📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

is this Credit Score good or bad?

Options
aqua111
aqua111 Posts: 525 Forumite
in Credit file & ratings
My Partner rents out a house and the Tenants Credit Score is 8.
What does that mean?
«1

Comments

  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    means nothing.

    You make up your own mind about a creditor on the info available to you.

    Do you want someone with CCJ etc

    Someone with 1, 2 or 3 late payments etc

    The scores are a made up number, creditors do not even see these scores, they see the file and info on it, so make up their mind on that info.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    aqua111 wrote: »
    My Partner rents out a house and the Tenants Credit Score is 8.
    According to the letting agent presumably?
    What does that mean?
    Surely a question for the letting agent?
  • aqua111
    aqua111 Posts: 525 Forumite
    Tenant behind with Rent so we asked to see Search Results as Agent accepted the Tenant.
  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    aqua111 wrote: »
    Tenant behind with Rent so we asked to see Search Results as Agent accepted the Tenant.

    as said the score means nothing, you can have defaults,late payments and been bankrupt and still get a top score, you need to ask to see all the info they have on the credit check, not the score, then make up your mind from that info.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Credit score means naff all as they the letting agentwont be able to see it.
  • aqua111
    aqua111 Posts: 525 Forumite
    How can Credit History be obtained?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Whose credit history? Yours or someone else's?
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    aqua111 wrote: »
    How can Credit History be obtained?

    Various things, use a credit card and pay it off each month, keep your bank account/s in positive. Register on the electoral roll.
  • nicholaswitchell
    nicholaswitchell Posts: 170 Forumite
    DCFC79 wrote: »
    Various things, use a credit card and pay it off each month, keep your bank account/s in positive. Register on the electoral roll.

    Haha that's not what they are asking at all.

    They want to know how they can obtain their tenants credit report, not how they can improve their own credit rating lol.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    nicholaswitchell wrote: »
    Haha that's not what they are asking at all.

    They want to know how they can obtain their tenants credit report, not how they can improve their own credit rating lol.

    Misread it my bad.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture