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Payment A Day Chapter 16

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Comments

  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    I will fetch it back to earth with my pad today of £1 :laugh::laugh::laugh::laugh:


    There is already too much month left at the end of the money for me this month and still 12 days to payday :eek: Ah well in times past I would of just been digging out the credit card around now, but not anymore it's dig deep time and see whats in the cupboards, which there is plenty :)
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • MessyBetty
    MessyBetty Posts: 200 Forumite
    100 Posts
    milky1991 wrote: »
    I will fetch it back to earth with my pad today of £1 :laugh::laugh::laugh::laugh:


    There is already too much month left at the end of the money for me this month and still 12 days to payday :eek: Ah well in times past I would of just been digging out the credit card around now, but not anymore it's dig deep time and see whats in the cupboards, which there is plenty :)

    I know the feeling Milky my my how we have changed, I too would have had my cc to hand no more of that malarkey now.

    Our PAD's maybe small, in times gone by we would never have bothered and as we know every PAD matters.

    MB x
    EF #40 £250/£1000 Sep PAD 26/30 £700/£700😀 Oct PAD 1/31 £300/£500
    Debt free date Dec 2016
  • Good aternoon fellow PADders :hello:
    My PAD today is £4 to moneybox please MB :T
    sashanut wrote: »
    Hi all :j

    Popping in with a slightly more modest PAD of £119.00 refund to cc - thanks MessyBetty

    Large payment was to clear cc - as we do every month now....Red flag for me tho as it means we are spending wayyyy too much. We do use it to pay for almost everything. However it made me resurrect my spreadsheet to see where all the ££££ are going :mad:

    Welcome back sashanut and hope you had a good holiday and are recovering from illness?

    We started using paid off monthly paid off CC for everything but started to worry it was too easy to spend, so have gone back to our old style of dealing with cash only and just using CC for fuel only.

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Hello all

    Some great totals, excellent stuff!:j

    My PAD today is a meagre £1.60 round down to the Santander Card, but the balance is diminishing woohoo!

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 3 October 2015 at 7:54PM
    Hi all!

    PAD of £14.00 to CC for me today please :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!

    Welcome back sashanut and hope you had a good holiday and are recovering from illness?

    We started using paid off monthly paid off CC for everything but started to worry it was too easy to spend, so have gone back to our old style of dealing with cash only and just using CC for fuel only.

    Have a super day everyone :)

    TTFTM x


    Thanks TTFM, yes great trip as always to ROI, re illness I am much better today....must have been some kind of virus - from the plane? - not sure but had to cancel all sorts on Thursday, the worst day.yak. Anyhow, have a full day out tomorrow (now today!) so got to be fit for that one. Only thing is no appetite & not much sense of taste or smell, this could be good for losing weight though :rotfl:


    I know what you mean about the cc, I have a MnS one which I accumulate vouchers on all through the year then spend on food etc at Christmas, but it is so easy to get carried away...need to keep a beady eye on that one.




    Popping in to PAD £53.72 refund to cc plz MessyBetty - thank you!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Morning!

    A banking round down of £2.90 to Santander today thanks!

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good morning fellow PADders :hello:

    My PAD today is £2 to moneybox please MB :T

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Morning everyone,

    EBay sale enables a PAD of £10.97 to Barclaycard thank you please :)

    Have a restful Sunday x
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all :wave:

    Double PAD of £132.67 today please MessyBetty x

    Hope everyone has a good day!
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