Steps to FIRE

MyBestJumper

Ha, no the link didn't work at all!!

greent

Another old follower glad to have re-found you!


Shetland sounds fab


My 4 children range in age from almost 18 to 6 - I have been known to wrap up hand me down toys from big ones for the small ones birthdays/ Xmas when they were tiny so as not to have more stuff coming into the house (just how many toddler tool kits and Doctor's kits does one house need anyway?!)


x

Muser1

I watched this http://www.channel5.com/shows/ben-fogle-new-lives-in-the-wild/episodes/s4-episode-5 the other day and thought of you!

Secret_Saving_Squirrel

I watched that, and thought it was great.

earthgirl

I loved that program...if I didn't have kids I'd be escaping somewhere (warm, with a long growing season).

Love the print.

MyBestJumper

Oh my, it's taken all this time to start feeling happy with where I am again

So, 2 months since I've posted. In this time the following has happened:
1, DS2 has started school. We're getting into the swing of things now but I've been missing him so much
2, Have had a pretty big declutter but so much more to go
3, DS1 has started year 12 again. Exam results weren't great and he decided he'd like to start new courses. He's really really happy with these so it was the right decision
4, DS1 still bloody vegan
5, DS3 can talk!
6, have started to invest in FuuuundingCirc. By this I mean I have transferred some money over but have yet to had one of my bids accepted. I'm not on the site nearly as much as I need to be I don't think. I think I've also been a bit shy of investing anything because I was so sure I was going to be moving to Shetland
7, have been enjoying watching the trees change colour and playing in forests with the lads. Am mindful that Shetland doesn't actually have any trees and this has helped me finally feel more settled
8, have opened a TSSSB 5% regular saver in addition to my current accounts with them. Am transferring the maximum monthly amount of £250 so will have a £3k pot there this time next year
9, DH has been doing very long hours on a temporary contract. Miss him but nice to have a bit of spare cash
10, did the energy club big switch. DD down £35pm

Next steps to be completed by half term holiday:
1, Start online Tefl course
2, 30 mins brainstorming tuition business - goals/expansion
3, work out how I invest in vanguard. Can't see a way to them via CharlieStan.
4, set FuuuundingCirc to automatic

Secret_Saving_Squirrel

Hello,

I have missed you and I am glad that you are back and feeling better about things. You have a lot on your plate with children at the opposite ends of the education spectrum, both needing lots of support.

It is great that you are nearly mf on your first house and also that it is not only bringing in some income but growing as a capital asset. Sometimes unexpected events can work out for the best as I remember how upset you were when it's sale fell through.

Good luck with everything,

Squirrel x

MyBestJumper

Thanks Squirrel!

Sadly not close to MF on our first house anymore - we had to remortgage.

I have realised though that we're just at the tipping point where total mortgage debt is less than the total equity across the 2 houses. The equity would pay for a perfectly decent house for the 2 of us when the children have all left home (about 20 years!!).

I set up my FunCirc to automatic yesterday so don't need to think about that for now. I've also registered with Charlie Stan and think I may be a bit closer to working things out and formulating a plan.

Luckyinlife

Welcome back :]
Least your in a good position even if it will be a way down the road :]

Good job on the funding circle as well hope it all goes well

MyBestJumper

Oh dear, poor DS2 in absolute meltdown today - he's just so tired. I feel like we're breaking his spirit and it's awful to watch. Half term next week. Can't come soon enough