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Struggling with money because you've got kids

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Comments

  • lulu_92
    lulu_92 Posts: 2,758 Forumite
    Rampant Recycler I've been Money Tipped!
    denised wrote: »
    can anyone please help with this ?.My granddaughter goes to private nursery gets some paid, but why do they have to pay on days like today bank hols Christmas day etc when nursery is shut and cant go anyway but have pay full price.I think this very unfair:(

    Hi,

    Make a new thread for this and people will be along to help :)
    Our Rainbow Twins born 17th April 2016
    :A 02.06.2015 :A
    :A 29.12.2018 :A



  • denised
    denised Posts: 43 Forumite
    just new to this sorry im daft but not sure how to do it lol
  • Pollycat wrote: »
    Are you struggling with money, itchyextremist?


    If you are, all I can say is 'what goes around, comes around'. :T

    No, not at all. No debt, no money problems, full-time well paid job. Life is grand.
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    denised wrote: »
    can anyone please help with this ?.My granddaughter goes to private nursery gets some paid, but why do they have to pay on days like today bank hols Christmas day etc when nursery is shut and cant go anyway but have pay full price.I think this very unfair:(


    Maybe because if your daughter usually works Fridays her employer will have paid her for today .....likewise the nursery will have to pay their staff for the bank holiday too - but yes you need to start a new thread :)
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • haras_nosirrah
    haras_nosirrah Posts: 2,208 Forumite
    Let's turn this same argument back on the op

    why buy stuff if you can't afford it

    Seems you saddled an ex with debt by living beyond your means.

    Surely you should only buy stuff if you have the cash to do so.

    It annoys me to see !!!!less people like the op spending their money on crap and dodging their responsibilities and then claiming they have no money when surely they should have got better jobs and saved money before buying anything. It is dreadful that after 6 years of dodging payments people can walk away from their payments and the rest of us have to pay for it

    Or did your circumstances change like many people who have children and then have to have help later on as things have changed - or did you set out to get into debt and thought blow the consequences?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    denised wrote: »
    just new to this sorry im daft but not sure how to do it lol


    Look up this page and in blue and underlined it says "Marriage Relationships and families" click on this and then click where it ways "start new thread" on the left and Choose a title then write your post again
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • Pollycat
    Pollycat Posts: 35,917 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    No, not at all. No debt, no money problems, full-time well paid job. Life is grand.
    Then I suggest you appreciate how well off you are (or so you say) and stop letting things that don't directly affect you irritate you.
  • haras_nosirrah
    haras_nosirrah Posts: 2,208 Forumite
    Then why do you want a programme telling you how to save money on your shopping if you have plenty of money?

    The reason a lot of people struggle financially for a couple of years with kids is that you go from having two good incomes down to one or you still have two good incomes but also have a £1300 a month nursery bill to pay
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • thorsoak
    thorsoak Posts: 7,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No, not at all. No debt, no money problems, full-time well paid job. Life is grand.

    So the only reason for your post was to whinge?

    Sorry I wasted time and effort in a response
  • denised
    denised Posts: 43 Forumite
    thank you duchy think ive done it:T
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