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Payment A Day Chapter 16
Comments
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Hello and welcome uselessnow :hello:
No rules here about how much and how often you need to make payments/savings. All PADs count, no matter how big or small, how often or how infrequent, we love and celebrate them all :j
*The Rules*
1) To assist the monthly 'counter-upper' please post your PAD in Bold, colour, large, or all three
2) Once you join, you cannot leave
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
uselessnow wrote: »Could I join this challenge please. I am not sure what I would be saving each month against debts, but anything Is better that nothing
Great to see you came over US:j
" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Yesterday's total was a steady
£160.51
Bobarella - glad the explanation worked, maybe I'm not so much of a technophobe after all.
Uselessnow - welcome to the PAD community - any payment towards debt is a payment in the right direction, whether it be from rounding down accounts, extra money from surveys/car boots etc, money saved on other items put towards debt instead - you'll see some people like the discipline of making a payment however small every day others like me just post whenever I can scrape a bit of extra money from somewhere but the thread helps keep me focussed on finding those payments rather than just frittering away any extras.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Hi all :j
Popping in to PAD £32.00 refund to cc plz - Jet - tkyou!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Good morning fellow PADders
My PAD today is £4 to moneybox please jet9cat :T
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Morning all £2.90 for me today please
Welcome UselessnowAs of 24th August 2016 total money owed was
£15,708 :eek:0 -
uselessnow wrote: »Could I join this challenge please. I am not sure what I would be saving each month against debts, but anything Is better that nothing
You are so welcome uselessnowTime_to_face_the_music wrote: »Hello and welcome uselessnow :hello:
No rules here about how much and how often you need to make payments/savings. All PADs count, no matter how big or small, how often or how infrequent, we love and celebrate them all :j
*The Rules*
1) To assist the monthly 'counter-upper' please post your PAD in Bold, colour, large, or all three
2) Once you join, you cannot leave
TTFTM x
Dittoing this! And because it's not been put up for a while and may help someone here is the snowball calculator - http://www.whatsthecost.com/snowball.aspx
It's not a dig at anyone or designed for anyone in particular. Just speaking from personal experience this wee calculator helped me so much - especially when you don't know which debt to tackle first :A
Did one square of crochet last night and have found some exercises for strengthening that weakness on pinky side of hand so I count that as progress...
Don't mention couriers!!!!and one I could be waiting in till 8pm for tonight - (I have two am waiting for)
Argh the joys!!!
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Welcome uselessnow :j
Doesn't matter how little you PAD, it all helps!
Mine today is 40p pleaseA Payment A Day keeps the debts at bay
PADS 2016 = £222.57
Frugal living challenge 2016 1129.71/3660
= 14.86 per day/10.00 per day0 -
Hi there
I'd like to join please, I've just started a brand new thread to pay off our 2 credit cards & was pointed in this direction by Daydream Believer, thanks for that DB.
It will suit me because I'm wanting to make extra payments to get our cards paid off sooner :T
Thanks
Rosie D0 -
Yesterday's total a small but no less important
£14.06
welcome RosieD - always good to see PAD members recruiting elsewhere!Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0
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