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Payment A Day Chapter 16
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Welcome back frasersmum123
My pad today is £14 please MB :TAs of 24th August 2016 total money owed was
£15,708 :eek:0 -
A double PAD for me today
eBay sales mean I'm back to PAD the VERY LAST £11.40 Payment to Santander... :T that's 9 months ahead of where I'd have cleared it without the MSE forum.
Yay! One down, 4 to go...
LMD x. *hurries off to update signature*Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Well done LMD! I'm sure that warrants a post on the milestone thread.
Don't answer if you don't want, but I was just wondering what amount you owed originally on the Santander card.0 -
Hi everyone, PAD today of £7.76 to balance transfer card
As you may have realised by the lack of posts lately and the tone of some of my posts, things haven't been easy here lately and it has been nigh on impossible to find the extra money to pad. So over the last week or so I have been doing a bit of a Martin's Money Makeover and have managed to get OH's mobile bill down with new phone - still need to flog off old one - move home phone and broadband from Sky and have just triggered off an energy switch via the Cheap Energy Club so, once all the changes filter through, I should be about £30 a month better off. Some people (not on this site!) might not think this is worth it but seeing as I have no hope of a £30 per month payrise it is definitely worth it for me.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Congrats to LMD as well on killing off that Santander card - the power of PAD in evidence again.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
sunshine81 wrote: »Well done LMD! I'm sure that warrants a post on the milestone thread.
Don't answer if you don't want, but I was just wondering what amount you owed originally on the Santander card.
Thank you, what is the milestone thread?
It was at almost £9k at one point, I transferred about half and then I have been at it now for about 18 months, the last £1k or so has been done in the last few months with the help of this thread
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Congratulations on clearing a big debt LMD :jMoving on up
SPC #382 ~ £40 banked
12k in 2016 #15. £541.91/£30000 -
LittleMissDetermined wrote: »Thank you, what is the milestone thread?
It was at almost £9k at one point, I transferred about half and then I have been at it now for about 18 months, the last £1k or so has been done in the last few months with the help of this thread
LMD x
That's amazing, well done
https://forums.moneysavingexpert.com/discussion/52097600 -
Hi everyone, PAD today of £7.76 to balance transfer card
As you may have realised by the lack of posts lately and the tone of some of my posts, things haven't been easy here lately and it has been nigh on impossible to find the extra money to pad. So over the last week or so I have been doing a bit of a Martin's Money Makeover and have managed to get OH's mobile bill down with new phone - still need to flog off old one - move home phone and broadband from Sky and have just triggered off an energy switch via the Cheap Energy Club so, once all the changes filter through, I should be about £30 a month better off. Some people (not on this site!) might not think this is worth it but seeing as I have no hope of a £30 per month payrise it is definitely worth it for me.
HelloEven though you have found it hard to PAD, you've tried to make changes and it seems you have had success! £30 a month is significant so well done! £360 over the next year! Just need to get that phone flogged now, check reviews of recycling sites before committing, some are dodgier than others.
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Hi all :j
Popping in to PAD £61.28 :jrefund payment
to cc plz MessyBetty - thank you!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0
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