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Payment A Day Chapter 16

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  • Picklepot
    Picklepot Posts: 360 Forumite
    Thank you for the support on here (particularly with my small amounts and the saves on the shopping list!!)


    Welcome to the newbies!

    Prior to joining this thread I thought about my debt every day, how overwhelmed and depressed by it I was . Now I think about PADing and where I can make even the smallest save. I look towards the first goal and how I can beat it.Its all thanks to all of you
    :)
    todays PAD regular payment
    97.00
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi jet9cat, I haven't heard much about bounts, but if you do go for it, good luck! Let us know how you get on :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • cameron100
    cameron100 Posts: 31 Forumite
    £2.63 here - rounded my bank balance down, paying towards overdraft account.
    Barclaycard £345 / £13608.33 | Paypal Credit 1038.62 / £1038.62
    Natwest Overdraft £0 / £764.60 | Santander CC £99 / £100
    Total Debt £14,027.60 / £14,653.99
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j


    Been away on hols, briefly back then away again....this month is very busy !! It's nice but I wish the events were spread out a bit more instead of all being in the same month..


    Anyhow, popping in to PAD £46.41 refund to cc plz Bob - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Good morning fellow PADders :)

    My PAD today is £4 to moneybox please Bob :T

    Welcome back Dizzy and sashanut :hello:

    Well done on hitting that milestone Calling14 :j

    Have a super day everyone :cool:

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Picklepot
    Picklepot Posts: 360 Forumite
    Morning!
    Todays PAD a little
    18p
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    jet9cat wrote: »
    No PAD for me today but I was just wanting to tap into the knowledge on this thread and ask a question. I've been thinking of signing up for bounts as I walk a lot to and from work so thought I might as well get paid for it but I'm not very clued up with technology and stuff. I know you've got to download an app to your phone but how does it measure your steps? Do you have to have wearable tech like fitbit or does it just do it from the gps on your phone while it's in your bag? Also does having this on a lot use up a lot of data? I don't want to be increasing my phone bill as that would defeat the object.
    Sorry this is a bit off topic but I'm ignorant of this sort of thing.

    Hi Jetcat

    Quite a few people on the 'what small things are you doing today to be DF' thread on the main DFW forum talk about Bounts. LegoMum is a good one to ask there.
    Hope that helps
    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Our total for yesterday was £357.14
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Hi Bob - thanks for that. I thought I'd seen people talking about it on this thread but it must be one of the others I follow so I'll do some more digging.


    Meanwhile I've managed another £7.76 to the cc today
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all!

    Payday for me today so PAD of £100.00 to Natwest until I get budgets sorted, more to come over the next few days :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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