Thomson forcing people to buy travel insurance

jonesMUFCforever

I just have 1 thing to say - there are so many STUPID people in the world.

duchy

But that is no reason to not insure against the things that are.

You might not take out life insurance because you think you might be committing suicide and it isn't covered - but that would be short sighted as you *could* die of another (covered) cause.

People can make informed decisions - just because your cause wasn't covered doesn't means others won't be. Yes a known issue like yours isn't covered (although I was quite surprised one year to discover I was covered in the same circumstances as yours -was a while ago but I *think* it was TIA as the strike was announced after I had booked - and I got a refund of my additional costs - but it was very unusual)

You need to read what people are saying - not what you think they are saying.

bagand96

An interesting thought - I wonder why Thomson have felt it necessary to include their customers MUST arrange travel insurance, and make them tick a box to acknowledge this? I reckon there's two reasons:

1) To sell their own insurance. I imagine there are people who don't know to shop around, or are just plain lazy and will tick the box to buy Thomson's own policy.

2) The world of litigation and blame. It doesn't take too much imagination to think of a situation where some people end up on a package holiday and have some sort of very costly disaster. They then try to claim against the tour operator "We were never told we might need travel insurance. The tour operator must have had a duty to advise us we might need this?"

zagfles

duchy wrote: »

But that is no reason to not insure against the things that are.

Who said there was? I have insurance, like I said, which answers that point.

You might not take out life insurance because you think you might be committing suicide and it isn't covered - but that would be short sighted as you *could* die of another (covered) cause.

People can make informed decisions - just because your cause wasn't covered doesn't means others won't be. Yes a known issue like yours isn't covered (although I was quite surprised one year to discover I was covered in the same circumstances as yours -was a while ago but I *think* it was TIA as the strike was announced after I had booked - and I got a refund of my additional costs - but it was very unusual)

You need to read what people are saying - not what you think they are saying.

Erm... pot, kettle...:rotfl:

Voyager2002

The OP made a rational, well-informed decision to "self-insure" against the risks associated with her/his journey, in the knowledge that some medical cover was provided through the EHIC card.

PeacefulWaters

Voyager2002 wrote: »

The OP made a rational, well-informed decision to "self-insure" against the risks associated with her/his journey, in the knowledge that some medical cover was provided through the EHIC card.

Given that they appear to be relying on ATOL protection I'm not convinced that it's well informed.

photome

Voyager2002 wrote: »

The OP made a rational, well-informed decision to "self-insure" against the risks associated with her/his journey, in the knowledge that some medical cover was provided through the EHIC card.

Was it rational and informed, I am not sure the OP understands the limitations of EHIC

photome

pattycake wrote: »

Certainly not cheap. See my previous post.

That is for an annnual policy though rather than a week in Europe, which would be about a fiver without preexisting conditions

roddydogs

"Just Go" insist on travel insurance for THIS country!!

moreofthegoodstuff

I think it's good that Thomson want to ensure you have travel insurance. I would never travel without it and can't understand why people would.

I worked overseas and witnessed many things go wrong on people's holidays. One was a child that had chicken pox, family had no insurance and had to pay for the doctors visits (and the free to fly certificate) extra hotel nights, new flights etc, plus they couldn't leave their room for the whole holiday. I've also seen insured people need operations, have to stay weeks longer because of simple problems like an ear infection (can't fly) people have died on trips and had to been flown home... Trust me, £10 is nothing when you think about what could and does happen!