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Payment A Day Chapter 16

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  • smithy81_2
    smithy81_2 Posts: 67 Forumite
    Seventh Anniversary Combo Breaker
    £6.21 off Argos �� I have paid of the plan that was ending in June ahead of time thanks to this thread so thank you xx
    LBM April 2013 - £20372. now - £11052.38

    [STRIKE]Argos - April £756.05 /£0 0% but plans finishing[STRIKE] June[/STRIKE], [STRIKE]August[/STRIKE] & September [/STRIKE]
    Mbna - April £1775/£1450 0% till Jan 17
    Barclay card April £6770/ £6297.28 2.8% for life
    Overdraft April £3500/£3300
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning fellow PADders :hello:
    My PAD today is £2 to moneybox please Bob :T

    Well done on paying off Argos early smithy81 :j

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Yesterday we totalled £461.89:j
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    smithy81 wrote: »
    £6.21 off Argos �� I have paid of the plan that was ending in June ahead of time thanks to this thread so thank you xx

    Well done Smithy :)
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Great news Smithy! Congratulations :beer:

    £25.48 to DH's Tesco CC again....I will get it gone....

    Thanks Bob x
  • smithy81_2
    smithy81_2 Posts: 67 Forumite
    Seventh Anniversary Combo Breaker
    £53.77 for me today x
    LBM April 2013 - £20372. now - £11052.38

    [STRIKE]Argos - April £756.05 /£0 0% but plans finishing[STRIKE] June[/STRIKE], [STRIKE]August[/STRIKE] & September [/STRIKE]
    Mbna - April £1775/£1450 0% till Jan 17
    Barclay card April £6770/ £6297.28 2.8% for life
    Overdraft April £3500/£3300
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Dizzy_Imp wrote: »
    Personally, I include regular payments in my PADding, not just any extra that I can spare to go towards paying down debt and some of these are large amounts. Not everyone on here does that and some of us are saving, rather than paying debts. I think we are an eclectic bunch, with varied backgrounds and very different financial circumstances. The PADs are not meant to be competitive - there's no PAD of the month award - just friendly support and encouragement :)


    When I was in debt it definitely wasn't a pad a day keeps the bailiffs at bay. I found padding late in my debt free journey. But it's really all personal and what works for you :). There is no judgement for the whoopsie you just had - just a friendly hello, welcome back - when you get back on the wagon

    I personally, am at the stage where I choose not to record my PADs on here due to spies. I'm padding alumni but love you guys :). Everyone is brilliant in their own wee ways!!!

    smithy81 wrote: »
    £6.21 off Argos �� I have paid of the plan that was ending in June ahead of time thanks to this thread so thank you xx

    Right smithy81 - this needs a treat (fat free cos I have a cold and it's doing my head in!!! literally) banana_smiley_16.gif

    Have a good day and remember to breathe :T
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi all!!

    £44.88 for me today please :)

    I'm off on a friends hen do for a few days in June but if everyone doesn't mind a temporary delay in totals I'm happy to be counter upper :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • cameron100
    cameron100 Posts: 31 Forumite
    £5 for me today please to overdraft
    Barclaycard £345 / £13608.33 | Paypal Credit 1038.62 / £1038.62
    Natwest Overdraft £0 / £764.60 | Santander CC £99 / £100
    Total Debt £14,027.60 / £14,653.99
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Kirsty thank you for the offer. I cant see anyone minding that at all.

    Today's offering is £1.44 from me.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
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