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DLA or WTC may go !!
Comments
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Lol Teabag, thats an epic post. considered running for parliament. Some of your points i actually agree with. Apart from 11 and 17. Bedroom tax not enough smaller properties to move into especially one bed.
I would keep notability, but have automatic entitlement to bus pass for low mobility.
I would say that if you need motability it should be spent on transport and nothing else. No cash, bus pass or car.
Not like my mate who saves her kids dla for an 2 week all inclusive abroad.
The bedroom tax is only payable if accommodation is refused or not on transfer list
Everything should be means tested. If you have money you don't need state help.
Under my rules they would not receive cash only equipment needed. You would have to prove you disability costs money.
My next door neighbor has one leg his daughter who does not live with him get the motorbility car she works at the airport and rarely comes home. And the NHS transport picks him up every other week to take him to hospital!0 -
LONG POST ALERT:
There are loads of benefits that should go or change
1, WTC. Just a excuse to prop up low wages paid by big company's. There should be a rule in place that company making profit over a certain amount must pay over say £10ph and this could be on a sliding scale so if they make £1m profit £10ph, £2m profit £10.50 and so on.
2, CTC. This works with the above and rewards people for having more kids. Stop payments until they are 20! at 16 they are no longer a child they can work, go into the forces or education/training. If they are in education but live alone provide HB and CTB. Bring back EMA at a higher rate and paid weekly provided they turn up to college.
3. Maintenance payments SHOULD COUNT AS INCOME!! What a joke it is not! All payments should be handled by computer done in arrears. The parent paying the maintenance pays into a account this amount is deducted from any benefit received and handed over. As this will be done in arrears there is no possibility the parent with care will be left short.
4. ESA Should be paid at same rate as JSA and only one level. This will help curb the tide of fakers out for extra cash and less scrutiny that you get under JSA.
5. NEW BENEFIT Lifetime disability award (MEANS TESTED) There are people in life who will always be servility disabled these people will be reviewed once a year by a DOCTOR and paid equivalent to 40 hours PW at the living wage rate. Any equipment (Power chairs, incontinence pads etc) will be provided on a case by case basis.
6. SCRAP DLA/PIP People are paid money even though their disability may not cost them a penny more to live with. If you have needs for equipment or consumables this will be provided.
7. Carers Allowance. Should be paid PH at the living wage rate and only to people on the lifetime disability award. It will be assessed on a case by case basis and each person allocated hours on there needs. This will only be payable to a NON RELATIVE! Thus boosting the care sector.
8. Pensions (MEANS TEST)
9. JSA should be increased but only payable for 2 years at NMW and paid the same to 18 year olds as it is to 64 year olds. Once back in work you repay what you claimed like a student loan.
10. Mortgage interest payments. SCRAPPED replaced with a full payment system but then charged on the property(so any money payed is recovered when the house is sold)
11, BEDROOM TAX Pay it or move (if you refuse suitable accommodation or refuse to go onto a transfer list)
12, IS for single parents paid at same rate as JSA again up the age of 5 limit 3 children to be repaid same as JSA.
13. Housing Benefit Not sure what to do with this as it leads into my next point.
14, Council Tenants MUST BE REVIEWED EVERY 5 YEARS this will be based on people living in the property size of property and upkeep of the property and behavior in that property. ALSO MEANS TESTED! I would keep right to buy BUT Every penny must be used to build social housing. I would also make it a rule that any development build is half and half social housing built to the same design and standard as the bought housing.
15, Child Benefit SCRAPPED
16, Motability SCRAPPED This is financed by the big banks and just a big con from start to end. A fleet size of 610,000!! Really?? Get them off the road I am not here to prop up the banks and car companys.
17, EVERYTHING TO BE MEANS TESTED
Wow - what a list - and whilst I agree with bits - others just will not work or are unfair - what about 80+ year old pensioners who have lived in their 3 bedroomed council house for 50+ years - are they expected to surcome to your cuts or are they expected to pay the bedroom tax or perhaps you expect them to move in to non-existent smaller 1 bedroom flats in the area ?
ALL child benefits should go - It was their decision to have children- nobody forced them to have kids - if they knew that they couldn't afford to have them in the first place - they should have kept their knickers on until they had the money.....
Foreign immigrants should not be entitled to a penny in benefits (of any kind at all) until they have, not only lived in the country for five years, but also paid NI for 5 years..
