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Thursday 30th April - What small DFW things will you do today?
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Hi All
Ziggy - thank you. If my post yesterday had worked it would have said I'm feeling a lot better after a good day at work, thank you!
So my big news today is I finally have the insurance settlement (part 1) in my hand. I will be running off to the bank later to deposit that.
The unexpected but very nice thing is that the senior manager at the ombudsman I sent my complaint to regarding THEIR service, called me first thing, was amazing. You know when someone just says all the right things to make you feel heard? In addition to agreeing that they have really let me down, he has offered me £200 as an apology. I was not expecting that at all, the fact he was so kind and emphatic of what I've been put through was enough. I of course accepted!
So not a bad start to the day! OH & I need to sit down tonight and decide what we need to do first (apart from pay accountant off)
Had a bit of a melt down at home this morning. We were late in last night from the school run which wasn't great. I checked over son's clothing and decided he didn't need his uniform washing. In the meantime bustled around doing everything else, lunch boxes, reading homework etc. In the meantime unbeknown to me, he decided to put his full uniform in the washing sack that I'd left on the landing. I chucked it on with half an eye as it was late etc. Then 20 mins before we were due to go out this morning he suddenly asks where his school shorts were (they wear specific ones) & of course they were soaking wet as I'd not thought it was a rush to hang the laundry out day. So we all had a horrible stressful time of it trying to find something else suitable as the school are strict on what is supposed to be worn.
It could all have been avoided with a tiny bit more thought and it pushes all my control freak buttons!
Back for a better read later.
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Morning I have managed to post in the morning again. Ziggy thanks for getting us started.
Today I will/have:
LSD
Collect wholesale delivery from my sisters (we ordered enough between us to qualify for free postage)
Write shopping list buying only what we need
Go shopping and stick to list
Post on this thread for motivation and inspiration
Open curtains fully
Close curtains before it gets dark
Turn off lights and appliances not in use
Take meter readings
Submit metre readings
Meal plan
B/L/D from stores
Soak porridge overnight
Set DW to run overnight
Set WM to run overnight
Pack snacks
Make packed lunch for day out tomorrow (education & fun)
Update freezer inventory
Check FPL
Educate children for free
Wash hair and leave to dry naturally
Entertain children and us for free
Dry washing on airer
HWB for children’s beds instead of heating
Ongoing projects:
10 minutes shredding
45 minutes sorting old filing cabinet
Cull 100 emailsFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Bob Good to hear the first part of your pay out has arrived :j I'm very pleased to hear the chief ombadsman called you to apoligise and to offer compensation. Poor you on having a stressful morning all because ds was trying to do the right thingFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Ouch Bob, I hear your pain over the school uniform!
My children also lack the forward thinking function and I have been in similar scenarios often. Threatening to send them to school naked the next time usually works for a few weeks to stop last minute laundry dramas!Total debt at 18.9.17 £1950
Debts down £12,700 high in Feb 2015, £10,700 April 15, £8830 May 15, £6776 June 15 , £5857 July 15 £6970 1.3.16
£3950 15 May 2017 £3470 July 17 £2650 21.8.170 -
BB & Polly - oh he was trying alright
ah well. I am sure I wouldn't be the first mum to roll her eyes and say 'kids!!!'
" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Shortstuff - get that mini SORN'ed!!
Polly, I hope you get off to a great start. The beginning is always the fun part - when you see all the savings you make. It's easy to forget about it later on down the line, but keep up the awesome work (and I hope you get that £20 back!!! kids. =P)
Twiggy, I seem to recall an app on the sainsbury's website (???) where you could enter ingredients you had and it would provide you with possible recipes. Not sure if that would help?
Ziggy, thanks for the suggestions. I'm going to open them now and get bookmarking!
Hannah! You're absolutely right!! I need to get a timer or something, and then do something else. It feels so much more productive to do things that way. I'll try it next time I get a 'free' day. Thanks for the tip.
Bob, it's so good to hear you had a good experience in the end! Those are the stories we seldom hear.
Hope everyone has a good evening of money saving! I'm off to bed. xx0 -
Bob - That's great news!! (the insurance & ombudsman I mean not the uniform!!)
BB - Have a good day, Do you find the shredding therapeutic? I do!
Olliegami - Sleep wellFollowing :money: to keep us debt free :j0 -
Arh the old school uniform disasters! This happened to me other day. However it was the girlies dad when dropping them off at 7am informed me he'd accidentally sent back the spare uniforms I given him (which were all wet in the washer) and the one she was wearing the day before was scrunched into a tidy ball with marks on it.... Had to sponge clean and super hot iron it. Luckily she still looked smart by the time I was done :jDebt Remaing £315 :jBreath out the past, Breath in the futureBig Dreams Start Small0
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Good Afternoon!
After a false restart a month or so ago, I'm back again to take control of my financesI had surgery at the end of Feb and my recovery wore me out a little more than I had planned for.
In the meantime... OH took the reins with groceries and blew the budgets almost instantly, my 9yr old American Bulldog was diagnosed with cancer and left us a few weeks laterand I was informed that work would no longer be having a night team, so I would be losing £200 a month in Night Premiums. So, it's been a bit of a financial nightmare.
Oh, and I've gained 1.5 stone and none of my nice clothes fit anymore. :eek:
So... OH is paid today and I've stepped up to start afresh!
My DF Thursday looks like this...- Catch up with washing and take advantage of weather
- Go through CC's and set payments up for May
- Compile a Meal Plan and get an online basket ready for Saturday delivery
- Listen to Podcasts, I've a bit of a backlog!
- Drink more water, eat less food!
- Catch up on the thread
It's nice to be back:T Weight Loss (Start Weight 14st 12lb): 5/24 lbs :T
CC Debt: 01 Jan 2015: £11,462Now: £10,850 EOY Target: £7,500
:xmassmile Saving for Xmas 2015: £75.11/£300 :xmassmile
2015 GC: Jan £199.91/£200 | Feb £188.21/£200 | Mar/Apr :exclamati | May £118.44/£200
NSDs: Jan ? | Feb 9 | Mar/Apr :exclamati | May 1 - - - 2nd Purse: £300
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