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Thursday 30th April - What small DFW things will you do today?

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  • 1HANNAH
    1HANNAH Posts: 855 Forumite
    DD265 wrote: »
    I ended up in Meadowhall last night
    QUOTE]


    Me & my hubby had our first date at Meadowhall!!
    :love:
    Following :money: to keep us debt free :j
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Hi All
    Ziggy - thank you. If my post yesterday had worked it would have said I'm feeling a lot better after a good day at work, thank you!

    So my big news today is I finally have the insurance settlement (part 1) in my hand. I will be running off to the bank later to deposit that.
    The unexpected but very nice thing is that the senior manager at the ombudsman I sent my complaint to regarding THEIR service, called me first thing, was amazing. You know when someone just says all the right things to make you feel heard? In addition to agreeing that they have really let me down, he has offered me £200 as an apology. I was not expecting that at all, the fact he was so kind and emphatic of what I've been put through was enough. I of course accepted!

    So not a bad start to the day! OH & I need to sit down tonight and decide what we need to do first (apart from pay accountant off)

    Had a bit of a melt down at home this morning. We were late in last night from the school run which wasn't great. I checked over son's clothing and decided he didn't need his uniform washing. In the meantime bustled around doing everything else, lunch boxes, reading homework etc. In the meantime unbeknown to me, he decided to put his full uniform in the washing sack that I'd left on the landing. I chucked it on with half an eye as it was late etc. Then 20 mins before we were due to go out this morning he suddenly asks where his school shorts were (they wear specific ones) & of course they were soaking wet as I'd not thought it was a rush to hang the laundry out day. So we all had a horrible stressful time of it trying to find something else suitable as the school are strict on what is supposed to be worn.
    It could all have been avoided with a tiny bit more thought and it pushes all my control freak buttons!

    Back for a better read later.

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning I have managed to post in the morning again. Ziggy thanks for getting us started.

    Today I will/have:
    LSD
    Collect wholesale delivery from my sisters (we ordered enough between us to qualify for free postage)
    Write shopping list buying only what we need
    Go shopping and stick to list
    Post on this thread for motivation and inspiration
    Open curtains fully
    Close curtains before it gets dark
    Turn off lights and appliances not in use
    Take meter readings
    Submit metre readings
    Meal plan
    B/L/D from stores
    Soak porridge overnight
    Set DW to run overnight
    Set WM to run overnight
    Pack snacks
    Make packed lunch for day out tomorrow (education & fun)
    Update freezer inventory
    Check FPL
    Educate children for free
    Wash hair and leave to dry naturally
    Entertain children and us for free
    Dry washing on airer
    HWB for children’s beds instead of heating

    Ongoing projects:
    10 minutes shredding
    45 minutes sorting old filing cabinet
    Cull 100 emails
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 April 2015 at 11:47AM
    Bob Good to hear the first part of your pay out has arrived :j I'm very pleased to hear the chief ombadsman called you to apoligise and to offer compensation. Poor you on having a stressful morning all because ds was trying to do the right thing
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Ouch Bob, I hear your pain over the school uniform!

    My children also lack the forward thinking function and I have been in similar scenarios often. Threatening to send them to school naked the next time usually works for a few weeks to stop last minute laundry dramas!
    Total debt at 18.9.17 £1950

    Debts down £12,700 high in Feb 2015, £10,700 April 15, £8830 May 15, £6776 June 15 , £5857 July 15 £6970 1.3.16
    £3950 15 May 2017 £3470 July 17 £2650 21.8.17
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    BB & Polly - oh he was trying alright ;) ah well. I am sure I wouldn't be the first mum to roll her eyes and say 'kids!!!'
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Olliegami
    Olliegami Posts: 414 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Shortstuff - get that mini SORN'ed!!

    Polly, I hope you get off to a great start. The beginning is always the fun part - when you see all the savings you make. It's easy to forget about it later on down the line, but keep up the awesome work (and I hope you get that £20 back!!! kids. =P)

    Twiggy, I seem to recall an app on the sainsbury's website (???) where you could enter ingredients you had and it would provide you with possible recipes. Not sure if that would help?

    Ziggy, thanks for the suggestions. I'm going to open them now and get bookmarking!

    Hannah! You're absolutely right!! I need to get a timer or something, and then do something else. It feels so much more productive to do things that way. I'll try it next time I get a 'free' day. Thanks for the tip.

    Bob, it's so good to hear you had a good experience in the end! Those are the stories we seldom hear.

    Hope everyone has a good evening of money saving! I'm off to bed. xx
  • 1HANNAH
    1HANNAH Posts: 855 Forumite
    Bob - That's great news!! (the insurance & ombudsman I mean not the uniform!!)
    BB - Have a good day, Do you find the shredding therapeutic? I do!
    Olliegami - Sleep well :)
    Following :money: to keep us debt free :j
  • xJOJOx_2
    xJOJOx_2 Posts: 572 Forumite
    edited 30 April 2015 at 12:32PM
    Arh the old school uniform disasters! This happened to me other day. However it was the girlies dad when dropping them off at 7am informed me he'd accidentally sent back the spare uniforms I given him (which were all wet in the washer) and the one she was wearing the day before was scrunched into a tidy ball with marks on it.... Had to sponge clean and super hot iron it. Luckily she still looked smart by the time I was done :j
    Debt Remaing £315 :j
    Breath out the past, Breath in the future
    Big Dreams Start Small
  • Good Afternoon!

    After a false restart a month or so ago, I'm back again to take control of my finances :D I had surgery at the end of Feb and my recovery wore me out a little more than I had planned for. :(

    In the meantime... OH took the reins with groceries and blew the budgets almost instantly, my 9yr old American Bulldog was diagnosed with cancer and left us a few weeks later :cry: and I was informed that work would no longer be having a night team, so I would be losing £200 a month in Night Premiums. So, it's been a bit of a financial nightmare.

    Oh, and I've gained 1.5 stone and none of my nice clothes fit anymore. :eek:

    So... OH is paid today and I've stepped up to start afresh!

    My DF Thursday looks like this...
    • Catch up with washing and take advantage of weather
    • Go through CC's and set payments up for May
    • Compile a Meal Plan and get an online basket ready for Saturday delivery
    • Listen to Podcasts, I've a bit of a backlog!
    • Drink more water, eat less food!
    • Catch up on the thread ;)

    It's nice to be back :D
    :T Weight Loss (Start Weight 14st 12lb): 5/24 lbs :T
    CC Debt: 01 Jan 2015: £11,462 :(Now: £10,850 EOY Target: £7,500 :)
    :xmassmile Saving for Xmas 2015: £75.11/£300 :xmassmile
    2015 GC: Jan £199.91/£200 | Feb £188.21/£200 | Mar/Apr :exclamati | May £118.44/£200
    NSDs: Jan ? | Feb 9 | Mar/Apr :exclamati | May 1 - - - 2nd Purse: £30
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