We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Payment A Day Chapter 16

1242243245247248398

Comments

  • Morning

    In complete contrast to Sashanut I have a meagre bank round down of £0.85 to my sabbatical savings... gonna take me a looooong old while!

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
  • Good morning fellow PADders :hello:

    My PAD today is another £2 to moneybox please Dizzy :T

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning all.

    There appears to be white, fluffy stuff outside, which will make the trip to work a little bit more interesting than normal!!! :eek:

    Today's PAD is courtesy of a local shop, 'big chain', whose misleading shelf signage led to be getting a cracking deal on a meal for last night, with an error in my favour saving me £4.78!

    Have a good un guys!:T
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £230 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Oh, just noticed that my regular DD payment has hit the CC. I'm paying more than the minimum repayment each month, as used the card to pay for my car insurance on 0%. Can I claim that as a pad, if so it's another £80 for me today!
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning lovely PADders - no snow here just yet, but the hills are now white-tipped, so it's on it's way. Yippee! I lurve snow :)

    You are all battling through January like real troupers - keep it up, because yesterday saw an amazing total of £1222.02. Special mention to Sashanut for that whopper! Virtual shopping today will include the American style fridge freezer I've been longing for in the kitchen. Happy days...

    I include any payment, regular or extra in my PADs rsdiscos (others may have different rules) as I'm not always able to pay extra every day, so yes, I'd include regular DD payments. Wise old leader Erme should be along to confirm if that's OK... Ooh, Erme - how did the piano playing go? Hope you weren't too nervous x

    Well done on the Quidco pay out Calling - I got a nice amount back from them for my breakdown cover with the RAC.

    My PAD? £100 to Tesco CC again. It's still screaming after December....
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all!

    £5.22 to MBNA for me today please Dizzy :)

    It really makes you realise how much we are all managing when virtually using for appliances! I've also been longing for an american style FF so I'm with you on that one!

    rdiscos, I'm the same as Dizzy and include all payments whether regular or overpayments :)
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Morning

    In complete contrast to Sashanut I have a meagre bank round down of £0.85 to my sabbatical savings... gonna take me a looooong old while!

    LMD x

    Meagre? You call that meagre mrs :eek:. It's a pad!!! That's what matters - ask the queen of diddy pads flumpkin....so pleased you could do it and for that I reward thee with (drum roll) banana_smiley_16.gif
    Dizzy_Imp wrote: »
    Morning lovely PADders - no snow here just yet, but the hills are now white-tipped, so it's on it's way. Yippee! I lurve snow :)


    I include any payment, regular or extra in my PADs rsdiscos (others may have different rules) as I'm not always able to pay extra every day, so yes, I'd include regular DD payments. Wise old leader Erme should be along to confirm if that's OK... Ooh, Erme - how did the piano playing go? Hope you weren't too nervous x
    .

    Ok - I missed something guys - like when did I get nominated pad leader?...I know I've been on here a while but others have been here longer. I just aim to try and keep this thread friendly and non judgemental as when you're down you don't want to get kicked again just because you put a welly boot on the wrong foot. That's ok

    Nicotine is a curse word - you didn't know that now did you?:rotfl::rotfl: - I am also nominating coffee and black tea as curse words too (cos they're as addictive as nicotine)

    Piano playing went well (despite missing at least one B flat every verse). thanks for asking

    HUgs

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • £1 small pad as saved money on parking. No money left in bank account for any rounding down so will be scavenging change in purse or pavement finds. e bay sale finishes on Sunday night. Fingers crossed but not great so far. :o
    Loan 1- £6039/£9736.99:mad: CC £1084/£1084 :beer: Loan 2 0/£18000:eek:
    £2 savers 2016 #54 20p savers club 2016#74
  • Thanks Erme! Whilst small I know it's not insignificant, it's just the previous ones have been bigger haha

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.