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Payment A Day Chapter 16

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  • rexelpink
    rexelpink Posts: 213 Forumite
    PPI Party Pooper
    smithy81 wrote: »
    click on user CP and then Edit Signature xx

    Thanks smithy :)
    Didn't really know what to write.. I'm feeling really motivated to pad again tomorrow and start clearing some debts :j
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in to PAD £660.81 to cc plz Kirsty - tkyou!!


    So sorry to hear your sad news Sassers
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Morning everyone

    A bank rounding down for me today of £1.62 sees a payment to the credit card and a lovely neat and tidy bank balance :p

    Have a lovely day

    LMD xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi guys and girls :wave: special welcome for rexelpink

    Still lovely and sunny here, so off for a picnic in the park with small people later. This will take my mind off the £230 I've had debited by my energy provider who despite several emails (and acknowledgement) of our flood have decided not to wait for the excess use payment from my insurers and are trying to claw it back regardless. :mad:

    This is my PAD for today.

    Sees y'all later x
  • Good morning fellow PADders :cool:

    My PAD today is £2 to moneybox please kirstypoos :T

    Hi and welcome to rexelpink :hello:

    Wondered where you were Sassers and am so very sorry to hear that sad news xx

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • rexelpink
    rexelpink Posts: 213 Forumite
    PPI Party Pooper
    Morning all,


    Thanks for the welcomes :j

    Minimum payment for lloyds came out today and I pad an extra 70p so £12.70[COLOR="rgb(255, 0, 255)"][COLOR="rgb(255, 0, 255)"]for me please[/COLOR][/COLOR]
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all!

    PADs for 1st June totalled a whopping £2791.11!! Fantastic work PADers!!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    My PAD for today is £20.00 to Natwest Loan

    Sassers, I'm so sorry to hear your devastating news. Hope you are holding up as well as possible - Welcome back, you've been missed :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Have been PADding but not posting AGAIN!!

    £285.99 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • rexelpink
    rexelpink Posts: 213 Forumite
    PPI Party Pooper
    Evening everyone,

    Hope this is ok to post here I am still trying to navigate my way around the site, and wasn't sure where to post.
    Was feeling really motivated last night and this morning, but then I've got home from work and DH has reminded me that our annual subscription for £500 is due end of July.
    It's for a club that we all enjoy as a family and does allow us to have a lot of no spend days so well worth the money and the kids will be devestated if we don't renew, but I just feel so meh about it all now.
    I'm not sure what to do now continue to pad against my debts every day or to pad towards the £500.
    DH is going in for an operation end of June (will mean parking and prescription charges etc) and DS will be 9 first week of July so very little chance to save anything significant over the next few weeks... Sigh

    Anyway sorry for the moan, just feeling a bit downhearted and DH is doing his ostrich impression wondering why I'm stressing about finding money we won't have in the face of 2 months where spends will already be higher then usual xxx

    Hope you are all well
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
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