WTC should be taxable - I don't understand why it is not - it is income after all..
Stop providing heating allowances to all pensioners - especially to ex-pats !!
If you stop paying CA to relatives - this will put a strain on many relationships and could cause break ups - since many carers gave up careers, many years ago to allow concentration on caring - this will leave many thousands of ex-carers without any work to do - and no income to survive on. hence will ramp up the number of JS/UC claimants0 -
Wow - what a list - and whilst I agree with bits - others just will not work or are unfair - what about 80+ year old pensioners who have lived in their 3 bedroomed council house for 50+ years - are they expected to surcome to your cuts or are they expected to pay the bedroom tax or perhaps you expect them to move in to non-existent smaller 1 bedroom flats in the area ?
Observably there would be some exceptions the 5 year review would have solved this before now
As for unfair, the world is unfair for example I am not Brad Pitt!
ALL child benefits should go - It was their decision to have children- nobody forced them to have kids - if they knew that they couldn't afford to have them in the first place - they should have kept their knickers on until they had the money.....
Limited to 3 children people always fall on hard time and it would have to be re-paid anyway.
Foreign immigrants should not be entitled to a penny in benefits (of any kind at all) until they have, not only lived in the country for five years, but also paid NI for 5 years..
I was trying not to include the immigrants bit as that is a whole different argument, However I fell no entitlement to NHS or ANY FORM OF BENEFIT until full 3 years of work earning 15k+
WTC should be taxable - I don't understand why it is not - it is income after all..
With my Ideas WTC should state to dwindle
Stop providing heating allowances to all pensioners - especially to ex-pats !!
Goes back to means testing
If you stop paying CA to relatives - this will put a strain on many relationships and could cause break ups - since many carers gave up careers, many years ago to allow concentration on caring - this will leave many thousands of ex-carers without any work to do - and no income to survive on. hence will ramp up the number of JS/UC claimants
However JSA/UC would have to be paid back and they can return to the career they gave up. Please remember I married my wife in sickness and in health not in sickness and in health as long as I get carers allowance Same as CA for your OWN CHILD! You you would look after them if you was paid or not
I think I have covered most bases0 -
I think I have covered most bases
What if there are no suitable jobs and the pay is insufficient ?
Which will be the case in the majority of cases - we don't all live in the metropolis !!0 -
But with CA - You are assuming that all carers are capable of returning to work and even then that they will earn enough to repay the CA loan....
What if there are no suitable jobs and the pay is insufficient ?
Which will be the case in the majority of cases - we don't all live in the metropolis !!
But I am not here support someone who can't get a job and CA would not need to be paid back. If they enjoy caring they can do it as a career.0 -
Tea-bag for Prime Minister:rotfl:
I think you have some excellent ideas there.
I particularly support the ideas that the state should stop paying people to have children, ALL benefits should be means tested and that includes winter fuel payments to all households where someone is over 60. Also total benefits should be capped and that applies to everyone, no exceptions. Maybe reduce the level of savings allowed as well.0 -
LONG POST ALERT:
There are loads of benefits that should go or change
1, WTC. Just a excuse to prop up low wages paid by big company's. There should be a rule in place that company making profit over a certain amount must pay over say £10ph and this could be on a sliding scale so if they make £1m profit £10ph, £2m profit £10.50 and so on.
2, CTC. This works with the above and rewards people for having more kids. Stop payments until they are 20! at 16 they are no longer a child they can work, go into the forces or education/training. If they are in education but live alone provide HB and CTB. Bring back EMA at a higher rate and paid weekly provided they turn up to college.
3. Maintenance payments SHOULD COUNT AS INCOME!! What a joke it is not! All payments should be handled by computer done in arrears. The parent paying the maintenance pays into a account this amount is deducted from any benefit received and handed over. As this will be done in arrears there is no possibility the parent with care will be left short.
4. ESA Should be paid at same rate as JSA and only one level. This will help curb the tide of fakers out for extra cash and less scrutiny that you get under JSA.
5. NEW BENEFIT Lifetime disability award (MEANS TESTED) There are people in life who will always be servility disabled these people will be reviewed once a year by a DOCTOR and paid equivalent to 40 hours PW at the living wage rate. Any equipment (Power chairs, incontinence pads etc) will be provided on a case by case basis.
