Clydesdale Bank - any good?

colsten

This is correct, they only took in-Branch applications in the last few days of the old tax year, mainly to protect people from themselves.

SallySunshine

Went in to branch today for appointment. Transferred old ISA, opened and filled new one.
Got the feeling that they were rushed off their feet with opening new ones and that the 2.1% 2yr on offer will not be around by the end of the week.

ztkr

Thank you for all the comments, folks. Hopefully you can understand me being twitchy, depositing my savings with a bank I've never heard of.

Everyone has been positive, though, and I haven't found anything bad whilst serching online either, so I think I'm going to go for it.

This account (Clydesdale 40 day cash ISA) looks to be a very good ISA deal, by the way. 2% is a good rate, access to your cash in 40 days, or, if you need instant access to your money, you could just take the penalty and lose 40 days interest. That's equal to approximately 0.2%, so you'd still be getting an effective 1.8% - way above any other accessible (i.e. non-fixed) cash ISAs.

kidmugsy wrote: »

Clydesdale are an old, respectable bank

"respectable bank" - now there's an oxymoron if ever I heard one! :rotfl:

kidmugsy

philc27 wrote: »

"respectable bank" - now there's an oxymoron if ever I heard one! :rotfl:

Not run by Fred Goodwin (RBS), nor by a drug-addict ignoramus (Co-op), nor by the Haliban (HBOS), nor by a vain chump who allowed G Brown to persuade him to take over HBOS (Lloyds), .....

puk999

BTW, are you using the higher interest current accounts (e.g. TSB, Nationwide, etc) also?

ztkr

puk999 wrote: »

BTW, are you using the higher interest current accounts (e.g. TSB, Nationwide, etc) also?

Just started the Santander one; probably the best return for the amount of effort involved.

caileag

Clydesdale Bank are as respectable and established as it possible for a bank to be...

Seriously, no concerns with them being FlyByNight.

However - and I speak as a owner of a 40 day notice ISA - customer service is lamentable! I applied by phone, was send badly photocopied (copy of a copy of a copy) forms to fill in, then noticed that they had miskeyed my name so the application was wrong. Phoned, complained, nothing happened. Phoned several weeks later, strongly complained, nothing - resorted to a email to head office, supervisor eventually apologetically sorted it out for me, and we finally got there.

Since then, any contact with CB has been painful, but frankly I don't often need to speak to them. It would be great to check balances online but it is not often I make a transaction, so I am content enough to let be.