Payment A Day Chapter 16

daydream_believer_2

Hi all,

Back again. Trip went OK..... put a big dent in finances, but will be working hard to get back on track.

Wasn't planned, but was important.

So back to PADding, with 35p today please

Bobarella

Hello
£35 towards my stretch target of hitting £4,500 by end of July.
Bob

milky1991

£3.75 again for me please

flumpkin

25p for me to TSB please

Oh2bdebtfree

Hi everyone
My first time posting on the MSE forum but I have been lurking behind the scenes for some time. Have found some real inspiration for the things I've read, so thank you to everyone for sharing.
Have decided it's definitely time to knuckle down and do something to sort my debts once and for all.
I'm planning on starting a diary but for now I would like to join this thread if that's ok?
My husband and I have 3 current accounts between us (one each plus a joint one) so my plan is to balance each down every day to the nearest £10 by transferring the excess into a savings account. Over the next 12 months I'm going to try and reduce my debt by using the snowball method and by making some full and final settlement offers.
First savings goal using a payment a day is to save £500 to make my first offer.
Today I transferred £5.60 from my husbands account, £1.98 from my account and 33p from our joint account.
Total on day 1 = £7.91/£500

sashanut

Hi all :j
Popping in to PAD £85.95 pmt to cc plz E-E - tkyou!!


Just had a little toast (in cider lol) with DH to celebrate one year since we became debt & mortgage free :j:j:j Took a long time but eventually got there, have to remind myself we ain't never going back there either. Baby steps & you will get there, welcome Oh2bdebtfree!!

Time_to_face_the_music

Good morning fellow PADders

My PAD today is £2 to moneybox please EE :T

Hi and welcome to Oh2bdebtfree :hello:

sashanut - that year has flown over! :j

Have a super day everyone

TTFTM x

jet9cat

Add another £5 in for me today please EE. Welcome to Oh2tobedebtfree - a username we can all identify with!

Oh2bdebtfree

Thank you for your welcome Jet9cat I'm feeling really motivated today. Hope you are too?

Oh2bdebtfree

Day 2 and I've transferred £9.10 from my account (to round it down to the nearest £10) into our savings account.
Balance on day 2 now £17.01/£500