Payment A Day Chapter 16

milky1991

Yeah payday at last :j :j :j :j :j

And my payday pad today is £155.51 and this ladies and gentleman pays off my smallest credit card in full. :dance::dance::dance::dance::dance::dance::dance:

Feels so good to get rid of this card. Now my dilemma is do I keep this card open in the hope of a 0% deal on it to transfer some from another card that the 0% ends in Feb next year or just close it and be done with it :undecided

Time_to_face_the_music

Good morning fellow PADders :hello:

My PAD today is another £2 to moneybox please Bob :T


Well done milky! :j :j :j

Have a super day everyone

TTFTM x

LittleMissDetermined

Morning everybody

A £5 PAD to the credit card today for me please

LMD x

LittleMissDetermined

milky1991 wrote: »

Yeah payday at last :j :j :j :j :j

And my payday pad today is £155.51 and this ladies and gentleman pays off my smallest credit card in full. :dance::dance::dance::dance::dance::dance::dance:

Feels so good to get rid of this card. Now my dilemma is do I keep this card open in the hope of a 0% deal on it to transfer some from another card that the 0% ends in Feb next year or just close it and be done with it :undecided

Yay! Well done Milky 😊😊
If you think there's a good chance of a 0% deal being offered in the future I personally would keep it but lock it away out of the reach of everyday use!

Congrats again on the card cleared milestone

LMD x

Dizzy_Imp

Bobarella wrote: »

Diz - Dont get to stressed. What has made the CC higher this month?

My DH carrying on as if we had NO DEBT AT ALL :mad: Seriously, he just buys stuff on impulse and treats his older kids to takeaways and treats when they're with us, like money's no object. I asked him to cut up his cards yesterday as I couldn't keep up with the amount being spent v money available to service the debt. He just said he'd stop spending. Yeah, right! Heard that one before. Anyway......calm thoughts......

£60.00 to debt today please Bob

Milky - I'd keep the card account open, just cut it up so you can't use it IRL out and about. If you haven't had a 0% offer in a few months, then you could decide to close it. Congratulations on paying off the card - must be a great feeling :T

Bobarella

Good Morning PAD stars

Last week in total we paid off/saved

£2087.65

Can I get a Woooo hooo!!!

Bob

Bobarella

And the total for Monday 14th was

£104.89

Horray!

Bob

Bobarella

Dizzy_Imp wrote: »

My DH carrying on as if we had NO DEBT AT ALL :mad: Seriously, he just buys stuff on impulse and treats his older kids to takeaways and treats when they're with us, like money's no object. I asked him to cut up his cards yesterday as I couldn't keep up with the amount being spent v money available to service the debt. He just said he'd stop spending. Yeah, right! Heard that one before. Anyway......calm thoughts......

Ah. Yes I can see why that would be extremely tough. It's very unfair if you are trying to clear the debt and he isn't on board with that. Does he often use money to show love for people? It must be hard for him if so. You sound like you have 2 different approaches .

Bobarella

milky1991 wrote: »

Yeah payday at last :j :j :j :j :j

And my payday pad today is £155.51 and this ladies and gentleman pays off my smallest credit card in full. :dance::dance::dance::dance::dance::dance::dance:

Feels so good to get rid of this card. Now my dilemma is do I keep this card open in the hope of a 0% deal on it to transfer some from another card that the 0% ends in Feb next year or just close it and be done with it :undecided

That is such good news well done!

On the card front, how many do you have with available credit?

kirtsypoos

Hi all!

£2.00 to CC for me today - coming up to payday (next week) so not major payments for me this week I'm afraid, unless I have a lottery win!

K x