Payment A Day Chapter 16

MessyBetty

Bobarella wrote: »

Good Morning PAD stars

Last week in total we paid off/saved

£2087.65

Can I get a Woooo hooo!!!

Bob

Woooo hooo!!!!! :j:j:j Well done everyone we are amazing as a team!!
Thanks Bob for counting up and keeping us all going.

Milky :T:T:T fantastic :T:T:T I hope to follow in your footsteps soon and have one of my cc paid off by Christmas, throwing every spare penny at it then on to the next one I hope to be debt free by Dec 16.

Oh sorry everyone quite excited with Milkys news and our totals
Good morning everyone
A PAD of £4.50 to cc please Bob, thank you.

Have a great Tuesday everyone

milky1991

Bobarella wrote: »

That is such good news well done!

On the card front, how many do you have with available credit?

I've got 2 left now to pay off, both with about 3.5 K on each both currently 0% but a portion of one stops being 0% at end of Jan 2016 and will leave me paying interest on about 1K of it, or do I just do a Dave Ramsey and overpay as much as I can on the smallest one and stuff the interest rate ?

I've thought about it, it's been my stupid spending on credit cards that have got me in this mess, I'm going to close the card I've paid off, overpay the one that has the shortest 0% deal left on it and get rid of this debt once and for all.
I've felt like I've been treading water lately but I've just noticed I've now hit the 40% mark paid off after lingering around the 30% figure for what seems like ages.
And I'm almost at 5K paid off the total. And what's more I've even got a bit of an emergency fund on the go.

Onwards and upwards

sunshine81

Milky that's a fab milestone, well done! I'd keep the card in the hope of getting a 0% deal, but give the card to someone who can't use it or freeze in a block of ice!

Just seen last weeks total... woo hoo! How do you think the economy would do if the government joined this challenge to service their debts

Anyway, today I've just a bank account skim to offer, £2.40 to my EF thank you x

Bobarella

Finally I can PAD myself (that sounds super weird)£5 care of Shoptize

Have now hit 15% of the stretch target I set myself this month. Clawing my way along.

amyaimez

Hi all,

been awol for a couple of days but I'm just popping in with £4.37

kirtsypoos

Hello again,

I had a quick shufty of the bank accounts and added an additional PAD of £10.00 to CC.

K x

MessyBetty

kirtsypoos wrote: »

Hello again,

I had a quick shufty of the bank accounts and added an additional PAD of £10.00 to CC.

K x

Well done Kirsty a double PAD day :T I want one!!

This is becoming a challenge for me, thank you one and all xx

sashanut

Hi all :j
Popping in to PAD £48.30 refund to cc plz BOB
- tkyou!!


Huge congrats to Milky & Sunshine...:T:T:T:T:T:T:T:T

Bobarella

Good Morning PAD Team

Up with the lark, so posting yesterdays scores on the doors.

On Tuesday we paid/saved £239.08

Bob

Bobarella

A PAD of £7 to the pot today to round me down to the nearest £50. And hit 17% of this months stretch target!