Neighbours Wall Wrote Off My Car

pathtofreedom

Do you own your house as you might want to take a couple of days to get over the shock and leave it to the insurance. As you don't want anything to escalate in a bad way, as you'd need to declare the issue when you sell the house that you had problems with the neigbours.

Zandoni

Stoke wrote: »

While some may disagree, I think you panicked and went through insurance wrongly. I believe in giving the person a chance.

You say, or imply, they might have bodged the work. If they have a friend or family member who works in the industry (I do), he/she could have potentially done the work for you at a 'mates' rate and therefore, both of you would have been happy with the outcome. I don't see why "I know a guy who can sort it" has become stigmatized with the backstreet bodger. I do know a guy and he's highly respected in the local area and would probably do it for me for parts and paints only. You might have to wait a day or two longer if he's got lots of work on, but it means not involving the insurance company and all that lark.

You could have at least given them a chance, gone checked out the person who was going to do the work etc.

Instead, you've gone through insurance and now you have to prove beyond doubt that negligence was a key factor, something you'll find incredibly difficult to do. Good luck, as I do hope you can get some kind of compensation for this, but as I often say, !!!! happens, unfortunately.

The wall owner is obviously not prepared to pay out any money so why would the OP want to get involved with a friend of his doing the repairs. It probably would have been more than £350.00 so I don't understand your reasoning.

tasharthur

Stoke wrote: »

While some may disagree, I think you panicked and went through insurance wrongly. I believe in giving the person a chance.

You say, or imply, they might have bodged the work. If they have a friend or family member who works in the industry (I do), he/she could have potentially done the work for you at a 'mates' rate and therefore, both of you would have been happy with the outcome. I don't see why "I know a guy who can sort it" has become stigmatized with the backstreet bodger. I do know a guy and he's highly respected in the local area and would probably do it for me for parts and paints only. You might have to wait a day or two longer if he's got lots of work on, but it means not involving the insurance company and all that lark.

You could have at least given them a chance, gone checked out the person who was going to do the work etc.

Instead, you've gone through insurance and now you have to prove beyond doubt that negligence was a key factor, something you'll find incredibly difficult to do. Good luck, as I do hope you can get some kind of compensation for this, but as I often say, !!!! happens, unfortunately.

But why should I have to take that risk? If they did bodge it up where would I have stood then? I don't know them. and also as previously said I had already contacted my insurance as they weren't there!


Plus it will cost over £3500 to put right so if this person was a "genuine" car repairer, even mates rates it would cost more than the £350 im asking!

tasharthur

pathtofreedom wrote: »

Do you own your house as you might want to take a couple of days to get over the shock and leave it to the insurance. As you don't want anything to escalate in a bad way, as you'd need to declare the issue when you sell the house that you had problems with the neigbours.

I don't own my house, I rent it unfortunately - cant afford to buy my own home. they aren't direct neighbours - they are 6 houses down.

tasharthur

NotRichAtAll wrote: »

so you have £350 excess on a car that you say is worth £1500 you should of let them take care of it when 1st offered. i am guessing the son whom you first spoke with is alot more savvy than yourself and it sounds like he was offering you an olive branch which you refused.

taken from post #4


which is what the son was offering according to yourself

Yes but if it wasn't fixed in a good enough manner, Id still be in a bad position

Stoke

tasharthur wrote: »

But why should I have to take that risk? If they did bodge it up where would I have stood then? I don't know them. and also as previously said I had already contacted my insurance as they weren't there!


Plus it will cost over £3500 to put right so if this person was a "genuine" car repairer, even mates rates it would cost more than the £350 im asking!

If the wall owner isn't willing to pay the repairs, then I don't really know where you stand. The damage was done, but it was not intentional on their part and unfortunately, like I said, stuff just happens. It's a bitter pill.

Tygermoth

Please also note if you withdraw the claim to try to deal direct it will still show as a claim on your policy (you just wont have to pay the excess)

As stoke says....'The damage was done, but it was not intentional on their part and unfortunately, like I said, stuff just happens. It's a bitter pill'.... and that's why you purchase insurance to protect your stuff to pay out in these types of circs.

NotRichAtAll

would love to see a piccy of the damage to the car.

i saw this and thought of you
http://worldonline.media.clients.ellingtoncms.com/img/photos/2006/03/13/Micro__crushed_car_Clinton__t460.jpg?926875e5be5f93a8dc1e86b8d949ee54b77d1e0d

Johno100

Zandoni wrote: »

The wall owner is obviously not prepared to pay out any money so why would the OP want to get involved with a friend of his doing the repairs. It probably would have been more than £350.00 so I don't understand your reasoning.

Well now, as the OP has turned down the wall owners offer, he (the wall owner) won't have to pay out a penny. He's probably sitting back thinking I'm glad the OP didn't take me up on my offer and I was an idiot for making it in the first place.

Zandoni

Johno100 wrote: »

Well now, as the OP has turned down the wall owners offer, he (the wall owner) won't have to pay out a penny. He's probably sitting back thinking I'm glad the OP didn't take me up on my offer and I was an idiot for making it in the first place.

The wall owner had no intention of paying out any money. If he did it would have been far cheaper for him to have paid the excess.