Current Account without credit check

eskbanker

bitemarx wrote: »

I pay all my priority debts.

....or as most would say, I don't pay all of my debts.

bitemarx wrote: »

I don't get any benefits like most of you do

Great, another Daily Mail reader, just what we need....

bitemarx

eskbanker wrote: »

....or as most would say, I don't pay all of my debts.

Great, another Daily Mail reader, just what we need....

Apologies if my remark caused any offence. I only started the thread to find out about current accounts.

Thank you

PaulW922

It is nice to see the usual plethora of unhelpful and nasty comments being directed at someone who came here of help.

I think every bank will check your credit file for ID purposes if nothing else, but depending on the bank type they may not require a certain level of internal credit scoring to get your account for you.

As I recall, the Metro account is very basic in that it does not offer DDs - unless that has changed?

Very few current accounts pay decent in credit interest. The main exceptions are those which are trying to get potentially profitable customers to switch (such a the TSB account). Basic accounts tend not to be especially profitable for banks - many run the product at a loss. I think decent in credit interest is not something you are going to get.

anoncol

bitemarx wrote: »

Possibly. But my debts are larger than I can repaY. Circs are.complicated, so I'm waiting for the six years to finish when my creditors will eventually give up :-)

It's right you can't earn the interest then because it is not your money in the first place.