We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Payment A Day Chapter 16
Comments
-
Hello and welcome uselessnow :hello:
No rules here about how much and how often you need to make payments/savings. All PADs count, no matter how big or small, how often or how infrequent, we love and celebrate them all :j
*The Rules*
1) To assist the monthly 'counter-upper' please post your PAD in Bold, colour, large, or all three
2) Once you join, you cannot leave
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt
0 -
uselessnow wrote: »Could I join this challenge please. I am not sure what I would be saving each month against debts, but anything Is better that nothing
Great to see you came over US :j " Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Yesterday's total was a steady
£160.51
Bobarella - glad the explanation worked, maybe I'm not so much of a technophobe after all.
Uselessnow - welcome to the PAD community - any payment towards debt is a payment in the right direction, whether it be from rounding down accounts, extra money from surveys/car boots etc, money saved on other items put towards debt instead - you'll see some people like the discipline of making a payment however small every day others like me just post whenever I can scrape a bit of extra money from somewhere but the thread helps keep me focussed on finding those payments rather than just frittering away any extras.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Hi all :j
Popping in to PAD £32.00 refund to cc plz - Jet - tkyou!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Good morning fellow PADders
My PAD today is £4 to moneybox please jet9cat :T
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt
0 -
Morning all £2.90 for me today please
Welcome UselessnowAs of 24th August 2016 total money owed was
£15,708 :eek:0 -
uselessnow wrote: »Could I join this challenge please. I am not sure what I would be saving each month against debts, but anything Is better that nothing
You are so welcome uselessnow
Time_to_face_the_music wrote: »Hello and welcome uselessnow :hello:
No rules here about how much and how often you need to make payments/savings. All PADs count, no matter how big or small, how often or how infrequent, we love and celebrate them all :j
*The Rules*
1) To assist the monthly 'counter-upper' please post your PAD in Bold, colour, large, or all three
2) Once you join, you cannot leave
TTFTM x
Dittoing this! And because it's not been put up for a while and may help someone here is the snowball calculator - http://www.whatsthecost.com/snowball.aspx
It's not a dig at anyone or designed for anyone in particular. Just speaking from personal experience this wee calculator helped me so much - especially when you don't know which debt to tackle first :A
Did one square of crochet last night and have found some exercises for strengthening that weakness on pinky side of hand so I count that as progress...
Don't mention couriers!!!!
and one I could be waiting in till 8pm for tonight - (I have two am waiting for)
Argh the joys!!!
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
0 -
Welcome uselessnow :j
Doesn't matter how little you PAD, it all helps!
Mine today is 40p pleaseA Payment A Day keeps the debts at bay
PADS 2016 = £222.57
Frugal living challenge 2016 1129.71/3660
= 14.86 per day/10.00 per day0 -
Hi there
I'd like to join please, I've just started a brand new thread to pay off our 2 credit cards & was pointed in this direction by Daydream Believer, thanks for that DB.
It will suit me because I'm wanting to make extra payments to get our cards paid off sooner :T
Thanks
Rosie D0 -
Yesterday's total a small but no less important
£14.06
welcome RosieD - always good to see PAD members recruiting elsewhere!Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards