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Payment A Day Chapter 16

15859616364398

Comments

  • Hello and welcome uselessnow :hello:

    No rules here about how much and how often you need to make payments/savings. All PADs count, no matter how big or small, how often or how infrequent, we love and celebrate them all :j

    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PAD in Bold, colour, large, or all three
    2) Once you join, you cannot leave :D

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    uselessnow wrote: »
    Could I join this challenge please. I am not sure what I would be saving each month against debts, but anything Is better that nothing

    Great to see you came over US :) :j
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Yesterday's total was a steady


    £160.51


    Bobarella - glad the explanation worked, maybe I'm not so much of a technophobe after all.


    Uselessnow - welcome to the PAD community - any payment towards debt is a payment in the right direction, whether it be from rounding down accounts, extra money from surveys/car boots etc, money saved on other items put towards debt instead - you'll see some people like the discipline of making a payment however small every day others like me just post whenever I can scrape a bit of extra money from somewhere but the thread helps keep me focussed on finding those payments rather than just frittering away any extras.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in to PAD £32.00 refund to cc plz - Jet - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Good morning fellow PADders :)

    My PAD today is £4 to moneybox please jet9cat :T

    Have a super day everyone :D

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Morning all £2.90 for me today please :)

    Welcome Uselessnow
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    uselessnow wrote: »
    Could I join this challenge please. I am not sure what I would be saving each month against debts, but anything Is better that nothing


    You are so welcome uselessnow bighug.gif
    Hello and welcome uselessnow :hello:

    No rules here about how much and how often you need to make payments/savings. All PADs count, no matter how big or small, how often or how infrequent, we love and celebrate them all :j

    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PAD in Bold, colour, large, or all three
    2) Once you join, you cannot leave :D

    TTFTM x

    Dittoing this! And because it's not been put up for a while and may help someone here is the snowball calculator - http://www.whatsthecost.com/snowball.aspx

    It's not a dig at anyone or designed for anyone in particular. Just speaking from personal experience this wee calculator helped me so much - especially when you don't know which debt to tackle first :A

    Did one square of crochet last night and have found some exercises for strengthening that weakness on pinky side of hand so I count that as progress...

    Don't mention couriers!!!! shame.gif and one I could be waiting in till 8pm for tonight - (I have two am waiting for)

    Argh the joys!!!

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Welcome uselessnow :j

    Doesn't matter how little you PAD, it all helps!

    Mine today is 40p please
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • Rosie_D
    Rosie_D Posts: 107 Forumite
    Hi there

    I'd like to join please, I've just started a brand new thread to pay off our 2 credit cards & was pointed in this direction by Daydream Believer, thanks for that DB.

    It will suit me because I'm wanting to make extra payments to get our cards paid off sooner :T

    Thanks

    Rosie D
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Yesterday's total a small but no less important


    £14.06




    welcome RosieD - always good to see PAD members recruiting elsewhere!
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
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