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Payment A Day Chapter 16
Comments
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Morning
In complete contrast to Sashanut I have a meagre bank round down of £0.85 to my sabbatical savings... gonna take me a looooong old while!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070 -
Good morning fellow PADders :hello:
My PAD today is another £2 to moneybox please Dizzy :T
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Morning all.
There appears to be white, fluffy stuff outside, which will make the trip to work a little bit more interesting than normal!!! :eek:
Today's PAD is courtesy of a local shop, 'big chain', whose misleading shelf signage led to be getting a cracking deal on a meal for last night, with an error in my favour saving me £4.78!
Have a good un guys!:TPlan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0 -
£230 to The DebtBe the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'0 -
Oh, just noticed that my regular DD payment has hit the CC. I'm paying more than the minimum repayment each month, as used the card to pay for my car insurance on 0%. Can I claim that as a pad, if so it's another £80 for me today!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0
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Morning lovely PADders - no snow here just yet, but the hills are now white-tipped, so it's on it's way. Yippee! I lurve snow
You are all battling through January like real troupers - keep it up, because yesterday saw an amazing total of £1222.02. Special mention to Sashanut for that whopper! Virtual shopping today will include the American style fridge freezer I've been longing for in the kitchen. Happy days...
I include any payment, regular or extra in my PADs rsdiscos (others may have different rules) as I'm not always able to pay extra every day, so yes, I'd include regular DD payments. Wise old leader Erme should be along to confirm if that's OK... Ooh, Erme - how did the piano playing go? Hope you weren't too nervous x
Well done on the Quidco pay out Calling - I got a nice amount back from them for my breakdown cover with the RAC.
My PAD? £100 to Tesco CC again. It's still screaming after December....0 -
Morning all!
£5.22 to MBNA for me today please Dizzy
It really makes you realise how much we are all managing when virtually using for appliances! I've also been longing for an american style FF so I'm with you on that one!
rdiscos, I'm the same as Dizzy and include all payments whether regular or overpaymentsLet’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
LittleMissDetermined wrote: »Morning
In complete contrast to Sashanut I have a meagre bank round down of £0.85 to my sabbatical savings... gonna take me a looooong old while!
LMD x
Meagre? You call that meagre mrs :eek:. It's a pad!!! That's what matters - ask the queen of diddy pads flumpkin....so pleased you could do it and for that I reward thee with (drum roll)Morning lovely PADders - no snow here just yet, but the hills are now white-tipped, so it's on it's way. Yippee! I lurve snow
I include any payment, regular or extra in my PADs rsdiscos (others may have different rules) as I'm not always able to pay extra every day, so yes, I'd include regular DD payments. Wise old leader Erme should be along to confirm if that's OK... Ooh, Erme - how did the piano playing go? Hope you weren't too nervous x
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Ok - I missed something guys - like when did I get nominated pad leader?...I know I've been on here a while but others have been here longer. I just aim to try and keep this thread friendly and non judgemental as when you're down you don't want to get kicked again just because you put a welly boot on the wrong foot. That's ok
Nicotine is a curse word - you didn't know that now did you?:rotfl::rotfl: - I am also nominating coffee and black tea as curse words too (cos they're as addictive as nicotine)
Piano playing went well (despite missing at least one B flat every verse). thanks for asking
HUgs
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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£1 small pad as saved money on parking. No money left in bank account for any rounding down so will be scavenging change in purse or pavement finds. e bay sale finishes on Sunday night. Fingers crossed but not great so far.Loan 1- £6039/£9736.99:mad: CC £1084/£1084 :beer: Loan 2 0/£18000:eek:
£2 savers 2016 #54 20p savers club 2016#740 -
Thanks Erme! Whilst small I know it's not insignificant, it's just the previous ones have been bigger haha
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31070
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