FirstDirect 25 pounds CC incentive. 24 March 2015 at 12:45PM in Stoozing: free cash from credit cards 29 replies 6.9K views

Leafeysurrey

Just in case anyone's missed it FirstDirect are offering their current account customers 25 pounds to take/use their credit card. Offer closes 10th May.

Go to FirstDirect's website and click on 'Our credit cards' for offer details.



Sorry can't load direct link as I'm still a new user.

M0ney

http://www1.firstdirect.com/1/2/banking/current-account

They don't make a big deal of it on the website but it is there.

Leafeysurrey

Thank you for supplying the link M0ney.

Scrounger

£25 when you take and use our credit cards

Terms & Conditions

• to be eligible for £25 credit, you must apply for your first direct Credit Card or first direct Gold Card between 23 March and 10 May 2015
• the card must be opened and a purchase or balance transfer made within three months account opening
• incentives are paid within 45 days of criteria being met
• this offer may be withdrawn at any time without notice
• your £25 credit will be paid direct to your 1st Account
• the purchase can be of any value and made anywhere Visa is accepted
• minimum Balance Transfer amount is £100. A Balance Transfer fee of 2.29% (min £5) will be charged for each transferred balance if you take advantage of the 0% interest on balance transfers for 27 months offered on the first direct Credit Card. Representative example: based on an assumed credit limit of £ 1,200, our 18.9% rate p.a. for purchases gives a representative rate of 18.9% APR variable. We will not transfer balances between cards operated by members of the HSBC Group. Any request to do so will not be processed. The HSBC Group means HSBC Bank plc, its subsidiaries, associated and affiliated companies and includes Marks & Spencer Financial Services plc and John Lewis Financial Services Ltd.
• credit is subject to status
• this promotion is only available to first direct customers who do not hold a first direct Credit Card or a first direct Gold Card and have not held a credit card with first direct within the previous six months.

Thanks OP for the heads up and welcome to the forums. :beer:
Scrounger

Leafeysurrey

Thank you for the warm welcome Scrounger.

MuffinTops

Thank you Leafeysurrey! I'm always interested in free money! That's a pretty good 0% balance transfer fee too!

mrssjs

I only recently opened a FD account (switch incentive) and to gain access to their regular saver. Not opened a RS yet, but applied for the CC and I have been rejected.....

vouch0r

is it bad to apply, and cancel a few months later when you have the incentive? not too sure if its worth the effort

starM

mrssjs wrote: »

I only recently opened a FD account (switch incentive) and to gain access to their regular saver. Not opened a RS yet, but applied for the CC and I have been rejected.....

Did First Direct say why it was rejected? I have been with First Direct for over 15 years now. The good thing I like about FD you can speak with their Lending Dept/underwriters directly and they will tell you reasons for the declined.

It may be because it is a new account but I am sure you will be able to appeal against the decision with previous bank statements.

M0ney

vouch0r wrote: »

is it bad to apply, and cancel a few months later when you have the incentive? not too sure if its worth the effort

Not at all I applied for a gold card yesterday but I will keep it, for at least 17 months anyway interest free on purchases for that long.

planteria

agreed. an easy £25. and on that deal, might aswell keep it anyway:)