, intrigued to know what the picture was of!
    MFW 67 - Finally mortgage free! 💙😁
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    For me a spend like that would have to be considered...its a quarter of our main holiday this year!

    Day out sounds great, enjoy the seaside!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • Do share the artist!
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Sorry, just messing up your thread with my laptop malfunction, apologies!
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Does this work?



    If not, search Rob Ryan lighthouse. It's a paper cut with a lovely message on it. Not normally that into paper crafts or romantic messages but I found everything he did just so moving. Very unlike me especially the amount of money I seriously considered spending!
    "What we're talking about here is money and the freedom it gives you... freedom from worry and freedom from most forms of BS" MMM
    Mortgage 1: [STRIKE]£95,000[/STRIKE] £83,848.23 at 3.1%
    Mortgage 2 (BTL): £83, 489.15 at 4.8% (I.O.)
    Family loan: [STRIKE]£15,000[/STRIKE] £6,000
    Long term savings/investments: FundCirc £100 7.1%, Saver account at 5% £500
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