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Payment A Day Chapter 16

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Comments

  • MessyBetty
    MessyBetty Posts: 200 Forumite
    100 Posts
    Good morning everyone :)

    Monday's total was a very respectable £454.70 well done padders :j:j

    Have a great Tuesday, I am excited for tomorrow's total with Dizzy at it again :D

    No PAD for me today :o I only have £29.82 left to hit my personal target which I will do on Thursday so having a couple of days off :eek:

    MB x
    EF #40 £250/£1000 Sep PAD 26/30 £700/£700😀 Oct PAD 1/31 £300/£500
    Debt free date Dec 2016
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all!

    £220.00 to CCs for me today please MessyBetty :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Morning all,

    Yes Dizzy Imp I'm due on the 21st, and being a second baby I guess he could come any time now! Hoping Bob is having cuddles as we speak :)

    PAD of £8.45 to Barclaycard today thanks to another eBay sale. That debt is such a big one, but I know it'll go.

    Have a good day everyone x
  • Auldbint
    Auldbint Posts: 5 Forumite
    Morning all hoping I can join you all in the hope of ditching a credit card ASAP, been watching for a couple of days and decided this wee forum just might be my answer! Already made a couple of extra payments this month and will raise money by ebaying, facebaying, selling my granny........decided I will choose one bill at a time
    Balance 1/10 £1927.48
    Payments £54.00,
    Odd balance from bank account 0.62p
    did menu plan so have put an extra £72.86 to it this morning
    Balance now standing at £1800.00 .

    Have gathered up all the change lying around and it's now in a jar - o/h is a nightmare leaving coppers, and other small change lying around so will change that once a month and pay to card :-).
    Any other tips more than welcome x
    Auldbint x

    PAD £1927.48/127.48 = 6.6%
  • lessavyfav
    lessavyfav Posts: 232 Forumite
    edited 6 October 2015 at 10:41AM
    I'd like to join this. I've done it for the past 3 days:
    Day 1: £6.90
    Day 2: £9
    Day 3: £5.12
    Giant London-sized mortgage (started July 2017) £472,561 /£499,000 Current LTV 85%
    S&S ISA £947
    EF: £15,000£15,000 100% to goal
    Renovation fund: £7,275/£10,000 72.5% to goal
    Car savings fund: £9,580/£13,000 73.6% to goal
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Just £1 for me today please MB :)
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • chocolatelover93
    chocolatelover93 Posts: 1,033 Forumite
    Seventh Anniversary Combo Breaker
    Thank you everyone for the warm welcome :D
    Today I've got a snack with me so putting the £1 I would normally spend in savings account. I know it's not much but every little helps as they say :P
    Read my diaryHere :)
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Even £1 a day is £365 a year off a debt! It really does add up quicker than you realise!! Even pennies add up!

    Welcome to chocolatelover93, auldbint and lessavyfav, this is a great thread that really can make a difference to your debt or savings!
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,707 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    sunshine81 wrote: »
    Even £1 a day is £365 a year off a debt! It really does add up quicker than you realise!! Even pennies add up!

    Welcome to chocolatelover93, auldbint and lessavyfav, this is a great thread that really can make a difference to your debt or savings!

    Could not agree more! I end up paying more off credit cards by PADding than I pay as my monthly payment.... Perfect!
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j


    Popping in to PAD £68.00 :jpayment

    to cc plz MessyBetty - thank you!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
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