Free £1,000 Dental Accident Cover

SAMSTER_2

I've just called. Got straight through, pressed option 2, straight through again. It only took 5 mins. I only took up the free cover but they do offer another package at about £8 a month that sounds really good if you have alot of 'dental issues'. It covers all your check-ups & routine treatment as well as other treatments and more extensive accident cover. I didn't take it but thought it sounded good !

chezmonster

I chose option option 2 and got through right away. tried to call back and sign up hubbie but they said no, he has to call him self.

Thanks any how.

finjack

I phoned this as I was after dental and life insurance so thought Id take out life insurance and then get the dental one fre for the year.. after nearly 20 mins of holding ( while I was browsing on this site!) all I kept getting was sorry to keep you waiting all our advisers are busy and so gave up.. there loss is another companys gain Im afraid...!

Toothsmith

michael_iain_elliott wrote: »

Great tip...

...but, remember, you are entitled to dental treatment for emergencies (how they define emergencies is vague, but I called with excruciating toothache and they took that) through the NHS, even if you aren't on an NHS dentist's list. Call NHS 24 (0845 46 47 in England/Wales and 0845 24 24 24 in Scotland) and they'll put you through to the local dental emergencies line where they'll fit you into a dentist's emergency appointments slot in the area that day or the next day. The usual rules apply to paying, if you're on benefits, etc., it's free.

This covers you for more than the Tesco policy does, considering you don't even need to have fallen over to get it!

HTH,

Mike

You are on this planet aren't you???

Sorry, but you sound just like Patricia Hewitt. NHS dentistry is absolutely wonderful, and a fully comprehensive service is available to anyone who wants it!

If you are ever unfortunate enough to suffer something like a cricket ball in the mouth on a Sunday afternoon, the process in reality would be:-

Ring NHS direct - Get a nurse with a computer screen.

With swollen lips and spraying blood down the mouthpiece you will try to explain your situation. After half an hour of questions about your ethnic origin and sexual preferences, you will be informed that your local Sunday emergency clinic was between 6am and 6:15am that morning, but even so - it wasn't run that morning due to the 16yr old dental nurse suffering a hangover - and the dentist isn't allowed to operate by himself, so they had to cancel it!

You will be told to try ringing around on Monday morning.

When chalenging them about their duty to FIND you an NHS dentist - you will suddenly think you have been transfered to one of those laughing clown manaquins that used to be found at the British seaside resorts.

When the hilarity has died down, someone obviously struggling to control themselves will sound like she is reading from a card when she tells you of budgetry restrictions, and how the problem will soon be solved in the very near future when apple pie grows on bushes, rivers run with wine, and pigs pull golden chariots around the sky in an attempt to improve traffic conjestion on the roads.

Should you be fortunate enough to find an NHS dentist by yourself, when you finally get to see him 2-3 months after the accident, you will be told that he can remove the broken ones and provide you with a plastic denture. As this will be the most cost effective way to restore you to dental health.

No repair and rebuilding of the broken ones, no implants or bridges to replace missing ones, no dentistry at all that has been developed since the 1940s in fact!

But - if that's all you want.........

£1000 worth of accident cover isn't a bad thing to have - even if it just pays for immediate first-aid at the time the injury happens, it could save a lot of time, trouble and money - not to mention tooth structure - in the end.

£1000 will run out very quickly on all but the most minor dental accidents, so something a bit more robust and inclusive might be wise as well.

I think Denplan now sell their accident and emergency cover as a stand alone product. (I Do have the majority of my patients on Denplan, but I am not connected with the running of the company). I'm not sure how much it is, but it is a very good policy, which pays dentists well for the work they do, and is straightforward to claim on.

It covers extra-oral accidents like the tesco one, but it also covers any emergencies when you are away from home and have to find (And pay) a dentist.

jmarko

there's an nhs dentist down here somewhere... or maybe he was just passing through...

John_Edney

jmarko wrote: »

Thanks Martin!! Every little helps!

I did it and now have the tesco cover. Yes, a sales pitch was there, but they are prepared to play along with the 'come back later' idea. Thanks Martin John Edney

thriftyfifty_2

Cazza wrote: »

Is this still available or has it gone already? If I try calling the 0800 number on the website it's just saying "the service cannot be connected"

It is still available - I have just called and spoke to a very nice lady who was not too heavy with the sales pitch.

thriftyfifty_2

It is still available - I have just called and spoke to a very nice lady who was not too heavy with the sales pitch. A BIG thank you to you Martin.

Skippy2roo

Anyone actually received the paperwork for this or the physio cover yet ?

I know i havn't

peetree

When you ring for the free policy they will also offer you Tesco's new dental insurance. they asked me if i looked on tesco site and then tried to sell me dental insurance. i reckon a good idea is to go to tesco website and have a look at the dental insurance policies before you ring so u know what theyre gonna try to sell you after you get the freebie so you can say you've already looked and are /aren't bothered. If you see an NHS dentist it'll cost you £107.40 a year and you get all your money back that you spend, even things like crowns and if your private its £203.40 and you get all your money back up to 200 for check ups type things and something like 80% up to 2000 for things like fillings/crowns and with both you get 10k accident cover. if u spend a lot reckon its a good deal... there are qualifying periods though, 1 month for NHS, 3 for private.