Wednesday 6th May - What small DFW things will you do today?

Olliegami

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

Olliegami

Morning all!

I've made a huge decision over the last few days - and since then I've been applying for jobs in Melbourne and Sydney. Rural life is just too slow for me, I've decided! So we'll see how it goes.

Other than that I've managed not to spend any money again. Still plodding along. /sigh.

ziggy2407

Good Morning All

Olliegami - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Not had a great nights sleep so will probably need a nap later :rotfl: Today's little list:

Packed lunch for DH & DS - Done
Ironing - Done
Craft (need to make at least 2 baby boy cards) - Done
Filing -
Continue purge on Emails - Done
Continue purge on FB & Twitter - Done
Surveys -
Check Banks - Done
Check swapits - Done
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Pamper feet this evening - not yet, will just put lots of cream on before bed, too tired for anything else
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win - Done
Read -

Have a great day, love to you all

C x

basilplant

* sat here drinking coffee I made at home rather than a Starbucks, and will have free coffee at work
* got a packed lunch for the day
* later plan to tidy up my cleaning cupboard to see what I've got so I don't purchase for things I already have
... And if I'm feeling brave, the baking cupboard!

determined_new_ms

Hi guys. Thanks for the kick off olle!

Hurrah later start to the day as (boo) need to go and get my car fixed. Ok so small things for the day

* check banking
* transfer funds owed to me from joint account
* do a load of washing and hang up
* konmari ed my earings and necklaces
* b/l at work
* something out of freezer for dinner tonight
* read martins email
* tidy upstairs and konmari trousers and skirts

Ok better go! X

japmis

Made a packed lunch for work AND have dinner sorted for tonight, so a zero spend day

(except for those flights home I just booked - oops)

:j

Shortie

Morning all, supposed to be on a course today but there is a sicky bug doing the rounds and DS1 is ill so I can go. I made lunch last night though so that's food sorted for the day

Not much really to report but wanted to pop in and say I was still around and part of the thread :-)

Things for today:

- Lunch of whatvwas made to take on the course
- Water the seedlings in the greenhouse
- Dinner from stores
- Menu plan from stores - done to the end of this week
- Check bank balance

xJOJOx_2

good morning everyone. Day off today for me today. Going to try and get some jobs done during the day, but not always possible with the little one.

Daily Dfw's
Check Banking/Emails tick
Unscribe from as least one junk email tivk
Postcode Lottery tik
Pay £10 off cc tick
Save £20 for holiday tick
Check Onepoll and any other surveys tick
£20 transferred into spend account tick

Nightly routine (plugs/doors etc)
Phone up pharmacy4u and register tick
Write shopping list for few bits needed
Lunches prepped for tomorrow tick

Old School
Use same 'daily' eyeshadow/lipstick to use up some supplies tick
All lights/switches/TV off when not in use tick
All meals from stock tick
Bag of kitchen stuff on free pages tick
Defrost some meat for tea tick
Take bread out of freezer for sandwiches tomorrow tick
use it up - peanut butter spread
- cous cous - I don't even know why I bought this? I don't even know what it is :rotfl: will have some with tea tick
Sow some peppers plants indoors tick
Sow some lettuce if weather allows tick
Use teabags from gift set had since February tick
List Christmas presents and organise
Bought some mini biscuits etc divide into tubs so we don't pig all at once tick
Make 'diy' shelf for airing cuboard

Entertainment Leisure
Read one chapter in book
still need to sort TV

Home and decluttering
At least one load of washing tick
Quick tidy round for later tick
Sort Small bag for charity shop to take tomorrow tick
Tidy my bedroom
Organise the 'death cuboard' in kitchen tick
Remove all broken baby cuboard lockstick

Upping my income
Ebay at least one Item today
Another box to sort for music magpie (on the ones with best prices)

Hope everyone has a very productive day :money:

1HANNAH

Morning all, Thanks for the start Olliegami

Hope everyone has a good day.

Jojo I'm intrigued by your death cupboard!
Shortie Hope that DS1 is better soon.

* Switched mobile off over night Done
* Heating off Done
* Kids breakfast free at Schools breakfast club Done
* Fill water bottle at gym Done
* Walk to/from bus stop with boys
* All meals from stores - plan & prep - Done -
My breakfast - DH left over sarnies from yesterday toasted
My lunch - HM soup & pitta from the freezer
Kids Tea (+my sis & niece) - pasta bake
Our Tea - left over chicken salad & jacket spud
* Check email survey oppurtunities
* Unsubscribe from junk emails Done
* Drink warm water rather then tea/coffee save the cost of tea/coffee/milk and less calories too
* Try to use something out of the use up food box - make another date cake
* Read a few pages of a book - bought more then a year ago, about time I read some of it
* Do some Swagbucks running app now, after bonuses I'm not far off a voucher so could do to try and get a survey or two
* Check checkoutsmart Done
* Check shopitize Done and £5.70 first payment has hit my account today
* Check Sun perks Done
* Check FPL
* Check TCB Done
* Check Quidco/clicksnap Done and £3.06 AGC payout too
* Use nectar search (aiming for 10 a day on comp & 7 a day on app)
* Use up pamper box contains (used up 1/17 nail polish 1/4 handcream 0/1 footcream 0/3 perfumes so far)
* Use up household box contains (used up 2/5 shower spray & 1/1 spray cleaner that I didn't like so far) Done used some shower spray
* Check Banking/update spreadsheets Done
* Hang washing on line Not looking likely! ooo yes a load getting blown around now, I am hoping that my giant knickers don't end up over the neighbours fence though!!
* Make families lunches for school/work & one for me too
* Wash a load at 30 degrees - Done 1 load of bedding
* Strip & remake all the beds stripped just need to remake
* Make date cake (used up 1 1/2 -23 packs of OOD dates which will make 46 cakes!)
* Add items to charity bag
* Clean & tidy fridge before delivery Done
* Clean & tidy freezer before delivery Done
* Update freezer list after delivery

Bobarella

Morning All
Well I had a great start. Found 31p roadkill in sainsburys this morning. 20p right by the door. 10p by a till and 1p by the self service. As it was dead I hoovered it up and used it towards my shopping
The big cheque had finally cleared so I rang around a few of my business accounts this morning and cleared off a chunk. I also paid a deposit on my insurance for this year which took the payments from £175 over 10 months to £145 so a saving of £30 monthly. I also paid some money off my business CC.
So that's all the good stuff. However I have been stood here since 9am without seeing a soul. The last 2 days were shocking. Bank holiday Monday took £60, yesterday £40. I just don't know where people go?? Last Friday it was so busy I couldn't keep up. In the next week period up to the 15th I have all my main payments to make. Which includes my rent. Times like this I just feel like giving up. The schools are in, there is no obvious reason for the lull. It is just so frustrating.
A customer knocked it on the head yesterday he said, everyone is so pleased your open again but it's getting them to realise you won't be if they don't walk through that door every so often. From the mouth of babe's

At home, OH is put tonight helping a friend do some DIY. So I defrosted some chicken from the big sack. I will cook that for son and I then husband can have a cold plate with salad and potatoes when he gets back.
All the washing is up to date so that's one less job for this evening.


Ollie - moving area sounds like it might give you new ops for extra debt slaying too?

andrewbro

Brought my own lunch in today. Aiming for today to be a spend free day!