6. SCRAP DLA/PIP People are paid money even though their disability may not cost them a penny more to live with. If you have needs for equipment or consumables this will be provided.
7. Carers Allowance. Should be paid PH at the living wage rate and only to people on the lifetime disability award. It will be assessed on a case by case basis and each person allocated hours on there needs. This will only be payable to a NON RELATIVE! Thus boosting the care sector.
8. Pensions (MEANS TEST)
9. JSA should be increased but only payable for 2 years at NMW and paid the same to 18 year olds as it is to 64 year olds. Once back in work you repay what you claimed like a student loan.
10. Mortgage interest payments. SCRAPPED replaced with a full payment system but then charged on the property(so any money payed is recovered when the house is sold)
11, BEDROOM TAX Pay it or move (if you refuse suitable accommodation or refuse to go onto a transfer list)
12, IS for single parents paid at same rate as JSA again up the age of 5 limit 3 children to be repaid same as JSA.
13. Housing Benefit Not sure what to do with this as it leads into my next point.
14, Council Tenants MUST BE REVIEWED EVERY 5 YEARS this will be based on people living in the property size of property and upkeep of the property and behavior in that property. ALSO MEANS TESTED! I would keep right to buy BUT Every penny must be used to build social housing. I would also make it a rule that any development build is half and half social housing built to the same design and standard as the bought housing.
15, Child Benefit SCRAPPED
16, Motability SCRAPPED This is financed by the big banks and just a big con from start to end. A fleet size of 610,000!! Really?? Get them off the road I am not here to prop up the banks and car companys.
17, EVERYTHING TO BE MEANS TESTED
I cannot believe the hypocrisy of someone who wrote in December 2014
QUOTE
We are planning on moving house 200 miles away I can transfer with my job no problem however my wife works for the local council so will lose her job. Will she be able to claim JSA? We are moving to be closer to her parents and be mortgage free.
Obviously you have never had to give up a job to care for someone or lost a job through no fault of your own or are very disabled and had to exist on a very small income whilst waiting for the powers that be to decide to give you some help?
I do not disagree with some of your suggestions but I think you have no real idea what it is like for some people living in our society.
Yes, there are benefit scroungers but whatever criteria you set there will always be some who find a way around it.0 -
pmlindyloo wrote: »I cannot believe the hypocrisy of someone who wrote in December 2014
QUOTE
We are planning on moving house 200 miles away I can transfer with my job no problem however my wife works for the local council so will lose her job. Will she be able to claim JSA? We are moving to be closer to her parents and be mortgage free.
Obviously you have never had to give up a job to care for someone or lost a job through no fault of your own or are very disabled and had to exist on a very small income whilst waiting for the powers that be to decide to give you some help?
I do not disagree with some of your suggestions but I think you have no real idea what it is like for some people living in our society.
Yes, there are benefit scroungers but whatever criteria you set there will always be some who find a way around it.
Either Mixed Up or Two Faced - whichever ... weird !!0 -
Murphybear wrote: »Tea-bag for Prime Minister:rotfl:
i would vote for tea bag....:TPlan: [STRIKE]Finish off paying the remainder of my debts[/STRIKE].
[STRIKE]Save up for that rainy day[/STRIKE].
Start enjoying a stress debt free life..:beer:...now enjoying. thanks to all on MSE0 -
The new pension rules mean that a lot of people will be paying NIC and not getting anything for it.
I will not get my state pension until 2021 by then I will have paid in for 51 years, however (if I read the new rule correctly) my pension entitlement will be based on the contributions I will have made up to April 2016 IE 46 years, therefore I will be paying for 5 years without seeing a single penny extra on my pension, so who gets that money???? not me
That is no different to what currently happens.
Working to age 65, you pay NIC. Stop working at 60 and you get 5 free years of contributions.
So what happens to those 5 years that you pay for?
Besides which not everybody works for those number of years, some claim benefits. Getting those benefits you get credit for the State Pension. So why should people work from 16 to 65 and get no more than those that have only worked for half those years?
To solve this, the State Pension should really be means tested for everyone. Not being based on 'what I have put into the pot' but what level of income is needed when I retire - for a couple, based on Pension Credit rules would be approx. £240 a week. Surprisingly that is not far from what a married couple get now - £170 for an average male and approx. £70 for his wife.0
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