No benefits after car crash puts you out of work?

mattcanary

SnooksNJ wrote: »

I wouldn't call airlifting, 2 weeks of hospital care, physio, and therapy as receiving nothing when someone needs it.
I don't know what it costs the NHS but in the states your looking at $100K+ easily.

That's not the point.
The point is whether she is entitled to any benefits, or not - as you well know.

Fortunately, we don;t live in the States. Taxes should help pay for healthcare after an accident. Most people would not dispute that it should - taxes are paid to benefit the country as a whole - not just yourself. Vital medical treatment should never depend upon how rich you are.

Torry_Quine

Mojisola wrote: »

I know it doesn't suit every couple to share their finances when they live together but didn't you ever discuss what would happen if one of you was ill or out of work?

If you want to help her come to terms with having to 'live off you', set up a SO and transfer an amount to her every month so that she doesn't have to ask you for money when and as she needs something.

I expect she would support you if the situation was reversed so remind her of that if she gets upset about being financially dependent on you.

My situation is that I have been unable to work for several years due to ill-health. It has never been an issue that I can't financially contribute, as you say that's how families work surely. He transfers some money to my account and I still have some bills in my name.

supporting each other is about far more than money alone.

kingfisherblue

OP, if your partner were to receive any means tested benefits as a direct result of the accident, then it is possible that the DWP would reclaim the amount of those benefits from any compensation payout, even if it takes the three years that you quote. I am in the process of claiming compensation after someone drove into me, causing my car to be off the road for three weeks. In the letters from the solicitor (provided by the insurance company), it makes it clear that the DWP can and do claim back from compensation any benefits paid out as a direct result of claiming due to the accident.


So, even if she is able to claim any benefits (and means tested ones are unlikely given household income - the government do not count your incomes separately), she might have to repay those benefits. I don't know if this would be the same for PIP, as it is not means tested.


I wish your partner a speedy recovery.

HeavyMetalFan

Unbelievable levels of animosity shown towards the OP. I just can't believe that his partner was so thoughtless to inconvenience the air ambulance service - couldn't she have paid for a taxi?

I don't know enough about the benefits system in general but I agree with the OP. His partner deserves some assistance in her hour of need after paying to the system throughout her adult life.

I wish her a speedy recovery.

Mojisola

HeavyMetalFan wrote: »

I don't know enough about the benefits system in general but I agree with the OP. His partner deserves some assistance in her hour of need after paying to the system throughout her adult life.

And if she was single, she would get financial help.

As she is in a relationship and there is money coming into the household, she's not entitled to any means tested benefits.

SnooksNJ

mattcanary wrote: »

That's not the point.
The point is whether she is entitled to any benefits, or not - as you well know.

Fortunately, we don;t live in the States. Taxes should help pay for healthcare after an accident. Most people would not dispute that it should - taxes are paid to benefit the country as a whole - not just yourself. Vital medical treatment should never depend upon how rich you are.

I'm still paying for BC/BS so I'm the last person you should accuse of believing taxes to fund the NHS should only be used for myself.
Don't worry about having to pay for medical expenses in case I get into a car accident. I still insure a car in the US and my auto insurance would cover major medical as well.

im-lost

you should also be made aware that any benefits you receive after an accident, if you're claiming from the other side, all the benefits paid will be recouped out of your settlement, so be careful not to claim if you don't absolutely need to, as it all has to be paid back.

I currently owe the DWP about 6k after my accident, all covered by the other side, but if I didn't need to claim it, I would rather have that sum as part of the final settlement.

Londonsu

HeavyMetalFan wrote: »

Unbelievable levels of animosity shown towards the OP. I just can't believe that his partner was so thoughtless to inconvenience the air ambulance service - couldn't she have paid for a taxi?

I don't know enough about the benefits system in general but I agree with the OP. His partner deserves some assistance in her hour of need after paying to the system throughout her adult life.

I wish her a speedy recovery.

As I said up post I have more reason than most to think that a person who has paid in all their life (45 years in my case) should be entitled to assistance but I DONT, This lady however sad and traumatic her story is has access via her partner to 50k a year, her life time of contributions will be used as the basis for her pension entitlement not benefits so she can have her 'own money'

xylophone

Do you remember

"With this ring I thee wed, this gold and silver I thee give, with my body I thee worship and with all my worldly goods I thee endow.....

I take thee to be my wedded wife/husband for better for worse, for richer for poorer, in sickness and in health....."

Certainly your wife should receive any contribution based benefits and PIP to which she is entitled but

We very much keep our finances to ourselves and do not pool resources. It seems incredible to me that someone who has worked all her life and been through what she has is entitled to nothing when she needs it. She is a very proud lady and will struggle I know to have no income of her own and live off me.

Words fail me!

missbiggles1

xylophone wrote: »

Do you remember

"With this ring I thee wed, this gold and silver I thee give, with my body I thee worship and with all my worldly goods I thee endow.....

I take thee to be my wedded wife/husband for better for worse, for richer for poorer, in sickness and in health....."

Certainly your wife should receive any contribution based benefits and PIP to which she is entitled but



Words fail me!

Perhaps explains why the OP hasn't actually married his partner.