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Payment A Day Chapter 16
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I will fetch it back to earth with my pad today of £1 :laugh::laugh::laugh::laugh:
There is already too much month left at the end of the money for me this month and still 12 days to payday :eek: Ah well in times past I would of just been digging out the credit card around now, but not anymore it's dig deep time and see whats in the cupboards, which there is plentyAs of 24th August 2016 total money owed was
£15,708 :eek:0 -
I will fetch it back to earth with my pad today of £1 :laugh::laugh::laugh::laugh:
There is already too much month left at the end of the money for me this month and still 12 days to payday :eek: Ah well in times past I would of just been digging out the credit card around now, but not anymore it's dig deep time and see whats in the cupboards, which there is plenty
I know the feeling Milky my my how we have changed, I too would have had my cc to hand no more of that malarkey now.
Our PAD's maybe small, in times gone by we would never have bothered and as we know every PAD matters.
MB xEF #40 £250/£1000 Sep PAD 26/30 £700/£700😀 Oct PAD 1/31 £300/£500
Debt free date Dec 20160 -
Good aternoon fellow PADders :hello:
My PAD today is £4 to moneybox please MB :THi all :j
Popping in with a slightly more modest PAD of £119.00 refund to cc - thanks MessyBetty
Large payment was to clear cc - as we do every month now....Red flag for me tho as it means we are spending wayyyy too much. We do use it to pay for almost everything. However it made me resurrect my spreadsheet to see where all the ££££ are going :mad:
Welcome back sashanut and hope you had a good holiday and are recovering from illness?
We started using paid off monthly paid off CC for everything but started to worry it was too easy to spend, so have gone back to our old style of dealing with cash only and just using CC for fuel only.
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Hello all
Some great totals, excellent stuff!:j
My PAD today is a meagre £1.60 round down to the Santander Card, but the balance is diminishing woohoo!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Hi all!
PAD of £14.00 to CC for me today please:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Time_to_face_the_music wrote: »
Welcome back sashanut and hope you had a good holiday and are recovering from illness?
We started using paid off monthly paid off CC for everything but started to worry it was too easy to spend, so have gone back to our old style of dealing with cash only and just using CC for fuel only.
Have a super day everyone
TTFTM x
Thanks TTFM, yes great trip as always to ROI, re illness I am much better today....must have been some kind of virus - from the plane? - not sure but had to cancel all sorts on Thursday, the worst day.yak. Anyhow, have a full day out tomorrow (now today!) so got to be fit for that one. Only thing is no appetite & not much sense of taste or smell, this could be good for losing weight though :rotfl:
I know what you mean about the cc, I have a MnS one which I accumulate vouchers on all through the year then spend on food etc at Christmas, but it is so easy to get carried away...need to keep a beady eye on that one.
Popping in to PAD £53.72 refund to cc plz MessyBetty - thank you!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Morning!
A banking round down of £2.90 to Santander today thanks!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Good morning fellow PADders :hello:
My PAD today is £2 to moneybox please MB :T
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Morning everyone,
EBay sale enables a PAD of £10.97 to Barclaycard thank you please
Have a restful Sunday x0 -
Morning all :wave:
Double PAD of £132.67 today please MessyBetty x
Hope everyone has a good day!0
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